Credit union · NCUA insured
Great Basin Federal Credit Union Savings Rates
Great Basin Federal Credit Union’s best savings rate is 0.60% APY on $10,000, with its High-Yield Savings (Money Market). Rates checked October 22, 2026.
How Great Basin Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Reno, NV, where Great Basin Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Great Basin Federal Credit Union
0.60%APY
- Minimum
- —
- Earns on $10,000 a year
- $60
High-Yield Savings (Money Market)
Top rate
America First Credit Union
3.95%APY
- Minimum
- $0
- Earns on $10,000 a year
- $395
2nd-highest rate
WaFd Bank
3.82%APY
- Minimum
- $0
- Earns on $10,000 a year
- $382
Great Basin Federal Credit Union savings score
80
Savings score
Higher than 52% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0000.90%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Great Basin Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High-Yield Savings (Money Market)
0.60%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Monthly fee of $10 waived for balances $2,500+ | 0.60% | — | Monthly fee of $10 waived for balances $2,500+ |
| $10,000 – $25,000Monthly fee of $10 waived for balances $2,500+ | 0.60% | $60 | Monthly fee of $10 waived for balances $2,500+ |
| $25,000 – $50,000Monthly fee of $10 waived for balances $2,500+ | 0.65% | — | Monthly fee of $10 waived for balances $2,500+ |
| $50,000 – $100,000Monthly fee of $10 waived for balances $2,500+ | 0.85% | — | Monthly fee of $10 waived for balances $2,500+ |
| $100,000 – $250,000Monthly fee of $10 waived for balances $2,500+ | 0.90% | — | Monthly fee of $10 waived for balances $2,500+ |
| $250,000 and upMonthly fee of $10 waived for balances $2,500+ | 0.95% | — | Monthly fee of $10 waived for balances $2,500+ |
Sources (1)
- greatbasin.org/rates-fees · captured Oct 15, 2026
Primary Savings Account
0.10%APY
Minimum $25 required to maintain membership share. If Primary Savings is the only product/account held, a minimum $300 balance must be maintained and at least one transaction per year made to avoid a $10 monthly fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $300 and upRate paid on balances $300 or more. $10 monthly fee applies if this is the only account and balance falls below $300 (or no transaction made per year).$300 and up | 0.10% | $10 | Rate paid on balances $300 or more. $10 monthly fee applies if this is the only account and balance falls below $300 (or no transaction made per year). |
Secondary Savings
0.10%APY
Rate paid on balances $300 or more.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $300 and up | 0.10% | $10 |
Sources (1)
- greatbasin.org/rates-fees · captured Oct 14, 2026
Special-purpose accounts
Christmas Club Account
0.25%APY
Dividends paid at the end of each month. Account matures on the first business day in November each year at which time funds transfer to Primary Savings. $10 early withdrawal fee applies.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum opening investment.Any balance | 0.25% | $25 | No minimum opening investment. |
Jr. Savers Account
0.10%APY
For kids age 12 and under. Parent or guardian required. Automatically converts to a Young Investor Account at age 13. One transaction per year required to avoid dormant status.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum $25 required in savings for life of account. No monthly service fees.Any balance | 0.10% | $10 | Minimum $25 required in savings for life of account. No monthly service fees. |
Young Investor Account
0.10%APY
For members ages 13-17. Parent or guardian required. Converts to an adult account option upon reaching age 18. One transaction per year required to avoid dormant status.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum $25 required in savings for life of account. No monthly service fees.Any balance | 0.10% | $10 | Minimum $25 required in savings for life of account. No monthly service fees. |
Who can join Great Basin Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, attend school, or own a business in select counties in Northern Nevada or Treasure Valley, Idaho.
Cost to join
- A minimum balance of $25 is required in savings for the life of the account.
Membership information collected October 4, 2026.