Credit union · NCUA insured
Telco Triad Community Credit Union Savings Rates
Top CarrotTelco Triad Community Credit Union’s best savings rate is 1.25% APY on $10,000, with its Money Market Savings Account. Rates checked October 16, 2026.
How Telco Triad Community Credit Union’s savings rates compare
Compared with banks and credit unions near Sioux City, IA-NE-SD, where Telco Triad Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Telco Triad Community Credit Union
1.25%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $125
Money Market Savings Account
Top rate
First Dakota National Bank
2.57%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $257
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
Telco Triad Community Credit Union savings score
87
Savings score
Higher than 75% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0001.25%
- $100,000 balance$100,0002.00%
- QualifiedQualified1.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Telco Triad Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Savings Account
1.25%APY
Minimum balance $1,000; minimum withdrawal $250.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $50,000APY on entire account. | 1.25% | $125 | APY on entire account. |
| $50,000 – $100,000APY on entire account. | 1.75% | — | APY on entire account. |
| $100,000 and upAPY on entire account. | 2.00% | — | APY on entire account. |
Sources (1)
- telcotriad.org/products/deposit-rates · captured Oct 5, 2026
Basic Share Account
0.15%APY
Minimum $10 balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum $10 balance; $100 & over pays 0.15% dividend @ 0.15% APY.$100 and up | 0.15% | $15 | Minimum $10 balance; $100 & over pays 0.15% dividend @ 0.15% APY. |
Sources (1)
- telcotriad.org/products/deposit-rates · captured Oct 5, 2026
Special-purpose accounts
IRA Accounts
0.30%APY
No minimum balance. Offers Traditional, Education and Roth IRAs.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upNo minimum balance; $100 & over pays 0.30% dividend @ 0.30% APY.$100 and up | 0.30% | $30 | No minimum balance; $100 & over pays 0.30% dividend @ 0.30% APY. |
Sources (2)
All captured Oct 5, 2026
Who can join Telco Triad Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives or works in specified counties in Iowa, Nebraska, or South Dakota is eligible for membership.
Family and household
- Immediate family members and household members of current members (or such relatives of deceased members) are eligible for membership regardless of residence.
Membership information collected October 4, 2026.