Bank · FDIC insured
Bank of Cashton Savings Rates
Bank of Cashton’s best savings rate is 1.00% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Bank of Cashton’s savings rates compare
Compared with banks and credit unions near Sparta, WI, where Bank of Cashton has the most branches. $10,000, best rate first.
This bank’s best
Bank of Cashton
1.00%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $100
Money Market Account
Top rate
Park Bank
2.61%APY
- Minimum
- —
- Earns on $10,000 a year
- $261
2nd-highest rate
1st Community Credit Union
1.31%APY
- Minimum
- —
- Earns on $10,000 a year
- $131
Bank of Cashton savings score
86
Savings score
Higher than 73% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0003.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of Cashton ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.00%APY
Rate may change after the account is opened. Interest is credited monthly. Up to six preauthorized, automatic, telephone, check, draft, or debit card transfers/withdrawals per calendar month or statement cycle of at least four weeks; exceeding limit subjects account to closure.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $1,000 – $25,000Tier 1. $5.00 service charge imposed every statement cycle if daily balance falls below $1,000 on any day of the statement cycle. Must maintain minimum daily balance of $1,000 to obtain disclosed APY. · $1,000 to open | 1.00% | $1,000 | $100 | Tier 1. $5.00 service charge imposed every statement cycle if daily balance falls below $1,000 on any day of the statement cycle. Must maintain minimum daily balance of $1,000 to obtain disclosed APY. |
| $25,000 – $100,000Tier 2. $5.00 service charge imposed every statement cycle if daily balance falls below $1,000 on any day of the statement cycle. · Unknown to open | 2.00% | Unknown | — | Tier 2. $5.00 service charge imposed every statement cycle if daily balance falls below $1,000 on any day of the statement cycle. |
| $100,000 and upTier 3. $5.00 service charge imposed every statement cycle if daily balance falls below $1,000 on any day of the statement cycle. · Unknown to open | 3.00% | Unknown | — | Tier 3. $5.00 service charge imposed every statement cycle if daily balance falls below $1,000 on any day of the statement cycle. |
Sources (2)
All captured Oct 16, 2026
Savings Account
0.50%APY
Interest is credited quarterly. Rate may change after the account is opened. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate may change after the account is opened. Interest credited quarterly. Fees may reduce earnings.Any balance | 0.50% | $50 | Rate may change after the account is opened. Interest credited quarterly. Fees may reduce earnings. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Flexible Growth IRA
3.00%APY
Rate may change after the account is opened. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate may change after the account is opened. Fees may reduce earnings.Any balance | 3.00% | $300 | Rate may change after the account is opened. Fees may reduce earnings. |
Sources (1)
- bankofcashton.bank/resource-center/rates · captured Oct 5, 2026
Health Savings Account
2.25%APY
A $25 maintenance fee is imposed on the Health Savings Account each year. A $25 fee is imposed upon closing or transfer of the account. Must be covered by a qualifying High Deductible Health Plan (HDHP) and meet IRS eligibility rules. Rate may change after the account is opened. Fees may reduce earnings.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $5,000Tier 1 rate for balances between $50 and $4,999.99. Rate may change after the account is opened. Fees may reduce earnings. · $50 to open | 2.00% | $50 | — | Tier 1 rate for balances between $50 and $4,999.99. Rate may change after the account is opened. Fees may reduce earnings. |
| $5,000 – $15,000Tier 2 rate for balances between $5,000 and $14,999.99. Rate may change after the account is opened. Fees may reduce earnings. · Unknown to open | 2.25% | Unknown | $225 | Tier 2 rate for balances between $5,000 and $14,999.99. Rate may change after the account is opened. Fees may reduce earnings. |
| $15,000 – $25,000Tier 3 rate for balances between $15,000 and $24,999.99. Rate may change after the account is opened. Fees may reduce earnings. · Unknown to open | 2.55% | Unknown | — | Tier 3 rate for balances between $15,000 and $24,999.99. Rate may change after the account is opened. Fees may reduce earnings. |
| $25,000 and upTier 4 rate for balances of $25,000 and higher. Rate may change after the account is opened. Fees may reduce earnings. · Unknown to open | 3.00% | Unknown | — | Tier 4 rate for balances of $25,000 and higher. Rate may change after the account is opened. Fees may reduce earnings. |
Christmas Club
0.50%APY
Rate may change after the account is opened. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate may change after the account is opened. Fees may reduce earnings.Any balance | 0.50% | $50 | Rate may change after the account is opened. Fees may reduce earnings. |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.