Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Watertown, WI metro
- Fort Community Credit UnionGoal Getter SavingsSavings · $0 min · 0.05%–3.66% by balance
Credit union · 4 branches
3.66%APY$366 a year on $10,000Requirements
Product: $5 minimum opening deposit. Dividends compounded monthly.
Offer: Applies to balances $0 - $15,000. Dividends paid monthly.
3.60% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Goal Getter Savings Balance APY Up to $15,000Your amount 3.66% Over $15,000 0.05% Rate checked
More details - Fort Community Credit UnionGoal Getter SavingsSavings · $5 min · 0.05%–3.66% by balance
Credit union · 4 branches
3.66%APY$366 a year on $10,000Requirements
Product: $5 minimum opening deposit. Dividends compounded monthly.
Offer: Applies to balances $0 - $15,000. Dividends compounded monthly.
3.60% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Goal Getter Savings Balance APY Up to $15,000Your amount 3.66% Over $15,000 0.05% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 2 branches
3.20%APY$320 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Private Choice enhanced rate tier. Requires meeting and maintaining Emerald Private Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 3.15% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 3.16%APY$316 a year on $10,000
Requirements
Product: $5 minimum opening deposit. Dividends compounded monthly.
Offer: Applies to entire balance. Dividends compounded monthly.
3.11% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 3.16%APY$316 a year on $10,000
Requirements
Product: $5 minimum opening deposit. Dividends compounded monthly.
Offer: Dividends paid monthly.
3.11% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 2 branches
1.60%APY$160 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Choice enhanced rate tier. Requires meeting and maintaining Emerald Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 1.58% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 1.16%APY$116 a year on $10,000with conditions
Requirements
Product: Requires an active Bank First checking account with direct deposit. Limit ten (10) debit transactions per statement cycle; transactions in excess of 10 incur a $5.00 fee each.
Offer: Zero or minimal interest paid on the lowest tier; no service charge if balance drops below $10,000.00. Requires active Bank First checking account with direct deposit.
Qualified rate · 0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Elite Balance APY Up to $10,000 0.00% $10,000 – $50,000Your amount 1.16% $50,000 – $100,000 1.66% $100,000 and up 1.92% Rate checked
More details - 1.01%APY$101 a year on $10,000
Requirements
Product: Interest paid monthly based on daily compounding.
Offer: Interest paid monthly.
0.00% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Super Savings Balance APY Up to $10,000 0.00% $10,000 – $50,000Your amount 1.01% $50,000 – $100,000 1.26% $100,000 – $500,000 2.02% $500,000 – $1,000,000 2.79% $1,000,000 and up 3.56% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: An active Bank First checking account with direct deposit is required to maintain this account. Limited to 10 debit transactions per statement cycle when statements are monthly and 30 when quarterly. Compounded quarterly at a variable rate.
Offer: Requires Bank First checking with direct deposit.
Qualified rate · 0.00% interest rate · Compounded quarterly
Rate by balance
Rate by balance for Savings Elite Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 1.00% $25,000 – $100,000 1.41% $100,000 and up 1.66% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Ixonia BankRelationship Money MarketRelationship Money Market · $1,000 min · 0.01%–2.85% by balance
Bank · 3 branches
0.80%APY$80 a year on $10,000Requirements
Product: Footnotes 3,4,9,13 apply; Rates subject to change anytime.
Offer: Min. Balance to Obtain APY Less than $2,500
0.01% interest rate · Effective Sep 9, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY Up to $2,499 0.01% $2,500 – $49,999Your amount 0.80% $50,000 – $99,999 1.50% $100,000 – $249,999 1.60% $250,000 – $999,999 2.35% $1,000,000 and up 2.85% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 2 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Platinum Choice enhanced rate tier. Requires meeting and maintaining Platinum Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.50% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Ixonia BankStandard Money MarketStandard Money Market · $1,000 min · 0.01%–2.35% by balance
Bank · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Footnotes 3,9 apply; Rates subject to change anytime.
Offer: Min. Balance to Obtain APY Less than $2,500
0.01% interest rate · Effective Sep 9, 2026
Rate by balance
Rate by balance for Standard Money Market Balance APY Up to $2,499 0.01% $2,500 – $49,999Your amount 0.50% $50,000 – $99,999 1.10% $100,000 – $999,999 1.35% $1,000,000 and up 2.35% Rate checked
More details - County-City Credit UnionMoney MarketMoney Market · $0 min · 0.00%–1.00% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Fees may reduce earnings on the account. Rates subject to change any time without notice.
0.00% interest rate · Effective Sep 14, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $500 0.00% $500 – $2,500Minimum to earn rate is $500. 0.08% $2,500 – $10,000Minimum to earn rate is $2,500. 0.15% $10,000 – $50,000Your amountMinimum to earn rate is $10,000. 0.40% $50,000 and upMinimum to earn rate is $50,000. 1.00% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Watertown, WI metro
49 accounts at 15 banks and credit unions · checked Oct 16
- Typical
- 0.10%
- Top 10% from
- 1.91%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.08%
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Watertown, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fort Community Credit UnionCredit union · 4 branches