Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Reno, NV metro
- OE Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.60%–0.80% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: Start saving with $1,000 minimum opening deposit. Dividends compound monthly. Up to 6 free withdrawals or transfers per month ($15 fee per transaction thereafter).
Offer: Minimum to earn dividend: $1,000. Compounding period: Monthly.
Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 and up 0.60% $10,000 and upYour amountMinimum to earn dividend: $10,000. 0.65% $25,000 and upMinimum to earn dividend: $25,000. 0.65% $50,000 and upMinimum to earn dividend: $50,000. 0.70% $100,000 and upMinimum to earn dividend: $100,000. 0.75% $250,000 and upMinimum to earn dividend: $250,000. 0.80% Rate checked
More details - Great Basin Federal Credit UnionHigh-Yield Savings (Money Market)High-Yield Savings (Money Market) · $2,500 min · 0.60%–0.95% by balance
Credit union · 4 branches
0.60%APY$60 a year on $10,000Requirements
Offer: Monthly fee of $10 waived for balances $2,500+
0.60% interest rate · $10 monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for High-Yield Savings (Money Market) Balance APY $2,500 – $10,000 0.60% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.65% $50,000 – $100,000 0.85% $100,000 – $250,000 0.90% $250,000 and up 0.95% Rate checked
More details - United Federal Credit UnionElevate Money MarketElevate Money Market · $1,000 min · 0.50%–1.00% by balance
Credit union · 7 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Tiered money market program for consumer accounts only; business accounts not eligible. Subject to membership qualifications. Bonus rate of 2.50% APY applies when meeting qualifying checking, debit/credit transactions, direct deposit/ACH, and e-statement criteria.
Offer: Standard tier rate.
Qualified rate · 0.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elevate Money Market Balance APY $1,000 and upYour amount 0.50% $100,000 and up 0.75% $250,000 and up 1.00% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $0 min · 0.00%–1.51% by balance
Bank · 5 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.00% $5,000 – $100,000Your amountEnhanced/Relationship tier for Premier/Premier Elite clients. 0.50% $100,000 – $250,000Enhanced/Relationship tier for Premier/Premier Elite clients. 0.85% $250,000 – $500,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.16% $500,000 – $1,000,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.41% $1,000,000 and upEnhanced/Relationship tier for Premier/Premier Elite clients. 1.51% Rate checked
More details - WestStar Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 0.50%–1.25% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Earn dividends on balances over $5,000. Compounded and credited monthly.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 – $25,000Your amount 0.50% $25,000 – $100,000 0.75% $100,000 and up 1.25% Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $0 min · 0.00%–1.36% by balance
Bank · 5 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $100,000Your amountRelationship rate tier (e.g., Gold Account relationship). 0.45% $100,000 – $250,000Relationship rate tier (e.g., Gold Account relationship). 0.75% $250,000 – $500,000 0.75% $500,000 – $1,000,000 0.85% $1,000,000 and upRelationship rate tier (e.g., Gold Account relationship). 1.36% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $5,000 min · 0.45%–1.46% by balance
Bank · 5 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.45% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $5,000 – $100,000Your amount 0.45% $100,000 – $250,000 0.80% $250,000 – $500,000 1.06% $500,000 – $1,000,000 1.36% $1,000,000 and up 1.46% Rate checked
More details - United Federal Credit UnionBonus Builder Money MarketBonus Builder Money Market · $0 min · 0.00%–0.40% by balance
Credit union · 7 branches
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Only available as a consumer account. Bonus rate of 0.25% APY applies when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account or Free Checking account with an average monthly balance of at least $1.00.
Offer: Standard tier rate.
Qualified rate · 0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Bonus Builder Money Market Balance APY Any balance 0.00% $1,000 and upYour amountTier rate with bonus rate. Requires Tax Reported Owner to be the Tax Reported Owner of an Ultra Checking account or Free Checking account with an average monthly balance of at least $1.00. 0.40% Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $1,000 min · 0.35%–0.95% by balance
Bank · 5 branches
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.35% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.35% $100,000 – $250,000 0.70% $1,000,000 and up 0.95% Rate checked
More details - Farm Bureau BankPerformance Money MarketPerformance Money Market · $100 min · 0.05%–1.00% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Available to retail and business customers. Up to 6 withdrawals per month/cycle.
Offer: With E-Option. Tier: Less than $2,500.
Qualified rate · 0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Performance Money Market Balance APY Up to $2,500 0.05% $2,500 – $9,999 0.25% $10,000 – $49,999Your amount 0.35% $50,000 – $249,999 0.45% $250,000 – $499,999 0.55% $500,000 and up 1.00% Rate checked
More details - Financial Horizons Credit UnionMoney Market AccountMoney Market Account · $2,500 min
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Minimum opening deposit of $2,500. Three check withdrawals or electronic transfers per month (unlimited withdrawals at credit union offices). Dividends paid as long as balance stays above $2,500.
0.30% interest rate · Effective Sep 4, 2026
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 2 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - Farm Bureau BankPerformance Money MarketPerformance Money Market · $100 min · 0.01%–0.60% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Available to retail and business customers. Up to 6 withdrawals per month/cycle.
Offer: Without E-Option. Tier: Less than $2,500.
Qualified rate · 0.01% interest rate · No monthly fee
Rate by balance
Rate by balance for Performance Money Market Balance APY Up to $2,500 0.01% $2,500 – $9,999 0.20% $10,000 – $49,999Your amount 0.30% $50,000 – $249,999 0.40% $250,000 – $499,999 0.50% $500,000 and up 0.60% Rate checked
More details - Financial Horizons Credit UnionHorizons High Yield Savings AccountSavings · $10,000 min · 0.30%–1.75% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Financial Horizons checking account and minimum daily balance of $25 in Regular Share Account required before opening. Maximum 6 automated withdrawals or telephone transfers per calendar month. Minimum daily balance of $10,000 required to obtain stated APY.
Qualified rate · 0.30% interest rate · Effective Sep 4, 2026
Rate by balance
Rate by balance for Horizons High Yield Savings Account Balance APY $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.45% $50,000 – $100,000 0.55% $100,000 and up 1.75% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Must maintain a minimum daily balance of $25 to obtain APY and avoid closure. Maximum 3 withdrawals per calendar month.
0.20% interest rate · Effective Sep 4, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Reno, NV metro
73 accounts at 22 banks and credit unions · checked Oct 7–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.20%
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Reno, NV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Greater Nevada Credit UnionCredit union · 7 branches
- Mountain America Credit UnionCredit union · 2 branches