Bank · FDIC insured
Ascend Bank Savings Rates
Ascend Bank’s best savings rate is 0.02% APY on $10,000, with its Mutual Interest Money Market. Rates checked October 22, 2026.
How Ascend Bank’s savings rates compare
Compared with banks and credit unions near New Haven, CT, where Ascend Bank has the most branches. $10,000, best rate first.
This bank’s best
Ascend Bank
0.60%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $60
Smart Money Market
Top rate
Nutmeg State Financial Credit Union
4.00%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Patriot Bank
3.50%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $350
Ascend Bank savings score
66
Savings score
Higher than 17% of U.S. banks and credit unions
- $1,000 balance$1,0000.02%
- $10,000 balance$10,0000.02%
- $100,000 balance$100,0000.02%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ascend Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Smart Money Market
Up to 0.60%APY
Minimum opening deposit: $2,500.00. A monthly service fee will be imposed every month that the average balance falls below $2,500.00. The interest rate on this account is based on your related Access, Preferred Access, or Prime Access checking account. If you close your related Access, Preferred Access, or Prime Access checking account you will receive the Mutual Interest Money Market rate.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0With Prime Access Checking | 0.60% | $60 | With Prime Access Checking |
| Over $0With Preferred Access Checking | 0.30% | $30 | With Preferred Access Checking |
| Over $0With Access Checking | 0.10% | $10 | With Access Checking |
| $50,000 and upWith Prime Access Checking | 0.80% | — | With Prime Access Checking |
| $50,000 and upWith Preferred Access Checking | 0.50% | — | With Preferred Access Checking |
| $50,000 and upWith Access Checking | 0.30% | — | With Access Checking |
| $250,000 and upWith Prime Access Checking | 1.00% | — | With Prime Access Checking |
| $250,000 and upWith Preferred Access Checking | 0.70% | — | With Preferred Access Checking |
| $250,000 and upWith Access Checking | 0.50% | — | With Access Checking |
Sources (2)
All captured Oct 4, 2026
Smart Savings
Up to 0.10%APY
The interest rate on this account is based on your related Access, Preferred Access, or Prime Access checking account. If you close your related checking account you will receive the E-Savings rate, which is variable.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upRequires Prime Access Checking relationship.$50 and up | 0.10% | $10 | Requires Prime Access Checking relationship. |
| $50 and upRequires Preferred Access Checking relationship.$50 and up | 0.05% | $5 | Requires Preferred Access Checking relationship. |
| $50 and upRequires Access Checking relationship.$50 and up | 0.02% | $2 | Requires Access Checking relationship. |
Sources (2)
All captured Oct 4, 2026
Mutual Interest Money Market
0.02%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50 and up | 0.02% | $2 |
| $2,500 and up | 0.02% | $2 |
| $10,000 and up | 0.02% | $2 |
| $25,000 and up | 0.02% | — |
| $50,000 and up | 0.02% | — |
Sources (2)
All captured Oct 4, 2026
E-Savings
0.02%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50 and up | 0.02% | $2 |
Sources (2)
All captured Oct 4, 2026
School Savings
0.02%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.02% | $2 |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
Health Savings Account
Up to 0.50%APY
The interest rate on this account is based on your related Prime Access checking account. Prime Access checking accounts must be open for a full statement period to receive the premium interest rate. If you close your related Prime Access checking account you will receive the Health Savings Account rate, which is variable.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upStandard rate without qualifying checking relationship. | 0.05% | $5 | Standard rate without qualifying checking relationship. |
| $5,000 and upRequires Prime Access Checking relationship open for a full statement period. | 0.50% | $50 | Requires Prime Access Checking relationship open for a full statement period. |
| $5,000 and upStandard rate without qualifying checking relationship. | 0.10% | $10 | Standard rate without qualifying checking relationship. |
| $15,000 and upStandard rate without qualifying checking relationship. | 0.20% | — | Standard rate without qualifying checking relationship. |
| $50,000 and upRequires Prime Access Checking relationship open for a full statement period. | 0.75% | — | Requires Prime Access Checking relationship open for a full statement period. |
Sources (3)
- ascend.bank/personal/bank/hsa
- ascend.bank/personal/bank/deposit-rates
- ascend.bank/personal/bank/savings
All captured Oct 4, 2026
IRA Statement Savings
0.02%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50 and up | 0.02% | $2 |
Sources (2)
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.