Credit union · NCUA insured
SIUE Credit Union Savings Rates
SIUE Credit Union’s best savings rate is 1.06% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How SIUE Credit Union’s savings rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where SIUE Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
SIUE Credit Union
1.06%APY
- Requires
- None
- Earns on $10,000 a year
- $106
Money Market
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Earns on $10,000 a year
- $512
2nd-highest rate
Citizens Bank
4.50%APY
- Requires
- Another account
- Earns on $10,000 a year
- $450
SIUE Credit Union savings score
85
Savings score
Higher than 70% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.06%
- $100,000 balance$100,0001.26%
- QualifiedQualified1.06%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where SIUE Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.06%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $9,999 | 1.01% | — |
| $10,000 – $24,999 | 1.06% | $106 |
| $25,000 – $49,999 | 1.11% | — |
| $50,000 – $99,999 | 1.16% | — |
| $100,000 and up | 1.26% | — |
Sources (1)
- siuecu.org/Rates/Savings-Rates · captured Sep 17, 2026
Primary Savings
0.10%APY
Secures ownership in SIUE Credit Union. $5 deposit to get started.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Balances from $0 up to $500 | 0.00% | — | Balances from $0 up to $500 |
| $500 – $2,500Balances from $500.01 up to $2,500 | 0.10% | — | Balances from $500.01 up to $2,500 |
| $2,500 – $5,000Balances from $2,500.01 to $5,000 | 0.10% | — | Balances from $2,500.01 to $5,000 |
| $5,000 – $10,000Balances $5,000.01 to $10,000 | 0.10% | $10 | Balances $5,000.01 to $10,000 |
| Over $10,000Balances greater than $10,000 | 0.10% | — | Balances greater than $10,000 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Cougar Cub Club
0.20%APY
Developed for young members through 8th grade. Each year Cub Club members through age 12 receive a birthday card with a $5 deposit.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $50Balances greater than $50Over $50 | 0.20% | $20 | Balances greater than $50 |
Sources (2)
All captured Sep 17, 2026
Club Accounts
0.00%APY
Save for seasonal spending throughout the year; includes Christmas Club and Vacation Club options.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance requiredAny balance | 0.00% | $0 | No minimum balance required |
Sources (2)
All captured Sep 17, 2026
Who can join SIUE Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.