Credit union · NCUA insured
York Educational Federal Credit Union Savings Rates
York Educational Federal Credit Union’s best savings rate is 0.73% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How York Educational Federal Credit Union’s savings rates compare
Compared with banks and credit unions near York, PA, where York Educational Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
York Educational Federal Credit Union
0.73%APY
- Minimum
- $500
- Earns on $10,000 a year
- $72
Money Market Account
Top rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Univest
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
York Educational Federal Credit Union savings score
82
Savings score
Higher than 59% of U.S. banks and credit unions
- $1,000 balance$1,0000.73%
- $10,000 balance$10,0000.73%
- $100,000 balance$100,0001.26%
- QualifiedQualified0.73%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where York Educational Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.73%APY
Allows withdrawals without penalty associated with early withdrawals from Certificates of Deposit. Minimum deposit of $500.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $10,000 | 0.73% | $72 |
| $10,001 – $50,000 | 1.01% | — |
| $50,001 and up | 1.26% | — |
Sources (2)
All captured Sep 17, 2026
Share Savings
0.05%APY
Established when joining credit union; serves as primary savings account; required minimum balance of $5.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.05% | — |
| Over $2,500 | 0.05% | $5 |
Sources (1)
- yefcu.org/accounts/savings-accounts · captured Sep 17, 2026
Special-purpose accounts
Accumulation Savings IRA
0.15%APY
Variable rate account allowing frequent regular deposits; minimum deposit is $10.00; $10.00 penalty is imposed on all IRA accounts withdrawn for transfer to another financial institution.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upVariable rate; rates can fluctuate on a monthly basis; minimum balance is $10.$10 and up | 0.15% | $15 | Variable rate; rates can fluctuate on a monthly basis; minimum balance is $10. |
Sources (1)
- yefcu.org/accounts/iras · captured Sep 17, 2026
Club Accounts
0.05%APY
Special-purpose savings such as Vacation, Christmas, or other club accounts; dividends distributed monthly and funds available for withdrawal at any time.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.05% | — |
| Over $2,500 | 0.05% | $5 |
Sources (1)
- yefcu.org/accounts/savings-accounts · captured Sep 17, 2026
Stork Club
0.05%APY
Parent or grandparent completes membership card within 6 months of baby's birth or adoption; credit union waives $1.00 membership fee and deposits first $5.00 into share account; SSN required to open; minimum balance of $5.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.05% | — |
| Over $2,500 | 0.05% | $5 |
Sources (1)
- yefcu.org/accounts/savings-accounts · captured Sep 17, 2026
Who can join York Educational Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of participating businesses and organizations in the York, PA area.
- Membership is open to members of participating community organizations and churches.
Military, government and schools
- Membership is open to employees of participating school districts and educational institutions in the York, PA area.
- Membership is open to students and members of participating school-related entities and educational organizations.
Family and household
- Membership is open to family members of eligible individuals and employees of participating entities.
Membership information collected October 5, 2026.