Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Stockton, CA metro
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 7 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must establish and maintain Valley Strong Membership. A minimum balance of $5 is required to open and keep the account active. Rates are variable and may change after the account is opened. Dividends are compounded and paid quarterly.
Offer: A minimum balance of $5 is required to open this account and must be maintained to keep the account active. No monthly service fees.
No monthly fee · Effective Mar 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership share and voting right in the credit union. Requires a $5 minimum opening deposit and $5 minimum balance. No monthly maintenance fee, but a $5 monthly low balance fee applies after 12 months of inactivity with an aggregate balance below $50. Fees could reduce earnings.
Offer: Rate applies to all savings balances. Fees could reduce earnings on the account. $5 monthly fee applies after 12 months of inactivity and aggregate balance of less than $50.
0.05% interest rate · No monthly fee · Effective Feb 6, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 7 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - OE Federal Credit UnionSavings AccountSavings · $100 min · 0.03%–0.07% by balance
Credit union · 2 branches
0.04%APY$4 a year on $10,000Requirements
Offer: Compounded monthly. Up to 6 free withdrawals per month; $3 fee per withdrawal thereafter.
Compounded monthly · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Savings Account Balance APY $100 and up 0.03% $5,000 and upYour amount 0.04% $20,000 and up 0.05% $50,000 and up 0.07% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Valley First Credit UnionPrimary Share AccountSavings · $25 min · 0.00%–0.15% by balance
Credit union · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: Membership application, valid ID, one-time $5 membership fee, and $25 minimum opening deposit required. Must maintain $25 minimum balance at all times to avoid service fee and closure. Must maintain $1,000 minimum balance to earn stated APY.
Offer: Must maintain $25 minimum balance to avoid service fee.
0.00% interest rate · No monthly fee · Effective Sep 7, 2026
Rate by balance
Rate by balance for Primary Share Account Balance APY Up to $1,000 0.00% $1,000 – $30,000Your amount 0.03% $30,000 – $75,000 0.07% $75,000 – $100,000 0.10% $100,000 – $125,000 0.12% $125,000 and up 0.15% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Variable rate consumer savings account. $3 monthly service charge waived with $400 average balance or enrollment in paperless statements. No charge for first 3 withdrawals per statement cycle ($2 fee per additional debit). Maximum 6 withdrawals per statement cycle.
Offer: $3 monthly service charge waived by maintaining an average balance of $400 or by enrolling in and agreeing to receive paperless statements.
0.03% interest rate · $3 monthly fee
Rate by balance
Rate by balance for Select Savings Balance APY Up to $500,000Your amount 0.03% $500,000 and up 0.15% Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Everyday Benefits tier. Rates apply to ZIP 57108 (OUT pricing region). $4.50 monthly fee waived with $500+ average monthly balance or linked Citi checking account.
Qualified rate · 0.03% interest rate · $4.50 monthly fee
Rate checked
More details - Central State Credit UnionShare Plus AccountsSavings · $2,500 min · 0.03%–0.04% by balance
Credit union · 3 branches
0.03%APY$3 a year on $10,000Requirements
Product: Variable rate. A minimum average daily balance of $2,500 must be maintained to earn dividends and avoid monthly service fee. Up to 3 withdrawals per month.
Offer: Base dividend rate and APY for balances between $2,500 and $9,999. Rate schedule states $2,500 minimum opening deposit ($5 on marketing page).
0.03% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Share Plus Accounts Balance APY $2,500 – $9,999Your amount 0.03% $25,000 and up 0.04% Rate checked
More details - Central State Credit UnionRegular Share AccountsSavings · $500 min · 0.03%–0.04% by balance
Credit union · 3 branches
0.03%APY$3 a year on $10,000Requirements
Product: Variable rate. A minimum average daily balance of $500 must be maintained to earn dividends. Available to member-owners living, working, or worshipping in qualifying counties.
Offer: Base dividend rate and APY for balances between $500 and $49,999.
0.03% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Regular Share Accounts Balance APY $500 – $49,999Your amount 0.03% $50,000 and up 0.04% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Stockton, CA metro
58 accounts at 19 banks and credit unions · checked Oct 16–22
- Typical
- 0.06%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.20%
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Stockton, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Certified Federal Credit UnionCredit union · 1 branch
- Self-Help Federal Credit UnionCredit union · 3 branches
- CitiBank · 1 branch