Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in Washington, DC-VA-MD-WV metro
- 0.15%APY$15 a year on $10,000
Requirements
Product: $5 minimum deposit and $5 one-time membership fee. Dividends computed daily from the day of deposit to the day of withdrawal, paid and compounded monthly.
Offer: Computed daily from the day of deposit to the day of withdrawal, paid and compounded monthly. $5 minimum deposit and $5 one-time fee.
0.15% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - EP Federal Credit UnionRegular SavingsSavings · $100 min · 0.10%–0.15% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Initial $10 deposit establishes membership and gives access to other credit union benefits. Provides checking overdraft protection.
Offer: Dividends are compounded and paid monthly. Dividend Rate and APYs are variable and subject to change. If closed prior to dividend payment, accrued dividend is forfeited.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY $100 – $4,999 0.10% $5,000 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Maintains membership with a $5.00 deposit. Dividends compounded and paid quarterly. Five withdrawals per month allowed before fee is imposed.
Offer: $100 minimum balance to earn dividends. Minimum daily balance required to obtain APY for dividend period.
0.15% interest rate · Effective Aug 1, 2026
Rate checked
More details - Partners 1st Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–0.50% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Dividends pay monthly. Six free withdrawals per month.
Offer: Dividends paid monthly.
0.00% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $25,000Your amount 0.15% $25,000 – $100,000 0.25% $100,000 and up 0.50% Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Must be opened on the same day as a new or reinvesting Certificate of Deposit (CD) with a term equal to or greater than 12 months. Requires new money with a maximum deposit equal to the corresponding CD amount.
Offer: Open with $1,000. Maintain a $1,000 daily balance in the account to earn interest and avoid the $3 monthly fee. Interest is calculated monthly using the daily balance method. Unlimited in-person withdrawals at Community Banking Offices.
Qualified rate · $3 monthly fee · Effective Dec 19, 2024
Rate checked
More details - Signal FinancialPremium Money MarketPremium Money Market · $0 min · 0.13%–0.25% by balance
Credit union · 4 branches
0.13%APY$13 a year on $10,000with conditionsRequirements
Product: Enrollment in a Signal Direct Bundle or Signal Premium Bundle required to open a Direct or Premium Money Market Account. Membership required to open or maintain any additional products. Fees may reduce earnings on the account. Dividends are compounded daily and credited monthly.
Offer: Enrollment in a Signal Direct Bundle or Signal Premium Bundle required. Minimum balance requirements apply to daily balance.
Qualified rate · 0.13% interest rate · Compounded daily · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $25,000Your amount 0.13% $25,000 and up 0.25% Rate checked
More details - 0.13%APY$13 a year on $10,000with conditions
Requirements
Product: Enrollment in a Signal Direct Bundle or Signal Premium Bundle required to open a Direct or Premium Money Market Account. Membership required to open or maintain any additional products. Fees may reduce earnings on the account. Dividends are compounded daily and credited monthly.
Offer: Enrollment in a Signal Direct Bundle or Signal Premium Bundle required. Minimum balance requirements apply to daily balance.
Qualified rate · 0.13% interest rate · Compounded daily · Effective Oct 7, 2026
Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold Private Client relationship tier (requires $800,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold Private Client tier.
Qualified rate · 0.12% interest rate · $4.50 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Rates are variable and may change after the account is opened. The dividend period for these accounts is monthly.
0.10% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Rates are variable and may change after the account is opened. The dividend period for these accounts is monthly.
0.10% interest rate · Effective Oct 22, 2026
Rate checked
More details - Healthcare Systems Federal Credit UnionSavingsSavings · $50 min · 0.05%–0.10% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Offer: Minimum balance to maintain account is $10.
0.05% interest rate
Rate by balance
Rate by balance for Savings Balance APY Up to $4,999 0.05% $5,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends paid quarterly. Account transfer limitations may apply. Rate may change after account opening. Minimum balance required to obtain APY. Minimum balance of $1.00 required to obtain Credit Union membership. No monthly fee.
Offer: Dividends paid quarterly. Account transfer limitations may apply. Rate may change after account opening. Minimum balance required to obtain APY.
0.10% interest rate · No monthly fee · Effective Sep 28, 2026
Rate checked
More details - Topside Federal Credit UnionPremium SavingsSavings · $1 min · 0.05%–0.30% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minimum balance of $1.00 required to obtain Credit Union membership. No monthly service charge. Dividends paid quarterly. Rate may change after account opening. Minimum balance required to obtain APY.
Offer: Dividends paid quarterly. Rate may change after account opening.
0.05% interest rate · No monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Premium Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $100,000 0.20% $100,000 and up 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends paid quarterly. Account transfer limitations may apply. Rate may change after account opening. Minimum balance required to obtain APY.
0.10% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends paid quarterly. Rate may change after account opening. Minimum balance of $1.00 required to obtain Credit Union membership.
0.10% interest rate · Effective Sep 28, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington, DC-VA-MD-WV metro
322 accounts at 117 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.75%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.15%
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Washington, DC-VA-MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 9 branches
- Hanscom Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 2 branches