Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Putnam, CT metro
- 3.20%APY$320 a year on $10,000with conditions
Requirements
Product: Requires having a Beacon Bank checking account with an ownership relationship. Variable premium interest rate. Fees may reduce earnings.
Offer: Variable premium interest rate subject to change without notice. Requires an ownership relationship on a Beacon Bank checking account.
Qualified rate · Effective Sep 18, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. No minimum opening deposit and no monthly maintenance fee. Higher APYs require meeting monthly qualification cycle criteria in linked account (at least 1 direct deposit/ACH credit/payment, at least 12 debit card purchases, and e-statement enrollment).
Offer: Applies to daily balances up to $50,000.00 when qualifications are met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle.
Qualified rate · 2.96% interest rate · No monthly fee · Effective Aug 1, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 3.00% Over $50,000 1.50% Rate checked
More details - 2.12%APY$212 a year on $10,000
Requirements
Product: All share accounts are variable rate accounts. Member must maintain $5 par value.
Offer: Variable rate. Member must maintain $5 par value. $5 monthly below-balance fee waived with a daily balance of $500 or more.
2.10% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Centreville BankHigh Yield Savings AccountSavings · $10,000 min · 2.00%–2.50% by balance
Bank · 4 branches
2.00%APY$200 a year on $10,000intro rateRequirements
Product: Requires a minimum of $10,000 in New Money (funds not on deposit with Centreville Bank within the last 30 days) to open. Limited time offer. Avoid $5 monthly maintenance fee by maintaining a minimum daily balance of $1,000.
Offer: Requires minimum $10,000 New Money to open. Avoid $5.00 monthly maintenance fee by maintaining a minimum daily balance of $1,000.
Promotional rate · $5 monthly fee
Rate by balance
Rate by balance for High Yield Savings Account Balance APY $2,500 – $50,000Your amount 2.00% $50,000 – $100,000 2.25% $100,000 and up 2.50% Rate checked
More details - Centreville BankPersonal Premium Money MarketPersonal Premium Money Market · $10,000 min · 1.20%–2.30% by balance
Bank · 4 branches
1.20%APY$120 a year on $10,000Requirements
Product: High-yield savings benefits combined with check-writing capabilities. Opening deposit of $10,000 required. Monthly maintenance fee of $10 imposed if balance falls below $10,000 any day of the statement cycle. Rate may change after account is opened.
Offer: Tier 1. Rate may change after the account is opened. Monthly maintenance fee of $10.00 will be imposed if the balance falls below $10,000 any day of the statement cycle.
$10 monthly fee
Rate by balance
Rate by balance for Personal Premium Money Market Balance APY $10,000 – $25,000Your amount 1.20% $25,000 – $50,000Tier 2. 1.40% $50,000 – $100,000Tier 3. 1.60% $100,000 – $250,000Tier 4. 1.80% $250,000 – $500,000Tier 5. 2.05% $500,000 and upTier 6. 2.30% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Planning for Cash Emergencies. For unexpected life events (job loss, medical emergencies, home/auto repairs). $5.00 minimum deposit in Share Savings required for membership. $50.00 fee applies to withdrawals used for non-qualifying purposes or lacking required documentation.
Offer: A minimum daily balance of $100.00 is required to earn the advertised APY and avoid a monthly service fee. Variable rate.
1.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Baby On Board. Prepare for new arrival and set aside funds for big purchases or appointments. $5.00 minimum deposit in Share Savings required for membership. $50.00 fee applies to withdrawals used for non-qualifying purposes or lacking required documentation.
Offer: A minimum daily balance of $100.00 is required to earn the advertised APY and avoid a monthly service fee. Variable rate.
1.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Home Energy Liquidity Plan. Assists with expenses related to home energy efficiency & improvements. $5.00 minimum deposit in Share Savings required for membership. $50.00 fee applies to withdrawals used for non-qualifying purposes or lacking required documentation.
Offer: A minimum daily balance of $100.00 is required to earn the advertised APY and avoid a monthly service fee. Variable rate.
1.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Home Ownership Made Easier. Save for costs associated with purchasing a home. $5.00 minimum deposit in Share Savings required for membership. $50.00 fee applies to withdrawals used for non-qualifying purposes or lacking required documentation.
Offer: A minimum daily balance of $100.00 is required to earn the advertised APY and avoid a monthly service fee. Variable rate.
1.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - Ascend BankSmart Money MarketSmart Money Market · $2,500 min · 0.60%–1.00% by balance
Bank · 1 branch
0.60%APY$60 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit: $2,500.00. A monthly service fee will be imposed every month that the average balance falls below $2,500.00. The interest rate on this account is based on your related Access, Preferred Access, or Prime Access checking account. If you close your related Access, Preferred Access, or Prime Access checking account you will receive the Mutual Interest Money Market rate.
Offer: With Prime Access Checking
Qualified rate · 0.60% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Smart Money Market Balance APY Over $0Your amount 0.60% $50,000 and up 0.80% $250,000 and up 1.00% Rate checked
More details - America's First Network Credit UnionMoney MarketMoney Market · 0.35%–1.01% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Fees may reduce the earnings on the account.
Offer: Balance requirement: Over $100,000. Fees may reduce the earnings on the account.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Any balance 1.01% $1,000 – $10,000 0.35% $10,000 – $25,000Your amount 0.50% $25,000 – $100,000 0.70% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: All share accounts are variable rate accounts. Member must maintain $5 par value.
0.30% interest rate · Effective Oct 1, 2026
Rate checked
More details - Ascend BankSmart Money MarketSmart Money Market · $2,500 min · 0.30%–0.70% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit: $2,500.00. A monthly service fee will be imposed every month that the average balance falls below $2,500.00. The interest rate on this account is based on your related Access, Preferred Access, or Prime Access checking account. If you close your related Access, Preferred Access, or Prime Access checking account you will receive the Mutual Interest Money Market rate.
Offer: With Preferred Access Checking
Qualified rate · 0.30% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Smart Money Market Balance APY Over $0Your amount 0.30% $50,000 and up 0.50% $250,000 and up 0.70% Rate checked
More details - Jewett City Savings BankInner Circle Money MarketInner Circle Money Market · $10,000 min · 0.10%–0.65% by balance
Bank · 4 branches
0.20%APY$20 a year on $10,000Requirements
Product: Available for consumer accounts only. APY is accurate as of October 5, 2026 and subject to change at any time. The APY may change after the account is opened. Fees could reduce earnings on the account.
Effective Oct 5, 2026
Rate by balance
Rate by balance for Inner Circle Money Market Balance APY Up to $1,000 0.10% $1,000 – $5,000 0.10% $5,000 – $10,000 0.20% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.20% $50,000 – $100,000 0.25% $100,000 and up 0.65% Rate checked
More details - Jewett City Savings BankMoney MarketMoney Market · $100 min · 0.05%–0.20% by balance
Bank · 4 branches
0.20%APY$20 a year on $10,000Requirements
Product: Available for consumer accounts only. APY is accurate as of October 5, 2026 and subject to change at any time. The APY may change after the account is opened. Fees could reduce earnings on the account.
Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.20% $10,000 and upYour amount 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Putnam, CT metro
39 accounts at 11 banks and credit unions · checked Sep 24–Oct 22
- Typical
- 0.10%
- Top 10% from
- 1.36%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.30%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Putnam, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Self-Help Federal Credit UnionCredit union · 1 branch