Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Macon, GA
- 5.00%APY$500 a year on $10,000with conditions
Requirements
Product: To qualify for American Rewards rates and receive reimbursements on your ATM fees, you must perform the following during the monthly qualification cycle: 1) Have at least seven ACH debits and/or direct deposits post and settle and be enrolled and receive eStatement notice OR have at least 12 debit card purchases post and settle, have at least 1 direct deposit or automatic payment (ACH) post and settle, and be enrolled and receive eStatement notice
Offer: Qualifications met; balances up to $100,000
Qualified rate · Effective Nov 12, 2025
Rate by balance
Rate by balance for American Rewards Balance APY Up to $100,000Your amount 5.00% $100,000 and up 0.50% Rate checked
More details - Center Parc Credit UnionKasasa Saver with Kasasa Cash CheckingSavings · $1 min
Credit union · 1 branch
4.00%APY$400 a year on $10,000with conditionsRequirements
Product: Must link to a Kasasa Cash Checking account.
Offer: When Kasasa qualification requirements are met, applies to balances up to $100,000.00.
Qualified rate · 3.93% interest rate · Effective Oct 1, 2026
Rate checked
More details - Center Parc Credit UnionKasasa Saver with Kasasa Cash Back CheckingSavings · $1 min
Credit union · 1 branch
4.00%APY$400 a year on $10,000with conditionsRequirements
Product: Must link to a Kasasa Cash Back Checking account.
Offer: When Kasasa qualification requirements are met, applies to balances up to $100,000.00.
Qualified rate · 3.93% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.00%APY$400 a year on $10,000
Requirements
Product: Interest compounded daily on the collected balance. $100 minimum average daily balance to avoid $6 monthly maintenance fee.
Offer: $100 minimum average daily balance to avoid $6 monthly maintenance fee. Interest compounded daily on the collected balance.
Compounded daily · $6 monthly fee · Effective Jan 15, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 7 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 7 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: High yield savings account. Interest compounded daily on the collected balance.
Offer: Open In-Person: Find a Branch.
Compounded daily · Effective Dec 12, 2025
Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: High yield savings account. Interest compounded daily on the collected balance.
Offer: Interest compounded daily on the collected balance.
Compounded daily · Effective Jan 15, 2026
Rate checked
More details - Center Parc Credit UnionMoney MarketMoney Market · $2,500 min · 1.50%–3.50% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Must be a member to open. Monthly service charge of $10.00 if $2,500 minimum daily balance is not met. Dividends are compounded and paid monthly.
Offer: No monthly service fee when maintaining a $2,500 minimum daily balance.
1.49% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 1.50% $25,000 – $50,000 1.75% $50,000 – $100,000 2.50% $100,000 – $500,000 3.00% $500,000 and up 3.50% Rate checked
More details - Five Star Credit UnionPremier Growth Money MarketPremier Growth Money Market · $2,000 min · 1.31%–1.76% by balance
Credit union · 2 branches
1.31%APY$131 a year on $10,000Requirements
Product: Money market accounts with less than $2,000 earn savings account base rate. Variable rates subject to change. Fees may reduce earnings.
Offer: Accounts with less than $2,000 earn savings account base rate.
1.30% interest rate
Rate by balance
Rate by balance for Premier Growth Money Market Balance APY $2,000 – $50,000Your amount 1.31% $50,000 – $100,000 1.51% $100,000 and up 1.76% Rate checked
More details - MidSouth Community Federal Credit UnionMoney MarketMoney Market · $2,000 min · 0.60%–1.50% by balance
Credit union · 5 branches
0.75%APY$75 a year on $10,000Requirements
Product: MidSouth membership is available to anyone who lives, works, worships, or attends school in Baldwin, Bibb, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, and Wilkinson County. Requires a $5 initial deposit into a share savings account to establish and maintain membership. Dividends compound daily and are paid monthly. Up to 6 withdrawals per month.
Offer: The balance required to obtain the APY is a daily balance. Compounded daily, paid monthly.
0.60% interest rate · Compounded daily · Effective Apr 28, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $10,000 0.60% $10,000 – $50,000Your amount 0.75% $50,000 – $100,000 1.00% $100,000 and up 1.50% Rate checked
More details - Robins Financial Credit UnionPrestige Money MarketPrestige Money Market · $2,500 min · 0.60%–1.50% by balance
Credit union · 5 branches
0.60%APY$60 a year on $10,000Requirements
Product: No monthly maintenance fee. A $5.00 per month fee applies if balance falls below the minimum balance. Limited to no more than six transfers/withdrawals per month; excessive withdrawals subject to a $15.00 fee per item or account closure. An average daily account balance of $2,500.00 or more is required to receive the stated Dividend Rate and APY.
Offer: Average daily balance of $2,500.00 to $9,999.99 required to earn stated rate. Initial deposit of $2,500 required to open.
0.60% interest rate · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Prestige Money Market Balance APY $2,500 – $10,000 0.60% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.65% $50,000 – $100,000 0.90% $100,000 and up 1.50% Rate checked
More details - CGR Credit UnionMoney Market Capital Share AccountMoney Market Capital Share Account · $2,500 min · 0.55%–1.50% by balance
Credit union · 3 branches
0.55%APY$55 a year on $10,000Requirements
Product: Dividends are paid monthly. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
Offer: Minimum balance to earn dividend is $2,500.
0.55% interest rate
Rate by balance
Rate by balance for Money Market Capital Share Account Balance APY $2,500 – $25,000Your amount 0.55% $25,000 – $75,000 0.75% $75,000 – $100,000 1.25% $100,000 and up 1.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: May make up to 6 withdrawals per quarter. Membership requires maintaining minimum share deposit.
0.15% interest rate · Effective Aug 19, 2022
Rate by balance
Rate by balance for Savings Balance APY $100 – $2,499 0.15% $2,500 and upYour amount 0.50% Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: $1,000 minimum average daily balance to avoid a $10 monthly maintenance fee. Interest compounded daily on the collected balance. Rates may change after account is opened.
Offer: $1,000 minimum average daily balance to avoid a $10 monthly maintenance fee. Interest compounded daily on the collected balance.
Compounded daily · $10 monthly fee · Effective Jan 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Macon, GA
44 accounts at 12 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 3.22%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.35%
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Macon, GA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- American Pride BankBank · 2 branches
- MidSouth Community Federal Credit UnionCredit union · 5 branches