Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in St. Louis, MO-IL metro
- West Community Credit UnionMoney MarketMoney Market · $1,000 min · 0.50%–2.25% by balance
Credit union · 13 branches
0.60%APY$60 a year on $10,000Requirements
Product: Dividends paid monthly. Up to six withdrawals monthly. Additional deposits accepted. Tiered rates based on balance.
Offer: Minimum daily balance required to earn APY.
0.50% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $4,999 0.50% $5,000 – $9,999 0.50% $10,000 – $24,999Your amount 0.60% $25,000 – $49,999 1.00% $50,000 – $74,999 1.50% $75,000 – $99,999 1.75% $100,000 – $249,999 2.00% $250,000 and up 2.25% Rate checked
More details - St. Louis Policemen's Credit UnionSavingsSavings · $25 min · 0.50%–0.70% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Opening a savings account requires $1 for a membership fee and $25 that has to remain in the account at all times.
Offer: Up to $5,000. Opening requires $1 membership fee and $25 minimum balance.
0.50% interest rate
Rate by balance
Rate by balance for Savings Balance APY Up to $5,000 0.50%* $5,000 – $40,000Your amount$5,000 – $40,000. 0.60%* $40,000 and upOver $40,000. 0.70%* Rate checked
More details - First State Bank of St. CharlesPersonal Money MarketPersonal Money Market · $1,000 min · 0.60%–0.85% by balance
Bank · 5 branches
0.60%APY$60 a year on $10,000Requirements
Product: Effective Date: 09/15/2026. Monthly service fee is $0 ($10 if balance falls below $1,000). Rates and fees subject to change after account opening.
Offer: Monthly fee is $0 ($10 if balance falls below $1,000).
0.60% interest rate · No monthly fee · Effective Sep 15, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $49,999Your amount 0.60% $50,000 – $199,999 0.65% $200,000 and up 0.85% Rate checked
More details - 0.55%APY$55 a year on $10,000with conditions
Requirements
Product: Must deposit in conjunction with a 16-month Duo CD. $3 fee if balance below $25.
Offer: $3 fee if balance below $25.
Qualified rate · 0.55% interest rate · Effective Oct 14, 2026
Rate checked
More details - Warren-Boynton State BankMoney MarketMoney Market · $2,500 min · 0.50%–2.02% by balance
Bank · 2 branches
0.55%APY$55 a year on $10,000Requirements
Product: Fees could reduce earnings on this account. The interest rate and annual percentage yield (APY) may change after account opening. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
Effective May 20, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and up 0.50% $10,000 and upYour amount 0.55% $25,000 and up 0.75% $50,000 and up 1.11% $100,000 and up 1.61% $250,000 and up 2.02% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Monthly balance fee of $2.00 imposed if balance falls below $500.00 any day of the month.
Offer: Monthly fee of $2.00 imposed if balance falls below $500.00 any day of the month.
0.55% interest rate · $2 monthly fee · Effective Sep 22, 2026
Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Earn monthly dividends $5.00 fee per withdrawal after one per month No minimum balance No monthly fee
Offer: Earn monthly dividends. $5.00 fee per withdrawal after 1 allowed per month. No minimum balance. No monthly fee.
0.55% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Initial deposit of $10.00 covers your membership fee. Great rates No monthly fee Free Digital Banking and Bill Pay A JMAFCU debit card with a checking account Direct Deposit Available
Offer: Must maintain a minimum average daily balance of $100 to earn dividends. Rates on variable rate accounts (i.e. Share Savings, Checking, and Super Savings) could change after account opening.
0.55% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Interest is compounded and credited quarterly. Minimum daily balance of $50 required to avoid a $5 monthly service charge. Limit of 6 withdrawals per month; excess withdrawals are $3 each. Closing fees may apply if closed within 7 months.
Offer: Applies to balances below $500. Monthly fee waived if minimum daily balance of $50 is maintained.
0.35% interest rate · $5 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for FCB Savings Account Balance APY Up to $500 0.35% $500 and upYour amount 0.50% Rate checked
More details - Heartland Bank and Trust CompanyCapital Money MarketCapital Money Market · $10,000 min · 0.01%–2.27% by balance
Bank · 9 branches
0.50%APY$50 a year on $10,0000.01% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Capital Money Market Balance APY Up to $10,000 0.01% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 1.51% $100,000 – $500,000 2.02% $500,000 and up 2.27% Rate checked
More details - National Police FCUMoney Market AccountMoney Market Account · $500 min · 0.50%–1.26% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Dividends paid quarterly and reflected on statement. $15 monthly fee if average daily balance falls below $500.
Offer: Fee waived if average daily balance is $500 or higher.
0.50% interest rate · $15 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $24,999Your amount 0.50% $25,000 – $49,999 0.60% $50,000 and up 1.26% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: $5 quarterly maintenance fee waived with $300 minimum daily balance or $500 average daily balance.
Offer: Minimum balance to obtain stated APY is $28.00. Interest is compounded and credited quarterly.
0.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Offer: Must maintain a $1,000 minimum balance to avoid the $10 monthly service fee. Fees may reduce earnings.
0.50% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 8 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Platinum Choice enhanced rate tier. Requires meeting and maintaining Platinum Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.50% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Bank of WashingtonMoney Market DepositMoney Market Deposit · $1,000 min · 0.50%–0.80% by balance
Bank · 7 branches
0.50%APY$50 a year on $10,0000.50% interest rate
Rate by balance
Rate by balance for Money Market Deposit Balance APY Up to $20,000Your amount 0.50% $20,000 – $50,000 0.50% $50,000 – $250,000 0.65% $250,000 and up 0.80% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in St. Louis, MO-IL metro
237 accounts at 85 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.30%
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St. Louis, MO-IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Community Credit UnionCredit union · 42 branches
- 1st MidAmerica Credit UnionCredit union · 8 branches
- FRB Federal Credit UnionCredit union · 1 branch