Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Springfield, IL metro
- 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Interest compounded and credited quarterly. A minimum balance fee of $5.00 is imposed monthly if balance falls below $100.00 any day of the month (waived for customers age 62 or older, students and children under 18, and members of the Armed Forces). $2.00 activity charge per non-automatic withdrawal in excess of 4 per month. Maximum 6 preauthorized/electronic transfers per month/statement cycle.
0.30% interest rate · $5 monthly fee · Effective Dec 16, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Interest compounded daily and paid quarterly. $5.00 fee per quarterly statement cycle if daily balance falls below $100.00 (minors up to age 18 are exempt from minimum balance and fees). Variable rate subject to change.
Offer: $5.00 quarterly fee if minimum daily balance of $100.00 is not maintained (fee waived for minors up to age 18).
0.25% interest rate · Compounded daily · Effective Oct 13, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: The $5 monthly service charge is waived with an average monthly balance of $100 or more, by enrolling in e-statements, with monthly direct deposit of your payroll, or for primary account owners under age 22 & 62 and older.
Offer: No minimum balance required to obtain Annual Percentage Yield.
0.25% interest rate · $5 monthly fee
Rate checked
More details - Springfield City Employees Credit UnionShare (Savings) AccountSavings · $5 min
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: The Share (Savings) Account establishes membership and makes you a part owner. Dividends are earned based on the average daily balance method on balances of $5.00 or more.
Offer: Dividends earned based on average daily balance method.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: The interest rate and annual percentage yield (APY) may change after account opening. Fees could reduce earnings.
Offer: $3 service fee if balance falls below $100.00; $2 for each withdrawal in excess of six (6) per statement cycle
0.20% interest rate · $3 monthly fee · Effective Oct 14, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $2 monthly maintenance fee can be waived by maintaining a $200 minimum daily balance.
Offer: $2 monthly maintenance fee waived by maintaining $200 minimum daily balance.
0.10% interest rate · $2 monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: If you make more than two withdrawals (including transfers) in a month, you'll be charged a $10 withdrawal fee. Optional Pocket Change round-up matching available for first 90 days up to $100.
Offer: $10 fee for more than two withdrawals or transfers per month.
0.10% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Variable rate account; the rates and APYs may change after the account is opened. $50 minimum average monthly balance to avoid a service charge. Automatic transfer option available.
Offer: Variable rate account; the rates and APYs may change after the account is opened. $50 minimum average monthly balance to avoid a service charge. Automatic transfer option available.
0.20% interest rate · Effective Sep 30, 2026
Rate checked
More details - First Bankers TrustPersonal Money Market AccountPersonal Money Market Account · $50 min · 0.10%–1.00% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Maintain a $2,500 minimum balance to avoid a $20 monthly service charge. Electronic statement monthly at no cost; paper statement $3.95 per month on request. Unlimited deposits. Withdrawals by electronic transfer or check limited to 6 per month. Interest rates may change at any time after opening. Fees could reduce earnings.
Offer: APY requires balance in $0.00–$2,499.99 tier. $20 monthly service charge waived if $2,500 minimum balance is maintained.
0.10% interest rate · $20 monthly fee
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $2,500 0.10% $2,500 – $25,000Your amount 0.20% $25,000 – $50,000 0.70% $50,000 and up 1.00% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Minimum balance requirement of $50 is waived for customers under age 18 or senior citizens 60 years of age or older. A $5.00 fee is imposed each statement cycle that the average minimum balance falls below $50.00. Variable interest accrued daily and paid quarterly.
Offer: $5.00 fee imposed each statement cycle if average minimum balance falls below $50.00; fee waived for customers under 18 or 60 and older. Variable rate accrued daily and paid quarterly.
0.20% interest rate · $5 monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Requires $100 minimum deposit to open.
Offer: Minimum $100 to open.
0.15% interest rate · Effective Sep 24, 2026
Rate checked
More details - Heartland Bank and Trust CompanySuper Money MarketSuper Money Market · $2,500 min · 0.02%–0.75% by balance
Bank · 3 branches
0.15%APY$15 a year on $10,0000.02% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Super Money Market Balance APY Up to $10,000 0.02% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.25% $50,000 – $100,000 0.50% $100,000 and up 0.75% Rate checked
More details - First National Bank of RaymondMoney Market AccountMoney Market Account · $2,500 min · 0.15%–0.70% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Variable rate account; rates and APYs may change after opening. No monthly service charge for accounts with balances above $2,500 at all times during the month. Fees could reduce earnings.
Offer: Variable rate account.
0.15% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $20,000Your amount 0.15% $20,000 – $50,000 0.20% $50,000 – $100,000 0.25% $100,000 – $200,000 0.45% $200,000 – $500,000 0.55% $500,000 and up 0.70% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Springfield, IL metro
66 accounts at 24 banks and credit unions · checked Oct 6–22
- Typical
- 0.25%
- Top 10% from
- 1.82%
- Banks, typical
- 0.20%
- Credit unions, typical
- 1.01%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Springfield, IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cooperative Choice Network Credit UnionCredit union · 1 branch
- Heartland Credit UnionCredit union · 3 branches
- Illinois Educators CUCredit union · 2 branches