Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Tampa, FL metro
- Suncoast Credit UnionHigh Yield Savings AccountSavings · $0 min · 0.25%–4.50% by balance
Credit union · 30 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: High Yield Checking account required. Must deposit $2,000 in aggregate monthly to High Yield Checking or High Yield Savings (excluding internal transfers) to qualify for the high yield rate.
Offer: Requires active High Yield Checking account and $2,000 monthly deposit minimum in High Yield Checking and/or High Yield Savings.
Qualified rate · No monthly fee · Effective Mar 4, 2025
Rate by balance
Rate by balance for High Yield Savings Account Balance APY Up to $500 4.50% Over $500Your amount 0.25% Rate checked
More details - Achieva Credit UnionAchieva Consumer Premium SavingsSavings · $1 min · 0.25%–1.50% by balance
Credit union · 14 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum opening balance as low as $1. No minimum or maximum balance. Variable rate.
0.25% interest rate
Rate by balance
Rate by balance for Achieva Consumer Premium Savings Balance APY Up to $50,000Your amount 0.25% $50,000 – $100,000 0.50% $100,000 – $250,000 1.35% $250,000 and up 1.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends are calculated on the daily balance and paid at the end of each month. Rate may change after account is opened. Fees may reduce earnings.
Offer: $100 minimum. Rate may change after account is opened. Fees may reduce earnings. Dividends calculated on daily balance and paid at end of each month.
Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends computed on the average daily balance with quarterly posting and compounding. Establishes and maintains credit union membership.
Offer: Minimum balance to maintain membership is $25.00; minimum average daily balance to earn dividends is $500.00.
0.25% interest rate
Rate checked
More details - Metro Federal Credit UnionPrimary SavingsSavings · $100 min · 0.10%–0.50% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Must be a member of Metro Federal Credit Union. Initial deposit of $10 required. A balance of $250 is required after 3 months to avoid a $5.00 monthly minimum balance fee (members under 18 and over 60 are exempt).
Offer: Dividends compounded and paid monthly. $5 monthly fee applies after 3 months if balance is below $250 (waived for members under 18 or over 60).
0.10% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Primary Savings Balance APY $100 – $4,999 0.10% $5,000 – $9,999 0.15% $10,000 – $24,999Your amount 0.25% $25,000 and up 0.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Columbia Credit UnionSMART MONEY MARKETSMART MONEY MARKET · $2,500 min · 0.25%–0.45% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends paid on all balances above $2,500. No monthly fee with minimum balance of $1,000; otherwise $10 per month. $500.00 minimum on withdrawals. Up to six pre-authorized withdrawals or transfers per month.
Offer: No monthly fee with minimum balance of $1,000; otherwise $10 per month.
$10 monthly fee · Effective Jan 1, 2024
Rate by balance
Rate by balance for SMART MONEY MARKET Balance APY $2,500 and up 0.25% $10,000 and upYour amount 0.25% $20,000 and up 0.35% $50,000 and up 0.45% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $2 monthly maintenance fee can be waived by maintaining a $200 minimum daily balance.
Offer: $2 monthly maintenance fee waived by maintaining $200 minimum daily balance.
0.10% interest rate · $2 monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: If you make more than two withdrawals (including transfers) in a month, you'll be charged a $10 withdrawal fee. Optional Pocket Change round-up matching available for first 90 days up to $100.
Offer: $10 fee for more than two withdrawals or transfers per month.
0.10% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Primary membership savings account option. Membership eligibility required.
Offer: Requires $5 minimum balance and $100 average daily balance for dividend/interest rate.
0.20% interest rate · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Membership eligibility required.
Offer: Requires $5 minimum balance and $100 average daily balance for dividend/interest rate.
0.20% interest rate
Rate checked
More details - Together Credit UnionAccelerate It SavingsSavings · $100 min · 0.20%–5.00% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Must be 19 years of age or older (or 22 years or older per rates disclosure) and have an open checking account located under the same membership number; converts to Regular Savings if checking account is closed. One account per SSN or TIN. Membership eligibility required.
Offer: Requires open checking account under the same membership number. $100 average daily balance required for dividend/interest rate.
Qualified rate · 4.89% interest rate · Effective Jun 1, 2025
Rate by balance
Rate by balance for Accelerate It Savings Balance APY $100 – $5,001 5.00% $5,001 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Add-on account for special goals requiring an existing primary membership savings account. Membership eligibility required.
Offer: Requires $100 average daily balance for dividend/interest rate. $0 minimum balance requirement.
0.20% interest rate · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Minimum to earn dividends: none. Shared rate table with lines 10-13.
0.20% interest rate
Rate checked
More details - FLCBankPersonal Money MarketPersonal Money Market · $1,000 min · 0.10%–3.05% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Average Daily Balance $2,000 or $20 Monthly Service Charge. Rates are variable and subject to change. Minimum balance to obtain stated APYs applies per tier. Service charges may reduce earnings.
Offer: Less than $10,000
0.10% interest rate · $20 monthly fee · Effective Mar 1, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $10,000 0.10% $10,000 – $50,000Your amount 0.20% $50,000 – $100,000 1.90% $100,000 – $199,999 2.66% $200,000 and up 3.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Tampa, FL metro
182 accounts at 61 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Tampa, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Oxford Federal Credit UnionCredit union · 1 branch
- Climate First BankBank · 1 branch
- Suncoast Credit UnionCredit union · 30 branches