Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Springfield, MA metro
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking account. Requires enrollment in digital banking and e-statements, plus at least 12 debit card purchases per Monthly Qualification Cycle to earn top rates. No monthly maintenance fees.
Offer: Base rate applied to entire daily balance when qualifications on linked checking account are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 1, 2023
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Credit union primary share account establishing membership.
Offer: Must maintain a minimum daily balance of $25.00 to earn stated APY and dividends.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Online exclusive account with a $500 minimum opening deposit.
Offer: If eDelivery qualification is not met (earns basic Goal Savings APY).
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum balance or minimum balance fees.
Offer: No minimum balance required.
0.05% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to a free Kasasa checking account (Kasasa Cash or Kasasa Cash Back). No maintenance fees or minimum balance. Interest and ATM fee refunds credited on the first business day of the next cycle.
Offer: Base rate earned if linked checking account fails to meet monthly qualification criteria.
Qualified rate · No monthly fee · Effective Jul 1, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires linking to free MoneyMaking Checking. Automatic transfers of MoneyMaking Checking earnings. Limit one account per tax owner. If under 18, requires parent/legal guardian co-signer.
Offer: When MoneyMaking Checking qualifications are not met during monthly Qualification Cycle. Base interest rate paid on entire balance.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Free use of Liberty and non-Liberty ATMs (surcharges from other banks not rebated). If account owner is under 16, account must be joint with parent/guardian. Avoid $2 monthly paper statement fee with eStatements (owners 65+ exempt).
0.05% interest rate · No monthly fee · Effective May 15, 2024
Rate by balance
Rate by balance for Cinch Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 and up 0.10% Rate checked
More details - Liberty BankRelationship High Yield SavingsSavings · $25 min · 0.05%–3.85% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Consumer accounts only (not available for trusts or IRAs). Minimum daily balance to earn APY is $0.01. If the account owner is under 16, account must be joint with parent/guardian. Avoid $2 monthly paper statement fee with eStatements (owners 65+ exempt).
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Relationship High Yield Savings Balance APY Up to $15,000Your amount 0.05% $15,000 – $50,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 2.25% $50,000 – $100,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 2.50% $100,000 – $250,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 3.50% $250,000 and upWith bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 3.85% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Automatically transfers funds to cover overdrafts (requires a Liberty Bank checking account). $3 monthly fee waived if minimum daily balance of $100 is maintained, or if primary account owner is 65+ or 18 and under. Avoid $2 monthly paper statement fee with eStatements.
0.05% interest rate · $3 monthly fee · Effective May 15, 2024
Rate by balance
Rate by balance for Overdraft Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $75,000 0.10% $75,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: No minimum weekly deposit required. Variable rate account; rate subject to change after opening.
Promotional rate · 0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Variable rate account; rate subject to change after opening.
Promotional rate · 0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - North Brookfield Savings BankTiered Money Market CheckingTiered Money Market Checking · $50 min · 0.00%–0.05% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Variable rate account. No monthly service charges.
Offer: Minimum balance to earn APY is $25.00.
0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Tiered Money Market Checking Balance APY Up to $25 0.00% Up to $10,000 0.01% $10,000 and upYour amount 0.05% Rate checked
More details - PeoplesBankElite Tiered Money MarketElite Tiered Money Market · $10 min · 0.05%–0.60% by balance
Bank · 11 branches
0.05%APY$5 a year on $10,0000.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elite Tiered Money Market Balance APY $10 and upYour amount 0.05% $25,000 and up 0.10% $100,000 and up 0.30% $250,000 and up 0.60% Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: The Main Share Savings account establishes credit union member-ownership. Dividend rate and annual percentage yield may change at any time as determined by the Board of Directors.
Offer: A $5 minimum balance is required to open the account and must be maintained to earn the advertised annual percentage yield. Effective fees may reduce dividend earned.
0.05% interest rate · Effective Sep 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Springfield, MA metro
90 accounts at 26 banks and credit unions · checked Oct 15–22
- Typical
- 0.05%
- Top 10% from
- 2.58%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Springfield, MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- UMassFiveCredit union · 1 branch
- MASSMUTUALCredit union · 1 branch
- BrightBridge Credit UnionCredit union · 3 branches