Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in St. Louis, MO-IL metro
- 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate account. Monthly fee of $2.00 applies if minimum balance of $25.00 is not maintained. Minimum balance of $25 required to obtain the advertised APY. Transfer limitations apply.
Offer: Minimum balance of $25 required to obtain the advertised APY. $2.00 monthly fee applies if minimum balance drops below $25.00.
0.10% interest rate · $2 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest-bearing. Free monthly paper statements or eStatements. Six third-party withdrawals per statement cycle.
Offer: Min. balance to earn APY: any amount. Fees could reduce earnings. Rates subject to change without notice.
0.10% interest rate · Effective Feb 10, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Fixed interest rate account. Monthly fee of $1.00 is waived if account balance is kept above $100.00 during statement cycle (imposed if balance falls below $100 on any day of statement cycle).
0.10% interest rate · $1 monthly fee · Effective Jul 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: The interest rate and annual percentage yield may change after account opening.
Offer: Minimum balance to obtain APY is $1,000.00. Interest rate and APY may change after account opening.
0.10% interest rate · Effective Jul 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must maintain a balance of $25.00 at all times. Dividends are paid quarterly on accounts with balances over $100.00. Any new account that is closed within 3 months of being opened will forfeit 1 share ($25.00 that opened the account).
Offer: Rate applies on balances of $100 or more.
0.10% interest rate · Effective Sep 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Secures ownership in SIUE Credit Union. $5 deposit to get started.
Offer: Balances from $0 up to $500
Effective Jun 30, 2022
Rate by balance
Rate by balance for Primary Savings Balance APY Up to $500 0.00% $500 – $2,500 0.10% $2,500 – $5,000 0.10% $5,000 – $10,000Your amount 0.10% Over $10,000 0.10% Rate checked
More details - Sullivan BankMoney Market CheckingMoney Market Checking · $2,500 min · 0.05%–0.40% by balance
Bank · 6 branches
0.10%APY$10 a year on $10,000Requirements
Product: APY assumes monthly compounding and is calculated using the daily balance method.
Offer: Under $2,500
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $2,500 0.05% $2,500 – $9,999$2,500-$9,999 0.10% $10,000 – $24,999Your amount$10,000-$24,999 0.10% $25,000 – $49,999$25,000-$49,999 0.15% $50,000 – $99,999$50,000-$99,999 0.35% $100,000 and up$100,000 & over 0.40% Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: Minimum opening deposit of $10,000. $10 quarterly service fee waived with a minimum balance of $10,000.
Offer: Quarterly service fee of $10 waived with $10,000 minimum balance.
0.07% interest rate
Rate checked
More details - The Bank of MissouriMoney Market PlusMoney Market Plus · $100 min · 0.07%–0.12% by balance
Bank · 3 branches
0.07%APY$7 a year on $10,000Requirements
Offer: Compounding: monthly
0.07% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $25,000Your amount 0.07% $25,000 – $100,000 0.10% $100,000 and up 0.12% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 28 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - Midland States BankMoney Market Account (MMA)Money Market Account (MMA) · $2,500 min · 0.07%–0.16% by balance
Bank · 16 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: $15 monthly service charge is waived with a daily balance of $2,500. Minimum daily balance to earn interest is $0.01.
Offer: Standard APY. Monthly fee of $15 is waived with a $2,500 daily balance.
Qualified rate · $15 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Account (MMA) Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $250,000 0.10% $250,000 – $1,000,000 0.13% $1,000,000 and up 0.16% Rate checked
More details - Montgomery BankMontgomery Gold Money Market CheckingMontgomery Gold Money Market Checking · $100 min
Bank · 7 branches
0.07%APY$7 a year on $10,000Requirements
Product: Minimum balance to avoid service fee is $2,500. Minimum opening deposit is $100.
Offer: Must maintain the minimum balance needed for tier to earn APY. Monthly fee is $0 with $2,500 minimum balance to avoid service fee.
0.07% interest rate · No monthly fee
Rate checked
More details - 0.06%APY$6 a year on $10,000
Requirements
Product: Minimum opening deposit of $100. $10 quarterly service fee waived with a minimum balance of $100.
Offer: Quarterly service fee of $10 waived with $100 minimum balance.
0.06% interest rate
Rate by balance
Rate by balance for Montgomery Blue Savings Balance APY Up to $5,000 0.06% $5,000 – $10,000Your amount 0.06% $10,000 – $25,000 0.07% $25,000 – $50,000 0.07% Over $50,000 0.07% Rate checked
More details - Montgomery BankMontgomery New Start SavingsSavings · $0 min · 0.06%–0.07% by balance
Bank · 7 branches
0.06%APY$6 a year on $10,0000.06% interest rate
Rate by balance
Rate by balance for Montgomery New Start Savings Balance APY Up to $5,000 0.06% $5,000 – $10,000Your amount 0.06% $10,000 – $25,000 0.07% $25,000 – $50,000 0.07% Over $50,000 0.07% Rate checked
More details - 0.06%APY$6 a year on $10,000
Requirements
Product: Minimum opening deposit of $100. $10 quarterly service fee waived with a minimum balance of $2,500.
Offer: Quarterly service fee of $10 waived with $2,500 minimum balance.
0.06% interest rate
Rate by balance
Rate by balance for Montgomery Gold Savings Balance APY Up to $10,000Your amount 0.06% $10,000 – $25,000 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% Over $100,000 0.07% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in St. Louis, MO-IL metro
236 accounts at 85 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.30%
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St. Louis, MO-IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Community Credit UnionCredit union · 42 branches
- 1st MidAmerica Credit UnionCredit union · 8 branches
- FRB Federal Credit UnionCredit union · 1 branch