Credit union · NCUA insured
Carolina Foothills Federal Credit Union Savings Rates
Top CarrotCarolina Foothills Federal Credit Union’s best savings rate is 2.30% APY on $10,000, with its Money Market Checking Account. Rates checked October 22, 2026.
How Carolina Foothills Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Greenville, SC, where Carolina Foothills Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Carolina Foothills Federal Credit Union
2.30%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $230
Money Market Checking Account
Top rate
Market USA Federal Credit Union
3.75%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
MTC Federal Credit Union
3.50%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $350
Carolina Foothills Federal Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0002.30%
- $100,000 balance$100,0002.60%
- QualifiedQualified2.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Carolina Foothills Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Checking Account
2.30%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,499 | 0.00% | — |
| $2,500 – $14,999 | 2.30% | $230 |
| $15,000 – $24,999 | 2.40% | — |
| $25,000 – $49,999 | 2.50% | — |
| $50,000 and up | 2.60% | — |
Sources (1)
- carolinafoothillsfcu.coop/rates · captured Sep 25, 2026
Separate Share Savings
0.25%APY
Allows budgeting out savings for specific goals.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $99 | 0.00% | — |
| $100 – $4,999 | 0.25% | — |
| $5,000 – $24,999 | 0.25% | $25 |
| $25,000 and up | 0.25% | — |
Sources (3)
- carolinafoothillsfcu.coop/rates
- carolinafoothillsfcu.coop/savings-accounts
- carolinafoothillsfcu.coop/best-savings-rates-spartanburg
All captured Sep 19, 2026
Share Account (Basic Savings Account)
0.25%APY
Requires $5.00 to establish; represents member's share of the credit union.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $99 | 0.00% | — |
| $100 – $4,999 | 0.25% | — |
| $5,000 – $24,999 | 0.25% | $25 |
| $25,000 and up | 0.25% | — |
Sources (3)
- carolinafoothillsfcu.coop/rates
- carolinafoothillsfcu.coop/savings-accounts
- carolinafoothillsfcu.coop/best-savings-rates-spartanburg
All captured Sep 19, 2026
Special-purpose accounts
Individual Retirement Account (IRA Savings)
0.90%APY
Allows an individual to save for retirement with tax-free growth or on a tax-deferred basis. Traditional, Roth, and Coverdell IRA account options available. Open with a minimum deposit of $5.00.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $99 | 0.00% | — |
| $100 – $4,999 | 0.90% | — |
| $5,000 – $24,999 | 0.90% | $90 |
| $25,000 and up | 0.90% | — |
Sources (3)
- carolinafoothillsfcu.coop/rates
- carolinafoothillsfcu.coop/savings-accounts
- carolinafoothillsfcu.coop/best-savings-rates-spartanburg
All captured Sep 19, 2026
Youth Savings Account
Up to 0.45%APY
Open to anyone under age 18. Earns interest with first deposit. No minimum balance requirements. $5.00 deposit to open. No monthly service charge. Receives $1.00 for every 'A' up to $5.00 with report card copy. Birthday gift up to age 13. May be charged a dormant fee if no activity in more than a year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance | 0.35% | $35 | |
| Any balanceEarn .45% on deposits on youth accounts ages 0 - 17.Any balance | 0.45% | $45 | Earn .45% on deposits on youth accounts ages 0 - 17. |
Christmas Club
0.15%APY
Dividends paid annually on the last day of September; auto-renews each year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid annually on the last day of September.Any balance | 0.15% | $15 | Dividends paid annually on the last day of September. |
Sources (3)
- carolinafoothillsfcu.coop/rates
- carolinafoothillsfcu.coop/savings-accounts
- carolinafoothillsfcu.coop/best-savings-rates-spartanburg
All captured Sep 19, 2026
Who can join Carolina Foothills Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, volunteers, or attends school in Spartanburg, Greenville, Gaffney, or Mauldin.
- Membership is open to anyone who lives, works, worships, or attends school in Spartanburg County, Greenville County, or Cherokee County.
Employers and groups
- Membership is open to employees of Carolina Foothills Federal Credit Union.
- Membership is open to employees of any of the credit union's list of over 125 local partner companies.
- Membership is open to persons retired as pensioners or annuitants from eligible employment.
Family and household
- Membership is open to members of the immediate family or household of eligible employees or retirees.
3 more ways to join
Family and household
- Membership is open to anybody who is related to a current member.
- Membership is open to spouses of persons who died while within the credit union's field of membership.
Other ways
- Membership is open to organizations of eligible persons.
Cost to join
- Opening membership requires a minimum deposit of $5.00 into a Regular Share Account.
Membership information collected October 4, 2026.