Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in St. Louis, MO-IL metro
- FRB Federal Credit UnionSpecial Share SavingsSavings · $25 min · 0.30%–0.40% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Variable-rate account. Free with maintenance of $25 in share savings account. No debit card access and cannot be used for automatic overdraft protection. Transfer limitations apply. Minimum balance of $25 required to obtain the advertised APY.
Offer: Tier 1 rate for balances up to $49,999.99. Minimum balance of $25 required to obtain the advertised APY. No monthly fee.
0.30% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Special Share Savings Balance APY Up to $50,000Your amount 0.30% $50,000 and upMinimum opening deposit $50,000 & over. 0.40% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Tiered variable interest rates. $2,500 monthly minimum balance to avoid $10 monthly service fee. Includes 6 free electronic transfers/ACH debits/third-party checks per month; $10.00 fee per item in excess of 6.
Offer: Compounded monthly. $2,500 monthly minimum balance to avoid $10 monthly service fee.
0.25% interest rate · Compounded monthly · $10 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.25% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.35% $50,000 – $500,000 0.65% $500,000 – $1,000,000 0.75% $1,000,000 and up 1.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Standard savings account. $4.00 monthly service fee can be waived by maintaining a minimum daily balance of $300.00 (or average monthly balance of $300) or enrolling in online statements. 6 free withdrawals per month; after that, $1 per withdrawal.
Offer: Applies to balances $0.01 - $25,000.00. Rates subject to change daily.
Balance cap $25,000 · $4 monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Secondary account to save for a special purchase or event while keeping primary savings intact. Zero monthly maintenance fees.
Offer: Dividends calculated daily, paid/compounded quarterly. Minimum balance of $100 to earn dividends/obtain APY. APY is anticipated for the quarter.
Compounded quarterly · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes membership with First Community Credit Union. Must maintain a minimum balance of $1 to qualify for membership. Zero monthly maintenance fees.
Offer: Dividends calculated daily, paid/compounded quarterly. Minimum balance of $100 to earn dividends/obtain APY. APY is anticipated for the quarter.
Compounded quarterly · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Exclusive to ADVANTAGE Checking Account holders. Requires opening and maintaining an ADVANTAGE Checking Account with a minimum opening balance of $2,500. If the collected balance falls below $1,000 on any day, interest is not earned for that day.
Offer: Must maintain a daily collected balance within range to obtain tier APY. Requires ADVANTAGE Checking Account with $2,500 minimum opening balance.
Qualified rate · 0.25% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for ADVANTAGE Savings Balance APY $1,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.25% $50,000 – $100,000 0.30% $100,000 – $250,000 0.35% $250,000 and up 0.40% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Service charge of $3.00 per statement cycle (quarter) if average daily ledger balance falls below $100.00. Minimum to open and quarterly service charge are waived if account is opened by a person under 18 whose parent/guardian/grandparent has an account.
Offer: Service charge of $3.00 per quarter if average daily ledger balance falls below $100.00 (waived for minors under 18 with qualifying parent/guardian/grandparent account).
0.25% interest rate · Effective Oct 5, 2026
Rate checked
More details - Commercial BankPersonal Money MarketPersonal Money Market · $100 min · 0.10%–0.75% by balance
Bank · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: Interest is compounded and credited quarterly. Avoid $15 monthly maintenance fee with $1,500 minimum daily balance or $2,500 average daily balance. If daily balance for each billing cycle is within one of the tiers, earn the disclosed interest rate and APY.
Offer: Fee waived with $1,500 minimum daily balance or $2,500 average daily balance. If daily balance for each billing cycle is within range, earn the disclosed rate.
0.10% interest rate · $15 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $10,000 0.10% $10,000 – $50,000Your amount 0.25% $50,000 – $100,000 0.50% $100,000 and up 0.75% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $3 monthly fee if balance falls below $150 minimum daily balance. Two free withdrawals per month; additional withdrawals are $1 each if balance is less than $500.
Offer: Calculated daily, compounded semi-annually. $3 monthly fee if balance falls below $150 minimum daily balance. Two free withdrawals per month, $1 each additional withdrawal if balance is less than $500.
0.25% interest rate · $3 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Consumer accounts only. Includes ATM card access.
Offer: Must maintain a $100 minimum balance to avoid $3.00 monthly service charge. $100 minimum daily balance required to obtain APY. Interest accrues daily and is compounded quarterly.
Compounded quarterly · $3 monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: There is a $1.00 share requirement for each member number that will be held in your regular share account for as long as the account is open. Dividends are credited and compounded quarterly. Rates are variable and determined by credit score and Board of Directors.
Offer: Last declared dividend rate: 0.25%. Dividends compounded quarterly. Rate subject to credit approval and credit score.
0.25% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends are credited and compounded quarterly. Rates are variable and determined by credit score and Board of Directors.
Offer: Last declared dividend rate: 0.25%. Dividends compounded quarterly. Rate subject to credit approval and credit score.
0.25% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 8 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Standard rate tier. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.25% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in St. Louis, MO-IL metro
236 accounts at 85 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.30%
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St. Louis, MO-IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Community Credit UnionCredit union · 42 branches
- 1st MidAmerica Credit UnionCredit union · 8 branches
- FRB Federal Credit UnionCredit union · 1 branch