Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Sioux City, IA-NE-SD metro
- 2.57%APY$257 a year on $10,000
Requirements
Product: Must be established, accessed, and maintained exclusively online.
Offer: $3.00 monthly service charge waived if daily balance remains at $100.00 or above. $2.00 service charge per withdrawal over 6 per calendar month. Online opening only.
2.55% interest rate · $3 monthly fee
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Telco Triad Community Credit UnionMoney Market Savings AccountMoney Market Savings Account · $2,500 min · 1.25%–2.00% by balance
Credit union · 4 branches
1.25%APY$125 a year on $10,000Requirements
Product: Minimum balance $1,000; minimum withdrawal $250.
Offer: APY on entire account.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $2,500 – $50,000Your amount 1.25% $50,000 – $100,000 1.75% $100,000 and up 2.00% Rate checked
More details - Levo Credit Union®Super Share Money MarketSuper Share Money Market · $2,000 min · 0.25%–1.76% by balance
Credit union · 1 branch
1.11%APY$111 a year on $10,000Requirements
Product: Rates and Annual Percentage Yields are subject to change monthly as determined by the Credit Union Board of Directors. Members can apply through online or mobile banking app.
Offer: Tier 1
0.25% interest rate
Rate by balance
Rate by balance for Super Share Money Market Balance APY $2,000 – $10,000 0.25% $10,000 – $50,000Your amountTier 2 1.11% $50,000 – $100,000Tier 3 1.36% $100,000 and upTier 4 1.76% Rate checked
More details - First Dakota National BankFirstChoice Money MarketFirstChoice Money Market · $10,000 min · 1.00%–2.53% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Interest will not accrue if your balance falls below $10,000.00. Interest is compounded and credited monthly. A monthly imaged statement is issued. Rates listed above are for accounts that can be opened online only. Contact a banker for a full list of rates and products offered. There is a $2.00 service charge for each withdrawal over 6 per calendar month.
1.00% interest rate
Rate by balance
Rate by balance for FirstChoice Money Market Balance APY $10,000 – $25,000Your amount 1.00% $25,000 – $100,000 1.26% $100,000 – $150,000 1.92% $150,000 – $250,000 2.02% $250,000 – $500,000 2.12% $500,000 and up 2.53% Rate checked
More details - 0.90%APY$90 a year on $10,000
Requirements
Product: Variable-rate account; interest rate and APY may change after account opening. Fees could reduce earnings.
Offer: Variable-rate account; interest rate and APY may change after account opening. Fees could reduce earnings.
0.49% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.50% $2,500 – $9,999 0.70% $10,000 – $24,999Your amount 0.90% $25,000 – $49,999 1.10% $50,000 – $99,999 1.20% $100,000 and up 1.40% Rate checked
More details - 0.90%APY$90 a year on $10,000
Requirements
Product: $7.50 Monthly Maintenance Fee waived with total relationship balance of $15,000 or more in loans, deposits or a combination with Northwest Bank, or minimum daily balance of $1,000 maintained in this account.
Offer: $7.50 Monthly Maintenance Fee waived with total relationship balance of $15,000 or more in loans, deposits or a combination with Northwest Bank, or minimum daily balance of $1,000 maintained in this account.
0.90% interest rate · $7.50 monthly fee · Effective Dec 19, 2025
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $50,000Your amount 0.90% $50,000 – $100,000 1.16% $100,000 – $250,000 1.66% $250,000 – $500,000 1.87% $500,000 and up 2.02% Rate checked
More details - 0.90%APY$90 a year on $10,000with conditions
Requirements
Product: Requires a Compass Rewards Account or Compass Cash Account. No monthly maintenance fee. No minimum balance requirement after opening.
Offer: Balances up to $20,000. Requires Compass Rewards or Compass Cash.
Qualified rate · 0.90% interest rate · No monthly fee · Effective Dec 19, 2025
Rate by balance
Rate by balance for Compass Savings Balance APY Up to $20,000Your amount 0.90% Over $20,000Stated APY 0.90%-0.51%; 0.51% APY based on a $50,000 balance; higher balances have a lower APY. 0.25%* Rate checked
More details - Siouxland Federal Credit UnionMoney Market Account (MMA)Money Market Account (MMA) · $1,000 min · 0.20%–1.25% by balance
Credit union · 7 branches
0.75%APY$75 a year on $10,000Requirements
Offer: Variable rate account.
0.20% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account (MMA) Balance APY Up to $999 0.20% $1,000 – $24,999Your amount 0.75% $25,000 and up 1.25% Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: APY not published for this product. Opening minimum and fees not stated.
0.70% interest rate · Effective Dec 19, 2025
Rate by balance
Rate by balance for Estate Savings Balance APY Up to $20,000Your amount 0.70%* $20,000 – $50,000 0.80%* $50,000 – $100,000 0.90%* $100,000 – $500,000 1.01%* $500,000 – $1,000,000 1.36%* $1,000,000 and up 1.61%* Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: No minimum balance is required for customers under 18 years old.
Offer: $3.00 monthly service charge waived if daily balance remains at $100.00 or above, or if customer is under 18 years old. $2.00 service charge per withdrawal over 6 per calendar month.
0.65% interest rate · $3 monthly fee
Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: $2 monthly maintenance fee waived when average daily balance for the month is above $50. Free paper statement available.
Offer: $2 monthly maintenance fee waived when average daily balance for the month is above $50.
0.40% interest rate · $2 monthly fee · Effective Dec 19, 2025
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $10,000 0.40% $10,000 and upYour amount 0.55% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: No minimum balance or monthly maintenance fees for those under age 23. Minimum balance requirement is waived for minors 18 and younger. $3.00 monthly service charge if $50 minimum daily balance is not maintained. $1.00 per withdrawal in excess of three per month.
Offer: Minimum balance requirement is waived for minors 18 and younger. Monthly service charge of $3.00 if $50 minimum daily balance is not maintained (no maintenance fees for those under age 23).
0.49% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Sioux Valley CCUMoney MarketMoney Market · $2,000 min · 0.50%–1.01% by balance
Credit union · 4 branches
0.50%APY$50 a year on $10,000Requirements
Offer: Over $2,000.00; Monthly
0.50% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $10,000Your amount 0.50%* $10,000 – $50,000Over $10,000.00; 0.75%* Over $50,000Over $50,000.00; 1.01%* Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Sioux City, IA-NE-SD metro
40 accounts at 13 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 1.12%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
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Sioux City, IA-NE-SD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Telco Triad Community Credit UnionCredit union · 4 branches
- Siouxland Federal Credit UnionCredit union · 7 branches