Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Riverside, CA metro
- Altura Credit UnionPrestige Money MarketPrestige Money Market · $2,500 min · 1.05%–1.45% by balance
Credit union · 23 branches
1.15%APY$115 a year on $10,000with conditionsRequirements
Product: Members must be either the primary or joint account holder on a Prestige Money Market account. An Altura checking account is required. Maintain a minimum daily balance of $2,500 to avoid a monthly fee ($10 fee if balance falls below $2,500). Requires a minimum of 10 debit card transactions per month on checking account to earn Prestige Money Market rates; otherwise balances earn Smart Money Market rates. Ability to write up to 3 checks per month. A one-time membership fee applies for non-members.
Offer: Requires 10 or more debit card transactions per month on Altura checking account. Maintain a minimum daily balance of $2,500 to avoid $10 monthly fee. Minimum opening deposit $2,500.
Qualified rate · 1.04% interest rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Prestige Money Market Balance APY Up to $10,000 1.05% $10,000 – $50,000Your amount 1.15% $50,000 and up 1.45% Rate checked
More details - American United Federal Credit UnionMoney MarketMoney Market · $1,000 min · 0.95%–3.25% by balance
Credit union · 3 branches
1.15%APY$115 a year on $10,000Requirements
Product: Minimum balance of $1,000 to earn dividends. Membership required.
0.95% interest rate · Effective Jul 28, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $4,999 0.95% $5,000 – $9,999 1.00% $10,000 – $24,999Your amount 1.15% $25,000 – $49,999 1.70% $50,000 – $99,999 2.05% $100,000 – $249,999 2.70% $250,000 and up 3.25% Rate checked
More details - Golden 1 Credit UnionMoney Market Savings AccountMoney Market Savings Account · $100 min · 0.05%–3.50% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: All dividends are compounded monthly. Dividend rates are variable and subject to change monthly after the account is opened. The dividend rate is based on tiers; end-of-day balance determines the tier. There is no minimum balance requirement to obtain the APY.
0.05% interest rate · Compounded monthly · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 1.00% $50,000 – $100,000 1.00% $100,000 – $250,000 1.50% $250,000 – $500,000 2.50% $500,000 and up 3.50% Rate checked
More details - SchoolsFirst FCULiquid Advantage Money MarketLiquid Advantage Money Market · $2,000 min · 0.75%–1.50% by balance
Credit union · 16 branches
1.00%APY$100 a year on $10,000Requirements
Offer: Dividend rate and APY apply to entire balance in account. Minimum opening deposit is $2,000; if balance decreases below $2,000, dividend rate converts to Investment Checking dividend rate. A minimum balance of $0.01 is required to keep the share open.
0.75% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Liquid Advantage Money Market Balance APY $2,000 – $10,000 0.75% $10,000 – $100,000Your amount 1.00% $100,000 and up 1.50% Rate checked
More details - WSSC Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.00%–1.76% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Requires $1,000.00 Minimum Balance to Avoid a Service Fee and $2,500.00 Minimum Balance to Earn Stated APY. Rates may change after the account is opened. Fees could reduce earnings on the account.
Offer: Requires $1,000.00 Minimum Balance to Avoid a Service Fee and $2,500.00 Minimum Balance to Earn Stated APY.
1.00% interest rate · Effective Apr 29, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 1.00% $25,000 – $50,000 1.26% $50,000 – $100,000 1.51% $100,000 and up 1.76% Rate checked
More details - Chaffey Federal Credit UnionMoney Market CheckingMoney Market Checking · $5,000 min · 0.70%–1.80% by balance
Credit union · 2 branches
0.95%APY$95 a year on $10,000Requirements
Product: Dividends payable monthly. Minimum balance of $5,000 required. Up to 3 withdrawals per month with a minimum withdrawal amount of $500 per withdrawal.
Offer: Tier I. Dividends payable monthly.
0.70% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY $5,000 – $9,999 0.70% $10,000 – $99,999Your amountTier II. 0.95% $100,000 – $249,999Tier III. 1.20% $250,000 and upTier IV. 1.80% Rate checked
More details - Sun Community Federal Credit UnionOpportunity Money Market with Active CheckingOpportunity Money Market with Active Checking · $500 min · 0.60%–3.50% by balance
Credit union · 2 branches
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Requires active checking account (at least 10 POS, ATM, or debit/credit transactions must clear the account each month; ACH or checks do not qualify). Monthly service fee of $10 can be waived with a minimum balance of $2,500.
Offer: Requires active checking (10 POS, ATM, or debit transactions clearing each month). Monthly fee of $10 waived with minimum balance of $2,500.
Qualified rate · 0.60% interest rate · $10 monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Opportunity Money Market with Active Checking Balance APY Up to $2,500 0.60% $2,500 – $25,000Your amount 0.90% $25,000 – $50,000 1.10% $50,000 – $100,000 1.25% $100,000 and up 1.35% $1,000,000 and up 3.25% $5,000,000 and up 3.50% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 4 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Sun Community Federal Credit UnionOpportunity Money MarketOpportunity Money Market · $500 min · 0.45%–3.25% by balance
Credit union · 2 branches
0.80%APY$80 a year on $10,000Requirements
Product: Tiered rate structure. Monthly service fee of $10 can be waived with a minimum balance of $2,500.
Offer: Monthly fee of $10 waived with minimum balance of $2,500.
0.45% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Opportunity Money Market Balance APY Up to $2,500 0.45% $2,500 – $25,000Your amount 0.80% $25,000 – $50,000 0.90% $50,000 – $100,000 1.00% $100,000 and up 1.10% $1,000,000 and up 3.00% $5,000,000 and up 3.25% Rate checked
More details - Vida Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Product: Maximum of five withdrawals per month is permitted; excess withdrawals subject to a per-transaction fee. Minimum withdrawal is $100. Standard check order included free at account opening ($15 value).
Offer: Minimum balance to earn APY is $2,500. Minimum initial deposit and minimum balance to maintain is $2,500. For all accounts except certificates, dividend rate and APY may change every month as determined by the Board of Directors.
0.70% interest rate · No monthly fee
Rate checked
More details - 0.60%APY$60 a year on $10,000with conditions
Requirements
Product: To earn the stated rate, the WealthBuilder account has to have a minimum of ten (10) debit card transactions per month and a minimum daily balance of $10,000. For any month in which the transaction activity threshold is not met, the rate for that month will default to 0.20% on balances for the previous month. For any month in which the minimum balance requirement is not met, the rate for that month will default to 0.00% on balances for the previous month. Dividends are calculated daily and paid monthly. Fees may reduce earnings. Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (CFS).
Offer: To earn the stated rate, the WealthBuilder account has to have a minimum of ten (10) debit card transactions per month and a minimum daily balance of $10,000. For any month in which the transaction activity threshold is not met, the rate for that month will default to 0.20% on balances for the previous month. For any month in which the minimum balance requirement is not met, the rate for that month will default to 0.00% on balances for the previous month. Dividends are calculated daily and paid monthly. Fees may reduce earnings.
Qualified rate · 0.60% interest rate · Effective Oct 16, 2026
Rate checked
More details - Certified Federal Credit UnionMoney MarketMoney Market · $0 min · 0.35%–1.35% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,0000.35% interest rate · Effective Feb 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $9,999 0.35% $10,000 – $49,999Your amount 0.60% $50,000 – $99,999 1.00% $100,000 and up 1.35% Rate checked
More details - Interfaith Federal Credit UnionMoney Market Multiplier AccountMoney Market Multiplier Account · $2,000 min · 0.50%–0.60% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Minimum balance of $2,000 to earn dividends and avoid fee. Dividends compounded and credited monthly. Allows up to 3 checks and 3 transfers per month. A $15 fee applies if balance falls below $2,000 or if more than 6 transactions occur in a monthly period.
Offer: Dividends paid monthly as long as balance does not fall below $2,000. There is a $15 fee if the account drops below $2,000 minimum.
0.50% interest rate · $15 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Multiplier Account Balance APY $2,000 – $4,999 0.50% $5,000 – $9,999 0.50% $10,000 – $24,999Your amount 0.55% $25,000 – $49,999 0.55% $50,000 – $99,999 0.60% $100,000 and up 0.60% Rate checked
More details - Wescom FinancialAsset Maximizer Account (AMA)Asset Maximizer Account (AMA) · $2,500 min · 0.45%–0.95% by balance
Credit union · 4 branches
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Must have a Wescom Wealth Management Service Investment Account with a minimum balance of $10,000 to qualify. Tier dividend rate is determined by each day's ending balance. Dividends are compounded daily and credited on the last day of each monthly cycle. Membership eligibility required.
Offer: Platinum Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500.
Qualified rate · 0.45% interest rate · Compounded daily · Effective Jan 28, 2026
Rate by balance
Rate by balance for Asset Maximizer Account (AMA) Balance APY $2,500 – $9,999 0.45% $10,000 – $24,999Your amount 0.55% $25,000 – $49,999 0.65% $50,000 – $99,999 0.75% $100,000 – $249,999 0.85% $250,000 and up 0.95% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $0 min · 0.00%–1.51% by balance
Bank · 10 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.00% $5,000 – $100,000Your amountEnhanced/Relationship tier for Premier/Premier Elite clients. 0.50% $100,000 – $250,000Enhanced/Relationship tier for Premier/Premier Elite clients. 0.85% $250,000 – $500,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.16% $500,000 – $1,000,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.41% $1,000,000 and upEnhanced/Relationship tier for Premier/Premier Elite clients. 1.51% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Riverside, CA metro
156 accounts at 53 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 1.15%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Riverside, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Thinkwise Credit UnionCredit union · 2 branches
- CU SoCalCredit union · 4 branches