Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Spartanburg, SC metro
- Woodruff Federal Savings and Loan AssociationPassbook Savings AccountSavings · $100 min
Bank · 1 branch
3.53%APY$353 a year on $10,000Requirements
Offer: Compounded quarterly. APY assumes no principal or interest withdrawn prior to maturity. Fees could reduce earnings.
3.50% interest rate · Compounded quarterly · Effective Feb 6, 2026
Rate checked
More details - 3.50%APY$350 a year on $10,000with conditions
Requirements
Product: A High-Yield Checking or Cash Back Checking account is required to have a High-Yield savings account. Limit of one account per member. No monthly maintenance fee, no minimum deposit to open, and no minimum balance required to earn rewards. Qualifying for linked High-Yield or Cash Back Checking rewards requires at least 15 debit card transactions, at least 1 direct deposit or ACH payment transaction, and enrollment in e-statements during each Monthly Qualification Cycle.
Offer: Requires linked High-Yield Checking or Cash Back Checking account qualifications met during Monthly Qualification Cycle (15+ debit card transactions, 1+ direct deposit/ACH, and enrolled in e-statements).
Qualified rate · Balance cap $100,000 · No monthly fee · Effective Aug 31, 2026
Rate checked
More details - Truliant Federal Credit UnionHigh Yield Rewards SavingsSavings · $1,000 min · 1.00%–3.40% by balance
Credit union · 1 branch
3.40%APY$340 a year on $10,000with conditionsRequirements
Product: Requires maintaining a $1,000 average monthly balance to avoid a $10 monthly service fee. Minimum $1,000 to open. One account per membership.
Offer: Premium Rate: To receive the premium interest rate an active checking account that meets monthly minimums of $500 in deposits and 10 withdrawals is required. The premium rate will be applied at the end of each month on balances up to $25,000. Automatically earned for the first two statement cycles. $10 monthly fee waived with $1,000 average monthly balance.
Qualified rate · 3.33% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Rewards Savings Balance APY Up to $25,000Your amount 3.40% $25,000 and up 1.00% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 1 branch
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Sharonview Federal Credit UnionHigh-Yield Savings AccountSavings · $100 min · 0.05%–3.20% by balance
Credit union · 1 branch
3.20%APY$320 a year on $10,000with conditionsRequirements
Product: $100 minimum deposit required to open account. To earn the promoted APY on average daily balances up to $100,000, must maintain an average daily balance of $100.00 and receive at least $100.00 in aggregate ACH deposits each calendar month. No debit card access. Withdrawals in excess of 6 per month incur a $25 fee per withdrawal.
Offer: Applies to average daily balance below $100, or if monthly requirements are not met.
Qualified rate · 0.05% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Any balance 0.05% $100 – $100,000Your amount 3.20% $100,000 and upSubject to maintaining $100 average daily balance and $100 aggregate ACH deposits. 0.05%* Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 1 branch
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - CPM Federal Credit UnionBoost Money Market SpecialBoost Money Market Special · $1,000 min
Credit union · 2 branches
3.04%APY$304 a year on $10,000intro rateRequirements
Product: Available beginning 1/2/26. Requires $1,000 minimum deposit of new money not currently on deposit with CPM. APY will vary based on daily balance maintained. APY guaranteed through 10/31/2026 and subject to change thereafter without notice. $1,000 minimum average monthly balance required to avoid $10 fee. Maximum of 6 withdrawals per month before $10 fee. Dividends paid monthly. Direct deposit available. Membership rules and restrictions apply.
Offer: $1,000 minimum new money required. APY guaranteed through 10/31/2026. $10 fee if average daily balance drops below $1,000 min balance. $10 fee if withdrawals exceed 6 per month.
Promotional rate · 3.00% interest rate · Effective Jan 2, 2026
Rate checked
More details - Carolina Foothills Federal Credit UnionMoney Market Checking AccountMoney Market Checking Account · $0 min · 0.00%–2.60% by balance
Credit union · 3 branches
2.30%APY$230 a year on $10,0000.00% interest rate
Rate by balance
Rate by balance for Money Market Checking Account Balance APY Up to $2,499 0.00% $2,500 – $14,999Your amount 2.30% $15,000 – $24,999 2.40% $25,000 – $49,999 2.50% $50,000 and up 2.60% Rate checked
More details - CBL State Savings BankE-Statement High Yield SavingsSavings · $100 min · 1.55%–2.55% by balance
Bank · 1 branch
2.05%APY$205 a year on $10,000Requirements
Product: Offered to customers who opt-in to receive electronic statements and transact through online banking.
Effective Oct 1, 2026
Rate by balance
Rate by balance for E-Statement High Yield Savings Balance APY $100 – $2,499 1.55% $2,500 – $9,999 1.80% $10,000 – $49,999Your amount 2.05% $50,000 – $99,999 2.30% $100,000 and up 2.55% Rate checked
More details - Ukrainian Federal Credit UnionMoney MarketMoney Market · $500 min · 0.10%–3.30% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: No monthly maintenance fee. Minimum balance and minimum balance to earn dividends is $500. Limit of 3 withdrawals per month before a fee is imposed, with a minimum of $100 per withdrawal.
Offer: Minimum daily balance and balance to earn dividends is $500. Up to 3 withdrawals per month before a fee is imposed; minimum $100 per withdrawal.
0.10% interest rate · No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Balance APY $500 – $2,500 0.10% $2,500 – $25,000Your amount 2.02% $25,000 – $100,000 2.53% $100,000 – $250,000 3.04% $250,000 – $1,000,000 3.30% Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Kasasa Account Terms and Conditions apply. Rates may change after account opening.
Offer: Qualified balances <$100,000.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Kasasa Saver Savings Account Balance APY Up to $100,000Your amount 2.00% $100,000 and up 0.25% Rate checked
More details - 1.77%APY$177 a year on $10,000
Requirements
Product: $150.00 minimum balance required. $3.50 service charge if balance falls below $150.00. 2 free withdrawals allowed monthly; $1.25 per withdrawal in excess of 2. Interest accrues daily, credits and compounds quarterly.
Offer: $3.50 service charge if balance falls below $150.00. 2 free withdrawals allowed monthly; $1.25 per withdrawal in excess of 2.
1.75% interest rate · $3.50 monthly fee · Effective Oct 14, 2026
Rate checked
More details - Spero FinancialMoney Market AccountMoney Market Account · $2,500 min · 0.95%–3.55% by balance
Credit union · 1 branch
1.30%APY$130 a year on $10,000intro rateRequirements
Product: Membership required. $2,500 minimum opening deposit. $15 monthly maintenance fee if balance falls below $2,500 ($0 if balance is $2,500 or more). Limited to 6 withdrawals per month; $500 minimum withdrawal amount. Rates are variable and may change after account opening. Promotional rate boost of up to 1.00% available on entire balance through March 31, 2027 with $25,000+ new money deposited between October 13, 2026 and November 30, 2026, plus an additional 0.50% boost if existing or new Spero checking account.
Offer: Earns APY on balances of $2,500 or more. Monthly fee waived if balance is $2,500 or more.
Promotional rate · $15 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and up 0.95% $10,000 and upYour amount 1.30% $50,000 and up 2.15% $100,000 and up 3.00% $250,000 and up 3.15% $500,000 and up 3.55% Rate checked
More details - 1.21%APY$121 a year on $10,000
1.20% interest rate · Effective Sep 30, 2026
Rate checked
More details - South Carolina State Credit UnionMoney ManagementMoney Management · $1,000 min · 0.05%–1.76% by balance
Credit union · 1 branch
1.01%APY$101 a year on $10,000Requirements
Product: Dividends credited and compounded monthly. Higher balances yield greater dividend rates. No fees are associated with this account. Minimum opening deposit is $1,000.
Offer: Lower tier rate equals checking account rate. Dividends credited monthly.
0.05% interest rate · Compounded monthly · Effective Feb 2, 2026
Rate by balance
Rate by balance for Money Management Balance APY Up to $1,000 0.05% $1,000 – $10,000 0.75% $10,000 – $25,000Your amount 1.01% $25,000 – $100,000 1.41% $100,000 and up 1.76% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Spartanburg, SC metro
71 accounts at 22 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.30%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.20%
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Spartanburg, SC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CPM Federal Credit UnionCredit union · 2 branches
- Carolina Foothills Federal Credit UnionCredit union · 3 branches
- Spero FinancialCredit union · 1 branch