Best high-yield savings rates

Requirements

Product: Must maintain $5 member share to stay in good standing. Two free withdrawals per month ($5 fee per additional withdrawal). Balances of $200 or more earn dividends. Can be used as collateral to secure a loan.

Offer: Minimum balance required to earn dividends is $200. $5 minimum deposit to open.

Requirements

Product: Tiered interest rates based on total banking relationship. $15 monthly service charge waived with a minimum daily balance of $10,000, or a combined relationship balance of $25,000 3 business days before the last service charge cycle date. Up to 8 free debits or transfers per statement cycle; each additional debit is $10.00.

Offer: Default rate tier applied without an associated active b1BANK checking account. $15 monthly fee waived with $10,000 daily balance or $25,000 combined relationship balance.

Requirements

Product: Opening deposit minimum of $100. Monthly service charge of $5 is waived if a daily balance greater than $500 is maintained each day of the service charge cycle.

Offer: Default rate applies without qualifying activity in a related checking account. Monthly service charge of $5 is waived with a daily balance greater than $500.

Requirements

Product: Primary savings account required for membership ($5.00 par balance). Monthly service fee is waived if there is an active loan account or certificate account.

Offer: Dividends earned are posted and compounded monthly. Each day account balance exceeds $100.00, dividends are earned on the entire balance. Minimum balance to avoid service fee is $100.00 (waived with active loan or certificate).

Requirements

Offer: Dividends compounded and credited monthly. Minimum balance to avoid service fee is $100.00; minimum balance to earn dividends is $100.00.

Requirements

Product: $50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.

Offer: Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month.

Requirements

Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.

Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.

Requirements

Product: Available only if a Rewards Checking or Cash Back Checking account is maintained.

Offer: Requirements not met.

Requirements

Product: Up to 3 complimentary withdrawals per month; $2 withdrawal fee per transaction over three complimentary each month. $100 minimum deposit to open ($25 for minors). Monthly service charge of $3 waived if daily balance of $200 or more is maintained. Rates may change after account opening.

Offer: Opening minimum is $25 for minors. $3 monthly fee waived with $200 minimum daily balance.

Requirements

Product: Waive the $15 monthly service charge by keeping a collected balance of $1,500 in the account each day throughout the statement cycle. Minimum average daily balance of $1,500 to obtain the disclosed annual percentage rate.

Offer: Balances less than $1,500

Requirements

Product: To earn rewards rates, 12 debit card transactions must post and settle, 1 ACH credit must occur, and member must enroll in e-statements during each Monthly Qualification Cycle on linked Spend Better or Earn Better account. If qualifications are not met, all balances earn base rate of 0.05% APY. Balances over $50,000 earn 0.50% dividend rate on portion over $50,000, resulting in 4.01% to 0.50% APY. Limit one account per SSN. Domestic ATM fees reimbursed up to $25 per cycle.

Offer: Base rate earned on all balances if monthly qualifications are not met on linked Spend Better or Earn Better checking account.

Requirements

Product: Limit one account per SSN. Available to Louisiana and Arkansas residents only. Linked to a Priority Checking account and cannot be opened without one.

Offer: If monthly qualifications are not met on Priority Checking, 0.05% APY on entire balance.

Requirements

Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.

Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.

Requirements

Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.

Offer: Standard Rate with qualifying, open Huntington Perks Checking account. Rate applies to ZIP code 43215.

Requirements

Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.

Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.