Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Portland, ME metro
- Casco Federal Credit UnionMoney MarketMoney Market · $2,000 min · 0.00%–2.53% by balance
Credit union · 2 branches
1.51%APY$151 a year on $10,000Requirements
Product: Dividends compounded & credited monthly. Average Daily Balance Method. Withdrawals must be a minimum of $500, limited to six per month. No automatic transfers of loan advances allowed. Minimum balance of $2,000 required to obtain disclosed APY; no dividends will be paid if average daily balance falls below $2,000. Subject to account service fees as listed in fee schedule. Penalty for early withdrawal is equal to 90 days of dividend earnings.
Offer: Average Daily Balance: $0 - $1,999.99. No dividends will be paid if average daily balance falls below $2,000.
0.00% interest rate · Effective Apr 8, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,000 0.00% $2,000 – $25,000Your amount 1.51% $25,000 – $75,000Minimum balance of $2,000 required to obtain disclosed APY. 2.02% $75,000 and upMinimum balance of $2,000 required to obtain disclosed APY. 2.53% Rate checked
More details - Androscoggin BankFlex Personal Money Market AccountFlex Personal Money Market Account · $0 min · 1.50%–2.25% by balance
Bank · 3 branches
1.50%APY$150 a year on $10,000intro rateRequirements
Product: New to Bank money only. Rates subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum balance is required to obtain APY.
Offer: Tier 1. New to Bank money only. Stated minimum balance is required to obtain APY.
Promotional rate · 1.49% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Flex Personal Money Market Account Balance APY Up to $100,000Your amount 1.50% $100,000 and upTier 2. 2.25% Rate checked
More details - University Credit UnionMoney MarketMoney Market · $5,000 min · 0.05%–1.50% by balance
Credit union · 3 branches
1.50%APY$150 a year on $10,000Requirements
Product: Maximum of three withdrawals per month; dividends calculated by Average Daily Balance method; minimum opening deposit and balance for APY of $5,000.00 stated in Truth-in-Savings disclosures.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $4,999 0.05% $5,000 and upYour amount 1.50% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Shariah-compliant savings account earning interest-free returns based on revenue sharing (Customer:Bank ratio 3:97). $3.00 monthly service fee waived with minimum $100.00 daily balance.
Offer: Revenue sharing ratio 3:97 (Customer:Bank).
$3 monthly fee · Effective Jun 1, 2026
Rate checked
More details - Coast Line Credit UnionMoney MarketMoney Market · $2,500 min · 1.00%–2.45% by balance
Credit union · 1 branch
1.35%APY$135 a year on $10,000Requirements
Product: Membership required ($5.00 minimum amount to open membership). $2,500 minimum balance to earn interest. Unlimited deposits and withdrawals.
1.00% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 1.00% $10,000 – $50,000Your amount 1.35% $50,000 – $100,000 2.05% $100,000 and up 2.45% Rate checked
More details - Atlantic Federal Credit UnionMoney Market CheckingMoney Market Checking · $2,500 min · 0.50%–3.10% by balance
Credit union · 12 branches
1.35%APY$135 a year on $10,000Requirements
Product: Unlimited transactions, including the ability to write checks. If balance falls below $2,500, the account will not earn dividends.
Offer: If balance falls below $2,500, the account will not earn dividends.
0.50% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,500 – $4,999 0.50% $5,000 – $9,999 1.00% $10,000 – $49,999Your amount 1.35% $50,000 – $99,999 1.85% $100,000 – $249,999 2.00% $250,000 – $499,999 2.65% $500,000 – $749,999 2.80% $750,000 – $999,999 2.90% $1,000,000 and up 3.10% Rate checked
More details - Atlantic Federal Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 0.50%–3.10% by balance
Credit union · 12 branches
1.35%APY$135 a year on $10,000Requirements
Product: Limited monthly transactions. If balance falls below $1,000, the account will not earn dividends.
Offer: If balance falls below $1,000, the account will not earn dividends.
0.50% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 – $4,999 0.50% $5,000 – $9,999 1.00% $10,000 – $49,999Your amount 1.35% $50,000 – $99,999 1.85% $100,000 – $249,999 2.00% $250,000 – $499,999 2.65% $500,000 – $749,999 2.80% $750,000 – $999,999 2.90% $1,000,000 and up 3.10% Rate checked
More details - Town & Country Federal Credit UnionMoney MarketMoney Market · $2,000 min · 1.01%–3.04% by balance
Credit union · 6 branches
1.26%APY$126 a year on $10,000Requirements
Product: Dividends compounded monthly and credited monthly. Rates may change after the account is open.
Offer: Dividends compounded monthly and credited monthly.
1.00% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $9,999 1.01% $10,000 – $24,999Your amount 1.26% $25,000 – $49,999 1.51% $50,000 – $99,999 2.27% $100,000 – $249,999 2.53% $250,000 and up 3.04% Rate checked
More details - Saco Valley Credit UnionHigh-Yield SavingsSavings · $1,500 min · 0.75%–1.61% by balance
Credit union · 4 branches
1.16%APY$116 a year on $10,000Requirements
Product: Minimum balance of $1,500 required to earn dividends. Par value of one share ($25.00) required to open.
0.75% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY $1,500 – $10,000 0.75% $10,000 – $25,000Your amount 1.16% $25,000 – $50,000 1.26% $50,000 – $100,000 1.41% $100,000 and up 1.61% Rate checked
More details - TruChoice Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 0.00%–3.90% by balance
Credit union · 3 branches
0.90%APY$90 a year on $10,000Requirements
Product: Balance Method: Daily Balance. Dividends Compounded: Monthly. Dividends Credited: Monthly. Dividend Period: Monthly. Minimum balance is required to obtain the respective APY for the dividend period. Entire balance is subject to corresponding APY. Rates are subject to change without notice.
Offer: Daily Balance <$200. Min. Balance $0. Entire balance is subject to corresponding APY.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $200 0.00% $200 – $2,500 0.35% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.90% $25,000 – $75,000 1.90% $75,000 – $250,000 2.10% $250,000 – $500,000 2.90% $500,000 and up 3.90% Rate checked
More details - Maine State Credit UnionAdvantage SavingsSavings · $2,000 min · 0.85%–2.60% by balance
Credit union · 1 branch
0.85%APY$85 a year on $10,000Requirements
Product: Tiered, blended-rate account. Minimum balance to open account is $2,000 and must maintain a minimum average daily balance of $2,000.00 during the dividend period.
Offer: Tiered, blended rate applied to portion of balance within tier.
0.85% interest rate · No monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for Advantage Savings Balance APY $2,000 – $25,000Your amount 0.85% $25,000 – $50,000 1.10% $50,000 – $100,000 1.50% $100,000 – $250,000 1.80% Over $250,000 2.60% Rate checked
More details - Maine Savings Federal Credit UnionRedWallet® SaverSavings · $0 min · 0.75%–2.78% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Give RedWallet Cash or RedWallet Cash Back account a companion. Rewards and ATM refunds sweep into RedWallet Saver. No minimum balance and no monthly fees. Rates depend on meeting RedWallet qualification cycle requirements.
Offer: Qualifications met
Qualified rate · 0.75% interest rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for RedWallet® Saver Balance APY Up to $25,000Your amount 0.75% $25,000 – $50,000 1.00% $50,000 – $100,000 1.26% $100,000 – $250,000 2.02% $250,000 and up 2.78% Rate checked
More details - TruGrocer Federal Credit UnionMoney Market Share Account (MMSA)Money Market Share Account (MMSA) · $2,500 min · 0.70%–1.51% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Product: Applicants must have established membership through a Regular Share Account (S1). Minimum balance requirement is $2,500. Up to 6 telephone or electronic transfers allowed per calendar month.
Offer: Must maintain a daily balance of $2,500 to obtain disclosed APY. No service fees.
0.70% interest rate
Rate by balance
Rate by balance for Money Market Share Account (MMSA) Balance APY $2,500 – $25,000Your amount 0.70% $25,000 – $100,000 0.95% $100,000 – $350,000dividend rate stated for $100,000 to $349,999.99. 1.36% $350,000 and up 1.51% Rate checked
More details - Empeople Credit UnionQuick Silver Money Market AccountQuick Silver Money Market Account · $0 min · 0.40%–3.40% by balance
Credit union · 5 branches
0.65%APY$65 a year on $10,000Requirements
Product: Account opening deposit not required. Fees may reduce earnings on this account.
Offer: Level 1
0.40% interest rate
Rate by balance
Rate by balance for Quick Silver Money Market Account Balance APY Up to $5,000 0.40% $5,000 – $10,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 0.55% $10,000 – $20,000Your amountLevel 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 0.65% $20,000 – $50,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 1.50% $50,000 – $75,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 1.55% $75,000 – $100,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 1.60% $100,000 – $250,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 3.00% $250,000 – $500,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 3.30% $500,000 and upLevel 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 3.40% Rate checked
More details - Empeople Credit UnionQuick Silver Money Market AccountQuick Silver Money Market Account · $5,000 min · 0.45%–3.00% by balance
Credit union · 5 branches
0.55%APY$55 a year on $10,000Requirements
Product: Account opening deposit not required. Fees may reduce earnings on this account.
Offer: Level 1
0.45% interest rate
Rate by balance
Rate by balance for Quick Silver Money Market Account Balance APY $5,000 – $10,000 0.45% $10,000 – $20,000Your amount 0.55% $20,000 – $50,000 1.40% $50,000 – $75,000 1.45% $75,000 – $100,000 1.50% $100,000 – $250,000 2.40% $250,000 – $500,000 2.90% $500,000 and up 3.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Portland, ME metro
118 accounts at 42 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.01%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.28%
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Portland, ME metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dirigo Federal Credit UnionCredit union · 1 branch
- Trademark Federal Credit UnionCredit union · 1 branch
- Atlantic Federal Credit UnionCredit union · 12 branches