Best high-yield savings rates

Requirements

Product: No minimum balance or deposit requirements. Dividends compounded monthly.

Offer: Dividends compounded monthly. No monthly maintenance fee.

Requirements

Product: Links to free Kasasa Cash or Kasasa Cash Back checking. When linked, cash rewards transfer automatically into Kasasa Saver. Requires Kasasa Cash or Kasasa Cash Back account; limit 1 account per SSN.

Offer: Base rate earned on all balances if Kasasa Cash / Kasasa Cash Back qualifications are not met.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Linked Ridgeline Rewards or Compass Cash Back account required. No monthly maintenance fees, no minimum balance to earn rewards, no minimum deposit to open.

Offer: Base rate earned on entire daily balance if qualifications are not met in linked Ridgeline Rewards or Compass Cash Back account during Monthly Qualification Cycle.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Monthly maintenance fee of $3 (waived by maintaining a minimum daily balance of $200 or receiving at least $25 in automatic transfers from a linked checking account). Limited to 6 withdrawals/transfers per monthly statement cycle.

Offer: Rates effective as of 10/07/2026 for Idaho and Utah. Variable APY, interest compounded daily and paid monthly.

Requirements

Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.

Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Standard rate. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: $1.00 membership fee and minimum deposit of $25.00 required for credit union membership/ownership share.

Requirements

Product: Designed to be held alongside a KeyBank personal checking account. Monthly maintenance fee of $4.00 is waived if the account holder owns a KeyBank consumer checking account (including KeyBank Hassle-Free Account). Variable rate applies to the entire balance.

Offer: Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account).

Requirements

Product: Rate tiers depend on meeting monthly qualification requirements.

Offer: When qualifications are met.

Requirements

Product: Rate tiers depend on meeting monthly qualification requirements.

Offer: All balances if qualifications not met.