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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 16–30 results in Philadelphia, PA-NJ-DE-MD metro

  1. Top Carrot, Carrot Score 94
    Citadel Credit UnionHigh Yield Savings AccountSavings · $5,000 min · 1.20%–3.20% by balance

    Credit union · 23 branches

    3.20%APY$320 a year on $10,000
  2. Top Carrot, Carrot Score 95
    Self Reliance Financial Federal Credit UnionHigh Yield Savings AccountSavings · $5,000 min

    Credit union · 4 branches

    3.20%APY$320 a year on $10,000
  3. Top Carrot, Carrot Score 95
    Freedom Credit UnionHigh-Yield Savings AccountSavings · $0 min · 0.25%–3.19% by balance

    Credit union · 4 branches

    3.19%APY$319 a year on $10,000
  4. Top Carrot, Carrot Score 90
    Andrews Federal Credit UnionHigh Yield Savings AccountSavings · $0 min · 0.05%–3.15% by balance

    Credit union · 3 branches

    3.15%APY$315 a year on $10,000
  5. HSBC Trust Company (Delaware)Premier Relationship SavingsSavings · $1 min

    Bank · 1 branch

    3.10%APY$310 a year on $10,000with conditions
  6. Top Carrot, Carrot Score 95
    HEFCUWellness SavingsSavings · $5,000 min · 1.01%–3.04% by balance

    Credit union · 1 branch

    3.04%APY$304 a year on $10,000
  7. First BankHigh Yield Savings AccountSavings · $1,000 min

    Bank · 12 branches

    3.00%APY$300 a year on $10,000
  8. Top Carrot, Carrot Score 89
    Franklin Mint Federal Credit UnionPOWER SavingsSavings · $0 min · 0.10%–3.00% by balance

    Credit union · 17 branches

    3.00%APY$300 a year on $10,000
  9. First Commerce BankRelationship SavingsSavings · $1,000 min

    Bank · 1 branch

    3.00%APY$300 a year on $10,000
  10. Top Carrot, Carrot Score 90
    First Harvest Credit UnionGrowth Savings AccountSavings · $0 min · 0.01%–3.00% by balance

    Credit union · 4 branches

    3.00%APY$300 a year on $10,000intro rate
  11. Top Carrot, Carrot Score 90
    First Harvest Credit UnionGrowth Savings AccountSavings · $1,000 min

    Credit union · 4 branches

    3.00%APY$300 a year on $10,000intro rate
  12. Top Carrot, Carrot Score 87
    Peoples Security Bank & TrustOnline SavingsSavings · $25 min

    Bank · 2 branches

    3.00%APY$300 a year on $10,000intro rate
  13. Top Carrot, Carrot Score 87
    Peoples Security Bank & TrustOnline SavingsSavings · $25 min · 3.00%–3.21% by balance

    Bank · 2 branches

    3.00%APY$300 a year on $10,000intro rate
  14. Top Carrot, Carrot Score 87
    Peoples Security Bank & TrustMaxEarnings SaverSavings · $25 min

    Bank · 2 branches

    3.00%APY$300 a year on $10,000with conditions
  15. Wayne BankHigh Yield Money Market Deposit AccountHigh Yield Money Market Deposit Account · $2,500 min · 1.00%–3.00% by balance

    Bank · 2 branches

    3.00%APY$300 a year on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in Philadelphia, PA-NJ-DE-MD metro

352 accounts at 122 banks and credit unions · checked Oct 16–22

Typical
0.20%
Top 10% from
2.80%
Banks, typical
0.15%
Credit unions, typical
0.25%

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Philadelphia, PA-NJ-DE-MD metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Freedom Credit UnionCredit union · 4 branches
  2. HEFCUCredit union · 1 branch
  3. Self Reliance Financial Federal Credit UnionCredit union · 4 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate