Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Washington, DC-VA-MD-WV metro
- 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to an active Kasasa Cash, Kasasa Cash Back, or Kasasa Eats checking account. Requires at least 1 direct deposit/ACH credit/payment, 15 debit card purchases, and eStatements per Monthly Qualification Cycle to receive qualifying rates. Limit of 1 Kasasa Saver per membership (max 2 across combined memberships).
Offer: Qualifying tier for portion of average daily balance $0 but less than $100,000.01 when linked Kasasa checking qualifications are met.
Qualified rate · 1.98% interest rate · Balance cap $100,000.01 · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - City First BankHigh Yield Consumer Money MarketHigh Yield Consumer Money Market · $10,000 min · 2.00%–2.25% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: $8.00 monthly service charge applies if $10,000.00 minimum monthly average balance requirement is not met.
Offer: $8.00 monthly service charge applies if minimum monthly average balance of $10,000.00 is not met.
1.98% interest rate · $8 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Consumer Money Market Balance APY Up to $249,999Your amount 2.00% $250,000 and up 2.25% Rate checked
More details - Department of Commerce Federal Credit UnionAdvantage SavingsSavings · $0 min · 0.25%–2.00% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Must have an Advantage Rewards Checking or Advantage Cash Back Checking account. Requires at least 12 debit card purchases, at least one direct deposit or ACH credit transaction of $500 or more, and enrollment in e-statements within Online Banking during each Monthly Qualification Cycle.
Offer: Qualifying rate for daily balances up to and including $100,000.00 when monthly qualifications are met.
Qualified rate · 1.98% interest rate · No monthly fee · Effective May 21, 2026
Rate by balance
Rate by balance for Advantage Savings Balance APY Up to $100,000Your amount 2.00% Over $100,000 0.25% Rate checked
More details - 1.93%APY$193 a year on $10,000
Requirements
Offer: Rates may change after account opening. Fees could reduce earnings. Rates are subject to change at any time and are not guaranteed until the account is opened.
1.91% interest rate · Effective Sep 24, 2026
Rate checked
More details - Department of Commerce Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.87%–2.10% by balance
Credit union · 1 branch
1.87%APY$187 a year on $10,000Requirements
Product: Variable rate tied to the Wall Street Journal Prime Rate as published on the last day of the month. $2,500 minimum deposit to earn dividends. No monthly maintenance fee. NCUA insured.
1.85% interest rate · Effective Mar 24, 2020
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $19,999Your amount 1.87% $20,000 – $49,999Tied to Wall Street Journal Prime Rate as published on the last day of the month. Minimum $2,500 deposit to earn dividends. 2.02% Over $50,000Tied to Wall Street Journal Prime Rate as published on the last day of the month. Minimum $2,500 deposit to earn dividends. 2.10% Rate checked
More details - Department of Commerce Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.87%–1.97% by balance
Credit union · 1 branch
1.87%APY$187 a year on $10,000Requirements
Product: Variable rate tied to the Wall Street Journal Prime Rate as published on the last day of the month. $2,500 minimum deposit to earn dividends. No monthly maintenance fee. NCUA insured.
Offer: Tied to Wall Street Journal Prime Rate as published on the last day of the month. Minimum $2,500 deposit to earn dividends.
1.85% interest rate · No monthly fee · Effective Mar 11, 2020
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $19,999Your amount 1.87% $20,000 – $49,999 1.92% Over $50,000 1.97% Rate checked
More details - Andrews Federal Credit UnionPremium High-Yield Money Market AccountPremium High-Yield Money Market Account · $0 min · 1.80%–2.30% by balance
Credit union · 7 branches
1.80%APY$180 a year on $10,000Requirements
Product: Limit of 6 transfers/withdrawals per calendar month before excess transaction fee applies. Dividends compounded and credited monthly. Variable rate subject to change. Membership required.
1.79% interest rate
Rate by balance
Rate by balance for Premium High-Yield Money Market Account Balance APY Up to $100,000Your amount 1.80% $100,000 and up 2.30% Rate checked
More details - 1.75%APY$175 a year on $10,000
Requirements
Product: Fees may reduce earnings. Rate may change after account opening. Offers and products are subject to updates, modifications, and/or termination at any time after account opening.
Offer: Fees may reduce earnings. Rate may change after account opening. Promotional offers, products and services are subject to updates, modifications and/or termination at any time after account opening.
Rate checked
More details - Andrews Federal Credit UnionKasasa Saver AccountSavings · $0 min · 0.50%–1.75% by balance
Credit union · 7 branches
1.75%APY$175 a year on $10,000with conditionsRequirements
Product: Must be a credit union member. Requires an active Kasasa Cash or Kasasa Cash Back checking account. No recurring monthly maintenance charges or fees to open or close. Limit of one account type per member. Not for commercial purposes.
Offer: Qualifications required during each qualification cycle: at least 15 PIN-based or signature-based debit card purchases, at least one direct deposit or ACH transaction, and enrollment in online/digital banking and e-statements.
Qualified rate · 1.74% interest rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Account Balance APY Up to $100,000Your amount 1.75% Over $100,000 0.50% Rate checked
More details - Signal FinancialSignal Smart Plus SavingsSavings · $0 min · 0.50%–2.02% by balance
Credit union · 4 branches
1.71%APY$171 a year on $10,000intro rateRequirements
Product: Tiered savings account with no minimum account balance required. Requires minimum $500 direct deposit per month or 10+ debit card swipes per month; $25 monthly maintenance fee if requirements are unmet. Membership required. Dividends compounded daily and credited monthly (effective July 1, 2025 dividend rate calculation changes from daily compounding to simple monthly compounding). Signal Financial reserves the right to end or modify this offer at any time.
Offer: $25 monthly maintenance fee waived with minimum $500 direct deposit per month or 10+ debit card swipes per month.
Promotional rate · 2.00% interest rate · Compounded daily · $25 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Signal Smart Plus Savings Balance APY Up to $10,000 2.02% $10,000 – $25,000Your amount 1.71% $25,000 – $50,000 1.36% $100,000 and up 0.50% Rate checked
More details - NASA Federal Credit UnionPremier Money Market (PMMA)Premier Money Market (PMMA) · $10,000 min
Credit union · 9 branches
1.65%APY$165 a year on $10,000Requirements
Product: Variable rate account. Dividends compounded monthly, credited monthly. Minimum balance for dividends is $10,000 using the Average Daily Balance method. Accounts closed before the end of the dividend period will not receive accrued dividends.
Offer: Average Daily Balance requirement of $10,000 for dividend rate of 1.64% and APY of 1.65%. Minimum opening balance is $10,000.
1.64% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Apple FCUMoney Market AccountMoney Market Account · 0.50%–3.00% by balance
Credit union · 23 branches
1.55%APY$155 a year on $10,000Requirements
Product: Offers flexible access to funds with no term requirements. Compounded monthly.
Offer: Compounded monthly.
Compounded monthly · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.50% $2,500 – $19,999Your amount 1.55% $20,000 – $49,999 1.60% $50,000 – $99,999 1.70% $100,000 – $249,999 1.75% $250,000 – $999,999 2.00% $1,000,000 and up 3.00% Rate checked
More details - Marine Federal Credit UnionChoice Money Market ShareChoice Money Market Share · $0 min · 0.75%–4.23% by balance
Credit union · 2 branches
1.31%APY$131 a year on $10,000Requirements
Product: Limit of one Choice Money Market Share per Marine FCU account. Debit cards, check writing, and Zelle transfers are restricted. May be used for overdraft protection.
Offer: Dividends compound and credit monthly using the Average Daily Balance method.
Effective Oct 19, 2026
Rate by balance
Rate by balance for Choice Money Market Share Balance APY Up to $3,000 4.23% $3,000 – $5,000 3.20% $5,000 – $10,000 2.12% $10,000 – $15,000Your amount 1.31% $15,000 – $25,000 0.80% $25,000 and up 0.75% Rate checked
More details - SkyPoint Federal Credit UnionMoney MarketMoney Market · $1,000 min · 1.00%–1.60% by balance
Credit union · 3 branches
1.30%APY$130 a year on $10,000Requirements
Product: No monthly or hidden service charges. Write up to three checks per month. Minimum deposit of $1,000.
1.00% interest rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 1.00% $10,000 – $25,000Your amount 1.30% $25,000 – $50,000 1.40% $50,000 and up 1.60% Rate checked
More details - Virginia Credit UnionPremium Money MarketPremium Money Market · $10,000 min · 0.05%–1.25% by balance
Credit union · 3 branches
1.25%APY$125 a year on $10,000Requirements
Product: Earn returns while keeping access to savings. Choose between Premium (minimum balance of $10,000) and Premium Plus (minimum balance of $25,000). 2 free withdrawals every month, $3 for each additional. Checking transfers, automatic overdraft protection for checking, direct deposit or payroll deduction. Dividends accrue daily and are paid monthly. Fees may reduce earnings. APYs may change after account is opened.
Offer: Compounding frequency: Monthly. Dividends accrue daily and are paid monthly. APYs may change after account is opened. Fees may reduce earnings.
0.05% interest rate
Rate by balance
Rate by balance for Premium Money Market Balance APY $100 and up 0.05% $10,000 and upYour amount 1.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington, DC-VA-MD-WV metro
322 accounts at 117 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.75%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.15%
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Washington, DC-VA-MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 9 branches
- Hanscom Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 2 branches