Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–87 results in Richmond, VA metro
- 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.01% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: All balances. $5 monthly service fee waived with $300+ beginning day balance, $25+ Autosave/repeating automatic transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly maintenance fee can be waived by maintaining a minimum daily ledger balance of $300 or more, scheduling a recurring preauthorized internal transfer of $25 or more per statement cycle into the Truist One Savings Account, being under 18 years of age (primary owner), or having any related Truist personal checking account (excluding Truist Confidence Account). $5 withdrawal limit fee assessed for each withdrawal over 6 per statement cycle (max 6 fees).
Offer: $5 monthly maintenance fee waived with $300 minimum daily ledger balance, $25+ recurring monthly internal transfer, minor under 18 primary owner, or related Truist personal checking account (excl. Confidence Account). $5 fee per withdrawal over 6 per statement cycle.
0.01% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Requires a Truist Confidence Account to open. $0 monthly maintenance fee. $0 overdraft fees. $5 withdrawal limit fee assessed for each withdrawal over 6 per statement cycle (maximum of 6 fees per statement cycle).
Offer: Requires a Truist Confidence Account. $0 monthly maintenance fee. $5 fee per withdrawal over 6 per statement cycle.
Qualified rate · 0.01% interest rate · No monthly fee
Rate checked
More details - Truist BankTruist One Money Market AccountTruist One Money Market Account · $50 min
Bank · 43 branches
0.01%APY$1 a year on $10,000Requirements
Product: Available to Truist personal banking clients. Monthly maintenance fee of $12 waived by maintaining a minimum daily ledger balance of $15,000 or more. Contact local branch for special promotional offers.
Offer: Standard interest rate and APY. Monthly fee of $12 waived with minimum daily ledger balance of $15,000 or more.
0.01% interest rate · $12 monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only.
Offer: Monthly maintenance charge is $7.50 for each monthly service charge cycle unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in your Relationship Savings account during the monthly service charge cycle. Minimum balance to obtain advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Avoid the $5 monthly service charge with a $500 average daily balance. Opening balance is $0 in-branch or $50 online.
Offer: Tier 1 balance tier. Avoid $5 monthly fee with $500+ avg daily balance. $0 minimum opening balance in-branch ($50 online).
$5 monthly fee · Effective Sep 24, 2026
Rate checked
More details - The United Methodist Credit UnionMoney MarketMoney Market · $100 min · 0.01%–0.03% by balance
Credit union · 1 branch
0.01%APY$1 a year on $10,000Requirements
Product: Dividend rate and APY are paid monthly on the average daily balance.
0.01% interest rate · Effective May 17, 2021
Rate by balance
Rate by balance for Money Market Balance APY $100 – $2,499 0.01% $2,500 – $14,999Your amount 0.01% $15,000 – $44,999 0.02% $45,000 – $99,999 0.02% $100,000 and up 0.03% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only. Variable-rate account; rates may vary by region.
Offer: Monthly maintenance charge is $7.50 unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in the Relationship Savings account during the monthly service charge cycle. Minimum balance to earn advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details - Blue Ridge BankPlatinum Money MarketPlatinum Money Market · $0 min · 0.00%–3.20% by balance
Bank · 7 branches
0.00%APY$0 a year on $10,000intro rateRequirements
Product: Minimum balance to obtain interest is $25,000. An $11 service fee applies if the account balance falls below the minimum balance. Offer is for new money not currently on deposit with Blue Ridge Bank.
Offer: An $11 service fee applies if account balance falls below the minimum balance.
Promotional rate · 0.00% interest rate · $11 monthly fee · Effective Nov 19, 2024
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $25,000Your amount 0.00% $25,000 – $50,000For new money not currently on deposit with Blue Ridge Bank. 3.20% $50,000 – $250,000For new money not currently on deposit with Blue Ridge Bank. 3.20% $250,000 and upFor new money not currently on deposit with Blue Ridge Bank. 3.20% Rate checked
More details - 0.00%APY$0 a year on $10,000
Requirements
Product: $5 minimum to open. Dividends compounded and credited quarterly based on average daily balance method.
Offer: Dividends compounded and credited quarterly based on average daily balance method.
0.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - 1st Advantage Federal Credit UnionPerformance Plus Money MarketPerformance Plus Money Market · $0 min · 0.00%–4.00% by balance
Credit union · 1 branch
0.00%APY$0 a year on $10,000Requirements
Product: No monthly maintenance fee, no minimum balance fee. Up to 6 free withdrawals/transfers per month ($10.00 fee for each excess withdrawal or transfer). Dividends compounded monthly.
0.00% interest rate · Compounded monthly · No monthly fee · Effective Jul 28, 2026
Rate by balance
Rate by balance for Performance Plus Money Market Balance APY Up to $25,000Your amount 0.00% $25,000 – $50,000 1.00% $50,000 – $75,000 1.10% $75,000 – $100,000 1.10% $100,000 – $250,000 2.00% $250,000 – $500,000 2.30% $500,000 – $1,000,000 3.25% $1,000,000 and up 4.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Richmond, VA metro
87 accounts at 36 banks and credit unions · checked Oct 6–22
- Typical
- 0.15%
- Top 10% from
- 1.86%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Richmond, VA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Langley Credit UnionCredit union · 1 branch
- Primis BankBank · 9 branches
- Peoples Advantage FCUCredit union · 4 branches