Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–8 of 8 in Port St. Lucie, FL metro · median 13.86% APR
- 9.49%APRas low as
Terms
Rates as low as 9.49% APR based on the term and individual's creditworthiness. Subject to credit approval. No annual fee. Interest-free grace period on purchases.
Credit card score 87 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 12.25%APRas low as
Terms
Standard rate; As low as.
Credit card score 71 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - Community First Credit Union of FloridaVisa Platinum Credit Card · No annual fee
Credit union · 1 branch
12.40%APRas low asTerms
Variable rate, subject to change at any time. Rates as low as.
Credit card score 71 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 22.74%
13.74% APR, up to 22.74%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 65 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable APR for Purchases determined monthly by adding 6.99% margin to Prime Rate (7.00% as of September 17, 2026). Introductory $0 annual fee for the first year, after that $450 (waived for eligible Wealth clients).
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.00%APRas low as
Credit card score 60 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Port St. Lucie, FL metro
8 banks and credit unions · checked Oct 15–22
- Typical
- 13.86%
- Top 10% up to
- 11.42%
- Banks, typical
- 15.86%
- Credit unions, typical
- 12.32%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Port St. Lucie, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Gold Coast Federal Credit UnionCredit union · 1 branch
- Connect Credit UnionCredit union · 1 branch
- Flagstar BankBank · 1 branch