Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Sumter, SC metro
- AllSouth Federal Credit UnionMoney MarketMoney Market · $1,000 min · 1.00%–1.51% by balance
Credit union · 2 branches
1.11%APY$111 a year on $10,000Requirements
Product: Membership eligibility required. Dividends are compounded monthly and credited at end of month. Minimum average daily balance of $1,000 required to earn dividends.
Offer: Maintain an average daily balance of $1,000 or more to waive the $5.00 monthly maintenance fee.
1.00% interest rate · Compounded monthly · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 1.00% $10,000 – $25,000Your amount 1.11% $25,000 – $50,000 1.21% $50,000 – $75,000 1.31% $75,000 – $100,000 1.41% $100,000 and up 1.51% Rate checked
More details - SAFE Federal Credit UnionMoney Market CheckingMoney Market Checking · $0 min · 0.95%–2.70% by balance
Credit union · 8 branches
0.95%APY$95 a year on $10,000Requirements
Product: Membership savings account required ($5 par value). Variable-rate account; rate may change after opening. Dividends compounded and credited monthly using the Average Daily Balance method. Limit of six withdrawals per month in person or by mail request.
Offer: Minimum average daily balance to earn APY is $0.01. Rate is variable. No monthly service charges.
0.95% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $25,000Your amount 0.95% $25,000 – $50,000 1.25% $50,000 – $100,000 1.65% $100,000 – $250,000 2.30% $250,000 – $500,000 2.45% Over $500,000 2.70% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A service charge of $6 applies if the minimum balance drops below $100 any day in the quarterly statement cycle. Four free withdrawals per quarterly statement (a $2 charge applies per debit item exceeding four per quarterly statement cycle). Unlimited deposits. Statement mailed quarterly or delivered by eStatements. Savings linked to Checking Visa Debit/ATM card for withdrawal/transfer at any ATM. Regulation D limits certain transactions to 6 per month.
Offer: Interest Rate = 0.25% Annual Percentage Yield (APY). Rates are accurate and effective as of 9/17/2026. Interest accrues daily and is paid quarterly. Minimum balance to earn interest is $100. A service charge of $6 applies if minimum balance drops below $100 any day in the quarterly statement cycle.
0.25% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Requires maintaining a $10 minimum balance. Membership account establishing credit union membership. Dividends compounded quarterly, credited end of quarter.
Offer: Earn 0.20% APY when maintaining a minimum average daily balance of $100. Dividends compounded quarterly and credited end of quarter. No monthly maintenance fee.
0.20% interest rate · Compounded quarterly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Secondary savings account. Dividends compounded quarterly, credited end of quarter.
Offer: Dividends compounded quarterly, credited end of quarter.
0.20% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Secondary savings account option. Variable rate account. Dividends compounded daily and credited monthly using the daily balance computation method. Only one withdrawal permitted per month; a $1.00 fee applies to each withdrawal exceeding the monthly limit. Six Regulation D transfers permitted per month. Insured up to $250,000 by NCUA.
Offer: Dividends compounded daily and credited monthly using the daily balance computation method. Only one withdrawal permitted per month ($1 fee per additional withdrawal). Minimum balance to earn dividends is $0.01.
0.15% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership savings account required (par value $5.00). Variable rate account subject to change without notice. Dividends compounded on average daily balance and credited quarterly. Up to six Regulation D transfers permitted per month. Insured up to $250,000 by NCUA.
Offer: Dividends calculated on average daily balance and credited quarterly. Minimum balance to earn dividends is $0.01. Six Regulation D transfers allowed per month.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - First Citizens BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates for money market savings accounts may vary depending on your area.
Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.07% $50,000 – $99,999 0.07% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.
Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.
0.01% interest rate · $5 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Standard rate. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.01% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly maintenance fee can be waived by maintaining a minimum daily ledger balance of $300 or more, scheduling a recurring preauthorized internal transfer of $25 or more per statement cycle into the Truist One Savings Account, being under 18 years of age (primary owner), or having any related Truist personal checking account (excluding Truist Confidence Account). $5 withdrawal limit fee assessed for each withdrawal over 6 per statement cycle (max 6 fees).
Offer: $5 monthly maintenance fee waived with $300 minimum daily ledger balance, $25+ recurring monthly internal transfer, minor under 18 primary owner, or related Truist personal checking account (excl. Confidence Account). $5 fee per withdrawal over 6 per statement cycle.
0.01% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Requires a Truist Confidence Account to open. $0 monthly maintenance fee. $0 overdraft fees. $5 withdrawal limit fee assessed for each withdrawal over 6 per statement cycle (maximum of 6 fees per statement cycle).
Offer: Requires a Truist Confidence Account. $0 monthly maintenance fee. $5 fee per withdrawal over 6 per statement cycle.
Qualified rate · 0.01% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Sumter, SC metro
16 accounts at 6 banks and credit unions · checked Oct 22
- Typical
- 0.08%
- Top 10% from
- 0.60%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.20%
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South Carolina
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- Peach State Federal Credit UnionCredit union · 4 branches
- Greenville Heritage Federal Credit UnionCredit union · 3 branches