Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in York, PA metro
- 4.00%APY$400 a year on $10,000
Requirements
Product: Available in Ohio / eligible markets only. For new accounts. Product and feature availability may vary by location.
Offer: For new accounts. Available in eligible markets (Ohio only). Rate subject to change after account opening. Fees may reduce earnings.
No monthly fee · Effective Mar 30, 2026
Rate checked
More details - UnivestPersonal Money Market AccountPersonal Money Market Account · 3.60%–3.75% by balance
Bank · 1 branch
3.75%APY$375 a year on $10,000intro rateRequirements
Product: Requires new money not currently on deposit at Univest or its affiliates. Guaranteed promotional rate through December 31, 2026; converts to standard rates and terms starting January 1, 2027. Can be opened online or in-person at select locations, and in-person only at all other PA/NJ financial centers. Not available on business accounts. Withdrawal limitations apply.
Offer: For balances less than $5,000; guaranteed promotional rate until December 31, 2026 on new money not currently on deposit at Univest or its affiliates. Starting January 1, 2027, converts to standard rates and terms.
Promotional rate · No monthly fee
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $5,000 3.60% $5,000 and upYour amount 3.75% Rate checked
More details - AmeriChoice Federal Credit UnionTiered Money Market AccountTiered Money Market Account · 0.00%–1.50% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Rates are subject to change without notice. The annual percentage yield is accurate as of the last dividend declaration date.
Rate by balance
Rate by balance for Tiered Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $10,000Your amount 1.50% $10,000 – $25,000 1.50% $25,000 – $75,000 1.50% $75,000 – $150,000 1.50% Over $150,000 1.50% Rate checked
More details - White Rose Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 1.00%–1.75% by balance
Credit union · 5 branches
1.00%APY$100 a year on $10,000Requirements
Product: Must live, work, worship, attend school or own a business in York or Adams County Pennsylvania to become a member. The minimum balance is $5,000 to open and maintain a Money Market Account. There is no monthly fee for maintaining a Money Market Account. There is a $10 fee if your balance falls below $5,000 during the dividend period.
Offer: There is no monthly fee for maintaining a Money Market Account. There is a $10 fee if your balance falls below $5,000 during the dividend period.
1.00% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 1.00% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.25% $50,000 – $100,000 1.40% $100,000 – $250,000 1.65% $250,000 and up 1.75% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.85%–2.46% by balance
Bank · 7 branches
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Diamond tier with $1,000,000 combined balance.
Qualified rate · 0.85% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.85% $9,999 – $24,999Your amount 0.90% $24,999 – $49,999 1.06% $49,999 – $99,999 1.45% $99,999 – $249,999 2.15% $249,999 – $999,999 2.46% $999,999 – $1,999,999 2.46% Over $1,999,999 2.46% Rate checked
More details - Heritage Valley Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.90%–1.80% by balance
Credit union · 3 branches
0.90%APY$90 a year on $10,000Requirements
Product: Minimum balance required to open an account and earn dividends is $2,500. Dividends are compounded monthly.
Offer: Yield assumes principal and dividends remain on deposit for 1 year. Dividends are compounded monthly.
0.90% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $24,999Your amount 0.90% $25,000 – $49,999 1.30% $50,000 – $99,999 1.55% $100,000 and up 1.80% Rate checked
More details - First Capital Federal Credit UnionFirst Money MarketFirst Money Market · $1,000 min · 0.75%–1.60% by balance
Credit union · 6 branches
0.85%APY$85 a year on $10,000Requirements
Product: $1,000 minimum deposit to open. Avoid the $10 monthly service fee by maintaining a $1,000 minimum balance. 6 withdrawals and/or transfers allowed each month ($5 fee per excess transaction).
Offer: Avoid the $10 monthly service fee by maintaining a $1,000 minimum balance.
0.75% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for First Money Market Balance APY $1,000 – $5,000 0.75% $5,000 – $15,000Your amount 0.85% $15,000 – $50,000 1.10% $50,000 – $100,000 1.35% $100,000 and up 1.60% Rate checked
More details - Members 1st Federal Credit UnionMoney MarketMoney Market · $0 min · 0.05%–2.00% by balance
Credit union · 13 branches
0.80%APY$80 a year on $10,0000.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $25,000Your amount 0.80% $25,000 – $50,000 1.00% $50,000 – $100,000 1.30% $100,000 – $250,000 1.70% $250,000 and up 2.00% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.70%–2.30% by balance
Bank · 7 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Platinum tier with $250,000 combined balance.
Qualified rate · 0.70% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.70% $9,999 – $24,999Your amount 0.75% $24,999 – $49,999 0.90% $49,999 – $99,999 1.30% $99,999 – $249,999 2.00% $249,999 – $999,999 2.30% $999,999 – $1,999,999 2.30% Over $1,999,999 2.30% Rate checked
More details - York Educational Federal Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.73%–1.26% by balance
Credit union · 2 branches
0.73%APY$72 a year on $10,000Requirements
Product: Allows withdrawals without penalty associated with early withdrawals from Certificates of Deposit. Minimum deposit of $500.
0.75% interest rate · Effective Mar 1, 2024
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $10,000Your amount 0.73% $10,001 – $50,000 1.01% $50,001 and up 1.26% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.60%–2.20% by balance
Bank · 7 branches
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Gold tier with $50,000 combined balance.
Qualified rate · 0.60% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.60% $9,999 – $24,999Your amount 0.65% $24,999 – $49,999 0.80% $49,999 – $99,999 1.20% $99,999 – $249,999 1.90% $249,999 – $999,999 2.20% $999,999 – $1,999,999 2.20% Over $1,999,999 2.20% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.50%–2.10% by balance
Bank · 7 branches
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Silver tier with $25,000 combined balance.
Qualified rate · 0.50% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.50% $9,999 – $24,999Your amount 0.55% $24,999 – $49,999 0.70% $49,999 – $99,999 1.10% $99,999 – $249,999 1.79% $249,999 – $999,999 2.10% $999,999 – $1,999,999 2.10% Over $1,999,999 2.10% Rate checked
More details - New Cumberland Federal Credit UnionMoney MarketMoney Market · $0 min · 0.03%–0.80% by balance
Credit union · 3 branches
0.40%APY$40 a year on $10,000Requirements
Product: No minimum deposit amount. Tiered dividends so you earn as you grow. No early withdrawal penalty and immediate availability of funds on deposit. Account holders can establish their Money Market as overdraft protection for checking accounts.
0.03% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.03% $2,500 – $25,000Your amount 0.40% $25,000 – $50,000 0.60% Over $50,000 0.80% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.35%–1.95% by balance
Bank · 7 branches
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Standard rate tier.
Qualified rate · 0.35% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.35% $9,999 – $24,999Your amount 0.40% $24,999 – $49,999 0.55% $49,999 – $99,999 0.94% $99,999 – $249,999 1.64% $249,999 – $999,999 1.95% $999,999 – $1,999,999 1.95% Over $1,999,999 1.95% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in York, PA metro
61 accounts at 21 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 0.90%
- Banks, typical
- 0.13%
- Credit unions, typical
- 0.10%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
York, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- AmeriChoice Federal Credit UnionCredit union · 1 branch
- Heritage Valley Federal Credit UnionCredit union · 3 branches
- First Capital Federal Credit UnionCredit union · 6 branches