Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Sparta, WI metro
- 2.61%APY$261 a year on $10,000
Requirements
Product: $2,500 average daily balance or $15.00 service charge per statement cycle. Rates may change after account is opened. Fees could reduce earnings.
Offer: $2,500 average daily balance avoids $15.00 service charge per statement cycle.
2.58% interest rate · $15 monthly fee · Effective Sep 29, 2026
Rate checked
More details - 2.61%APY$261 a year on $10,000
Requirements
Product: Account must be opened at our branch in Sparta. $2,500 average daily balance or $15.00 service charge per statement cycle. Rates may change after account is opened. Fees could reduce earnings.
Offer: Account must be opened at our branch in Sparta. $2,500 average daily balance avoids $15.00 service charge per statement cycle.
2.58% interest rate · $15 monthly fee · Effective Sep 29, 2026
Rate checked
More details - 1st Community Credit UnionMoney MarketMoney Market · 0.20%–2.22% by balance
Credit union · 2 branches
1.31%APY$131 a year on $10,000Requirements
Product: Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Rates shown for Passbook IRA Accounts and Share Deposit Accounts are the last declared rates and should not be construed as current offerings. Federally insured by NCUA.
0.20% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.20% $1,000 – $10,000 1.11% $10,000 – $25,000Your amount 1.31% $25,000 – $100,000 1.71% $100,000 and up 2.22% Rate checked
More details - Tomah Area Credit UnionEscalator Account/ Money MarketEscalator Account/ Money Market · $1,000 min · 1.01%–2.27% by balance
Credit union · 2 branches
1.31%APY$131 a year on $10,000Requirements
Product: Earns higher rates based on your balance. 3 withdrawals per month (including checks, cash and transfers); $5 excessive withdrawal fee for each withdrawal over 3 per month. Fees may reduce earnings.
1.00% interest rate
Rate by balance
Rate by balance for Escalator Account/ Money Market Balance APY $1,000 – $9,999 1.01% $10,000 – $24,999Your amount 1.31% $25,000 – $49,999 1.76% $50,000 – $99,999 1.76% $100,000 – $249,999 2.17% $250,000 and up 2.27% Rate checked
More details - WCCU Credit UnionMoney ManagementSavings · $2,500 min · 1.25%–2.25% by balance
Credit union · 1 branch
1.30%APY$130 a year on $10,000Requirements
Offer: Rate applies for balances $2,500 or more; dividends paid monthly.
1.24% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Management Balance APY $2,500 and up 1.25% $10,000 and upYour amount 1.30% $25,000 and up 1.55% $100,000 and up 2.05% $250,000 and up 2.25% Rate checked
More details - 1.26%APY$126 a year on $10,000
Requirements
Product: No monthly service charge with average daily balance of $500, otherwise $25. Must enroll in e-Statements or pay a $2 monthly paper statement fee. Check writing available.
Offer: Monthly fee waived with an average daily balance of $500.
1.25% interest rate · $25 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for MORE Money Market Balance APY Up to $25,000Your amount 1.26% $25,000 – $100,000 1.76% $100,000 – $249,999 2.03% $250,000 – $500,000 2.54% $500,000 and up 3.05% Rate checked
More details - River BankMoney Market AccountMoney Market Account · $1,500 min · 1.26%–2.02% by balance
Bank · 3 branches
1.26%APY$126 a year on $10,000Requirements
Product: Tiered money market account. $7.00 monthly service charge waived with a $1,500 minimum daily balance. Limited to six withdrawals or transfers per calendar month or statement cycle.
Offer: Minimum balance to obtain APY is $1,500.00. Monthly service charge waived with a $1,500 minimum daily balance.
1.25% interest rate · $7 monthly fee · Effective Apr 10, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $1,500 – $25,000Your amount 1.26% $25,000 – $100,000 1.51% Over $100,000 2.02% Rate checked
More details - 1.25%APY$125 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash Back or Kasasa Cash checking account. Compounded monthly and credited monthly on the last day of current Statement Cycle. Limit 1 account per SSN. No commercial use.
Offer: When linked Kasasa checking qualification requirements are met during Monthly Qualification Cycle (at least 1 direct deposit/ACH credit/payment, at least 12 PIN/signature debit card purchases, enrolled in e-statements). Applies to daily balances up to $50,000.00.
Qualified rate · 1.24% interest rate · Compounded monthly · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 1.16%APY$116 a year on $10,000with conditions
Requirements
Product: Requires an active Bank First checking account with direct deposit. Limit ten (10) debit transactions per statement cycle; transactions in excess of 10 incur a $5.00 fee each.
Offer: Zero or minimal interest paid on the lowest tier; no service charge if balance drops below $10,000.00. Requires active Bank First checking account with direct deposit.
Qualified rate · 0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Elite Balance APY Up to $10,000 0.00% $10,000 – $50,000Your amount 1.16% $50,000 – $100,000 1.66% $100,000 and up 1.92% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: An active Bank First checking account with direct deposit is required to maintain this account. Limited to 10 debit transactions per statement cycle when statements are monthly and 30 when quarterly. Compounded quarterly at a variable rate.
Offer: Requires Bank First checking with direct deposit.
Qualified rate · 0.00% interest rate · Compounded quarterly
Rate by balance
Rate by balance for Savings Elite Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 1.00% $25,000 – $100,000 1.41% $100,000 and up 1.66% Rate checked
More details - Bank of CashtonMoney Market AccountMoney Market Account · $1,000 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Rate may change after the account is opened. Interest is credited monthly. Up to six preauthorized, automatic, telephone, check, draft, or debit card transfers/withdrawals per calendar month or statement cycle of at least four weeks; exceeding limit subjects account to closure.
Offer: Tier 1. $5.00 service charge imposed every statement cycle if daily balance falls below $1,000 on any day of the statement cycle. Must maintain minimum daily balance of $1,000 to obtain disclosed APY.
1.00% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $25,000Your amount 1.00% $25,000 – $100,000Tier 2. 2.00% $100,000 and upTier 3. 3.00% Rate checked
More details - Ergo BankGo Money Market AccountGo Money Market Account · $1,000 min · 0.40%–2.22% by balance
Bank · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Rates may change at any time at our discretion; fees may reduce earnings. Minimum opening deposit $1,000.
0.40% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Go Money Market Account Balance APY Up to $5,000 0.40% $5,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.11% $50,000 – $100,000 1.31% $100,000 – $250,000 1.76% $250,000 – $500,000 2.02% Over $500,000 2.22% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Must Have a BEYOND SPEND Account, ONE Account Available Per Primary Tax ID.
Offer: Up to $4,999.99; Must Have a BEYOND SPEND Account, ONE Account Available Per Primary Tax ID.
Qualified rate · 1.49% interest rate · No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Beyond Save Balance APY Up to $5,000 1.50% $5,000 – $25,000Your amountBetween $5,000.00-$24,999.99; APY ranges from 0.70% to 1.50%; 0.50%* $25,000 and upOver $25,000.00; APY ranges from 0.25% to 0.70%; 0.10%* Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Interest is credited quarterly. Rate may change after the account is opened. Fees may reduce earnings.
Offer: Rate may change after the account is opened. Interest credited quarterly. Fees may reduce earnings.
0.50% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.46%APY$46 a year on $10,000
Requirements
Product: Rate may change after account is opened. Fees could reduce earnings. Penalties may be imposed for early withdrawal. $100 minimum average daily balance or quarterly service charge of $3.00. Service charge of $1 for each debit transaction in excess of 18 per quarterly statement cycle. No paper statement fee or dormant account fee for customers under 18 or 62 years of age or older.
Offer: $100 minimum average daily balance to avoid $3.00 quarterly service charge. $1 per debit transaction over 18 per quarterly statement cycle. No paper statement fee or dormant account fee for customers under 18 or 62 years of age or older.
0.46% interest rate · Effective Sep 29, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Sparta, WI metro
33 accounts at 10 banks and credit unions · checked Oct 16
- Typical
- 0.25%
- Top 10% from
- 1.31%
- Banks, typical
- 0.50%
- Credit unions, typical
- 0.18%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Sparta, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Oakdale CUCredit union · 1 branch
- 1st Community Credit UnionCredit union · 2 branches
- Tomah Area Credit UnionCredit union · 2 branches