Best high-yield savings rates

Requirements

Offer: Minimum balance requirements: None

Requirements

Product: Refundable $25.00 deposit into a Share (Savings) account required to maintain membership with credit union. $200 combined average daily balance in all S-I-L accounts to avoid monthly fee.

Offer: $200 COMBINED average daily Balance in all S-I-L accounts to avoid a monthly fee ($2.00 account maintenance fee).

Requirements

Offer: Minimum balance requirements: None

Requirements

Product: Minimum $10 balance.

Offer: Minimum $10 balance; $100 & over pays 0.15% dividend @ 0.15% APY.

Requirements

Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.

Requirements

Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).

Offer: Standard rate for any balance without relationship rate qualification.

Requirements

Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).

Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.

Requirements

Product: Dividends credit and compound annually. Rates subject to change after account opening.

Requirements

Product: Represents ownership of the credit union and makes member eligible for all products and services. Dividends credited and compounded monthly. Can be used for overdraft protection. Free online banking, eStatements, and mobile deposit.

Offer: Dividends paid monthly on balance of $100 or greater. No monthly service fee.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Must be a member or shareholder of the credit union. $5 minimum opening deposit and $5 minimum daily balance with no fee charged. Minimum $50 balance required to earn dividends.

Requirements

Product: Must be a member or shareholder of the credit union. $5 minimum opening deposit. Minimum $50 balance required to earn dividends.

Requirements

Product: Unlimited withdrawals each month. $3 monthly minimum balance fee waived for persons 17 and under and over 60.

Offer: Variable interest rate may change after account opening. $3 monthly fee if balance falls below $100 minimum; fee waived for persons 17 and under and over 60.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.

Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.