Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Port St. Lucie, FL metro
- 4.00%APY$400 a year on $10,000intro rate
Requirements
Product: Personal accounts only. $5 monthly maintenance charge waived with at least a $300 average daily collected balance, or by maintaining a Flagstar personal checking relationship, or if the primary account owner is 24 years of age or younger.
Offer: Standard non-promotional rate applies to balances under $10,000 ($0.01 or greater). $5 monthly maintenance fee waived if average daily collected balance is at least $300, or with an owner relationship on a Flagstar personal checking account with a balance of at least $0.01, or if primary account owner is 24 or younger.
Promotional rate · $5 monthly fee · Effective Oct 17, 2026
Rate by balance
Rate by balance for Flagstar Ready Savings Balance APY Up to $10,000 0.05% $10,000 and upYour amountMust be a new personal savings client and deposit new money. $1 minimum opening deposit. Reverts to standard non-promotional rate after 180 days. Early account closure fee may apply if closed within 180 days. 4.00% Rate checked
More details - BankUnitedPromotional Money Market AccountPromotional Money Market Account · $2,500 min
Bank · 1 branch
3.50%APY$350 a year on $10,000intro rateRequirements
Product: Available to new clients who have never held an account with BankUnited, N.A., or existing clients who deposit new funds not currently on deposit with BankUnited. Monthly maintenance fee waived when minimum daily balance is maintained. After the 6-month promotional period, converts to standard Money Market account at the then-current variable APY.
Offer: Promotional APY applies for the first 6 months on all balances. Monthly maintenance fee waived when required minimum daily balance is maintained. After 6 months, converts to variable rate. Available to new clients or existing clients depositing new funds.
Promotional rate · Effective Jul 14, 2026
Rate checked
More details - 2.10%APY$210 a year on $10,000
Requirements
Product: Variable rate subject to change at any time. No monthly maintenance fee and no monthly balance requirements.
Offer: Variable rate. No monthly maintenance fee. No ongoing monthly balance requirements.
No monthly fee · Effective Oct 27, 2025
Rate checked
More details - Gold Coast Federal Credit UnionMORE Money Market Savings AccountMORE Money Market Savings Account · $0 min · 2.00%–3.00% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: Tiered interest rates to reward every level of saver. Unlimited access to funds.
Offer: Dividends compounded/paid monthly.
1.98% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for MORE Money Market Savings Account Balance APY Up to $5,000 2.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.00% $50,000 – $100,000 3.00% $100,000 and up 3.00% Rate checked
More details - Community First Credit Union of FloridaPassport Money Market AccountPassport Money Market Account · $1,000 min · 1.06%–1.76% by balance
Credit union · 1 branch
1.11%APY$111 a year on $10,000Requirements
Product: Membership eligibility required. Requires a $5 initial deposit in a Share Savings account to establish membership. No monthly service fees on balances over $100.
Offer: Requires $1,000 minimum deposit to open and $1,000 balance to earn interest.
1.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Passport Money Market Account Balance APY $1,000 – $2,500 1.06% $2,500 – $10,000 1.06% $10,000 – $25,000Your amount 1.11% $25,000 – $50,000 1.16% $50,000 – $100,000 1.26% $100,000 – $250,000 1.51% $250,000 and up 1.76% Rate checked
More details - United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details - iTHINK FinancialMoney Market Max AccountMoney Market Max Account · $0 min · 0.45%–1.45% by balance
Credit union · 4 branches
0.45%APY$45 a year on $10,000Requirements
Product: All iTHINK Financial Memberships and accounts are subject to eligibility, address and identification verification, and qualification. $500 minimum balance is required to avoid a minimum balance fee. Variable rates subject to change after opening. Dividend rate paid based on total balance in account. Fees may reduce earnings.
Offer: $500 minimum balance is required to avoid a minimum balance fee.
0.45% interest rate · Effective Mar 24, 2026
Rate by balance
Rate by balance for Money Market Max Account Balance APY Up to $10,000 0.45% $10,000 – $25,000Your amount 0.45% $25,000 – $50,000 0.50% $50,000 – $100,000 0.60% $100,000 – $250,000 1.00% $250,000 and up 1.45% Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Up to three withdrawals per month. Rates and yields depend upon relationship tier. Account rates are variable. Interest compounded quarterly.
Offer: Interest compounded quarterly. Rates and yields depend upon relationship tier. Account rates are variable. Fees may reduce earnings. APY = As High As Annual Percentage Yield.
0.45% interest rate · Compounded quarterly
Rate checked
More details - Gold Coast Federal Credit UnionMoney Market Checking AccountMoney Market Checking Account · $5,000 min · 0.40%–0.55% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Tiered dividend rates beginning at $5,000. Dividends paid monthly. First order of checks is free. Transaction limits apply.
Offer: Dividends compounded/paid monthly. Minimum opening balance $5,000.00.
0.40% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Money Market Checking Account Balance APY $5,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.45% $50,000 – $100,000 0.50% $100,000 and up 0.55% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Quarterly dividends; low $25 minimum deposit to open and maintain account; represents share/membership in Guardians Credit Union.
Offer: Interest compounded quarterly; rates and yields depend upon relationship tier; account rates are variable; fees may reduce earnings.
0.30% interest rate · Compounded quarterly
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A service charge of $5.00 is imposed every quarter if the daily balance falls below $100.00 any day of the quarter. 6 free withdrawals per quarter ($2.00 fee per withdrawal over 6).
Effective Sep 24, 2026
Rate by balance
Rate by balance for United Savings Balance APY Up to $2,499 0.05% $2,500 and upYour amount 0.15% Rate checked
More details - Gold Coast Federal Credit UnionMain Share SavingsSavings · $5 min · 0.15%–0.20% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: A $5 deposit establishes membership. Dividends calculated daily, paid quarterly. Federally insured by NCUA up to $250,000.
Offer: 12/31/2025 Declared Dividends. Dividends paid quarterly. Fees may reduce earnings.
0.15% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Main Share Savings Balance APY Up to $15,000Your amount 0.15% Over $15,000 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personal accounts only. Initial minimum opening deposit to earn higher rate is $25,000. Account must be funded within 90 days of approval date. Early closure fee may apply if closed within 180 days. $15 monthly service charge waived with at least a $10,000 average daily collected balance or with a Flagstar personal checking relationship.
Offer: Tier 1 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or if owner of a Flagstar personal checking account with balance of at least $0.01.
$15 monthly fee
Rate by balance
Rate by balance for Flagstar Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier 2 balance rate. 0.10% $25,000 – $50,000Tier 3 balance rate. 3.20% $50,000 – $100,000Tier 4 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $100,000 – $500,000Tier 5 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $500,000 and upTier 6 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% Rate checked
More details - Community First Credit Union of FloridaSpecial Purpose SavingsSavings · $100 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: New members must open a share account with a minimum $5 initial deposit. Minimum balance of $25 required.
Offer: Minimum deposit balance of $100 to earn interest.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Port St. Lucie, FL metro
43 accounts at 16 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 0.99%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Port St. Lucie, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Gold Coast Federal Credit UnionCredit union · 1 branch
- Connect Credit UnionCredit union · 1 branch
- Flagstar BankBank · 1 branch