Bank · FDIC insured
Park Bank Savings Rates
Park Bank’s best savings rate is 2.61% APY on $10,000, with its Insured Money Market Account. Rates checked October 16, 2026.
How Park Bank’s savings rates compare
Compared with banks and credit unions near La Crosse, WI-MN, where Park Bank has the most branches. $10,000, best rate first.
This bank’s best
Park Bank
2.61%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $261
Insured Money Market Account
Top rate
Altra Federal Credit Union
3.75%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Park Bank savings score
89
Savings score
Higher than 87% of U.S. banks and credit unions
- $1,000 balance$1,0002.61%
- $10,000 balance$10,0002.61%
- $100,000 balance$100,0002.61%
- QualifiedQualified2.61%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Park Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Insured Money Market Account
2.61%APY
$2,500 average daily balance or $15.00 service charge per statement cycle. Rates may change after account is opened. Fees could reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$2,500 average daily balance avoids $15.00 service charge per statement cycle.Any balance | 2.61% | $261 | $2,500 average daily balance avoids $15.00 service charge per statement cycle. |
Sources (1)
- parkbank.bank/Pages/personal-banking.html · captured Oct 5, 2026
Spartan Insured Money Market Account
2.61%APY
Account must be opened at our branch in Sparta. $2,500 average daily balance or $15.00 service charge per statement cycle. Rates may change after account is opened. Fees could reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAccount must be opened at our branch in Sparta. $2,500 average daily balance avoids $15.00 service charge per statement cycle.Any balance | 2.61% | $261 | Account must be opened at our branch in Sparta. $2,500 average daily balance avoids $15.00 service charge per statement cycle. |
Sources (1)
- parkbank.bank/Pages/personal-banking.html · captured Oct 5, 2026
Kasasa Saver
2.61%APY on $10,000
Available only with a linked Kasasa Cash or Kasasa Cash Back checking account. Limit of one Kasasa Saver account per social security number. Not for commercial purposes. No minimum balance required to open or receive rewards. Rates are variable.
| Part of the balance | Rate on that part |
|---|---|
| Up to $25,000 | 2.58% |
| Over $25,000 | 0.10% |
On $10,000 the tiers blend to about 2.61% APY, earning $261 a year.
Sources (1)
- parkbank.bank/Pages/personal-banking.html · captured Oct 5, 2026
Special-purpose accounts
Park Bank Savings
0.46%APY
Rate may change after account is opened. Fees could reduce earnings. Penalties may be imposed for early withdrawal. $100 minimum average daily balance or quarterly service charge of $3.00. Service charge of $1 for each debit transaction in excess of 18 per quarterly statement cycle. No paper statement fee or dormant account fee for customers under 18 or 62 years of age or older.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$100 minimum average daily balance to avoid $3.00 quarterly service charge. $1 per debit transaction over 18 per quarterly statement cycle. No paper statement fee or dormant account fee for customers under 18 or 62 years of age or older.Any balance | 0.46% | $46 | $100 minimum average daily balance to avoid $3.00 quarterly service charge. $1 per debit transaction over 18 per quarterly statement cycle. No paper statement fee or dormant account fee for customers under 18 or 62 years of age or older. |
Sources (1)
- parkbank.bank/Pages/personal-banking.html · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.