Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 226–240 results in Philadelphia, PA-NJ-DE-MD metro
- 0.10%APY$10 a year on $10,000
Requirements
Product: Accounts with a daily balance of less than $2,500 will be subject to a $10.00 monthly service fee (consumer and business MMDA).
Offer: Accounts with a daily balance of less than $2,500 will be subject to a $10.00 monthly service fee.
$10 monthly fee · Effective Oct 6, 2026
Rate checked
More details - Harleysville BankMoney Market PlusMoney Market Plus · $10,000 min · 0.10%–0.20% by balance
Bank · 7 branches
0.10%APY$10 a year on $10,000Requirements
Product: Variable interest paid and compounded monthly. Rate may change after opening. Not applicable for IRAs.
Offer: $7.00 monthly service fee is waived by maintaining a $10,000 minimum balance.
Compounded monthly · $7 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY $10,000 – $25,000Your amount 0.10% $25,000 and up 0.20% Rate checked
More details - Garden State Federal Credit UnionPrimary Savings, Statement Savings, Other Savings, Personal Savings, My Savings, Member Savings & Primary NOW SavingsSavings · $250 min · 0.00%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Open with $5.00 minimum deposit. Maintain $5.00 balance in Primary Savings for membership benefits.
0.00% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Primary Savings, Statement Savings, Other Savings, Personal Savings, My Savings, Member Savings & Primary NOW Savings Balance APY $250 – $500 0.00% $500 – $1,000 0.02% $1,000 – $2,000 0.03% $2,000 – $5,000 0.04% $5,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Open to those who live in or near the tri-county servicing area (Cumberland, Salem, and Gloucester counties). $3.00 monthly fee if balance falls below $50 on any day of the statement cycle.
Offer: Minimum daily balance of $100 to obtain APY. $3.00 monthly fee if balance falls below $50 on any day of the statement cycle.
0.10% interest rate · $3 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Open account with as little as $5 to become a Point Breeze Credit Union member. No monthly fee. Dividends compounded and credited quarterly. Rate may change after account is opened.
Offer: Compounded and credited quarterly. Rates are subject to change without notice and may change after the account is opened.
No monthly fee · Effective Oct 3, 2026
Rate checked
More details - Advantage Financial Federal Credit UnionHigh Yield Money MarketHigh Yield Money Market · $1 min · 0.00%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Tiered rates on balances of $2,500 or more. Earnings compounded monthly. Unlimited in-person withdrawals or by mail; 6 preauthorized electronic withdrawals per month. Paper statements subject to a $1.00 fee; avoid by opting into e-statements. Dividends calculated based on average daily balance. Dividend rates are variable.
0.00% interest rate · Compounded monthly · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $2,500 0.00% $2,500 – $75,000Your amount 0.10% $75,000 – $175,000 0.15% $175,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires a $5 minimum balance to establish and maintain membership/share in the credit union. No monthly fee if balance falls below the minimum.
0.09% interest rate · No monthly fee · Effective Sep 18, 2026
Rate checked
More details - Wilmington Police and Fire Federal Credit UnionRegular ShareSavings · $5 min
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minimum of $5.00 to open and must leave a minimum of $5.00 balance for membership purposes. If you close your account before accrued dividends are credited, accrued dividends WILL NOT be paid.
Rate checked
More details - Artisans' BankMoney Market Statement AccountMoney Market Statement Account · $1,000 min
Bank · 8 branches
0.10%APY$10 a year on $10,000Requirements
Product: Requires an opening deposit of $1,000.00 and a minimum balance of $50.00 to earn interest. $10 monthly service charge avoided with a $1,500 minimum daily / average daily balance.
Offer: Minimum balance to avoid $10 monthly service charge is $1,500.
0.10% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Basic savings account with interest compounded and credited monthly. Monthly service charge of $5 is waived with a $100 average daily balance.
Offer: $5 monthly service charge waived with a $100 average daily balance; requires a minimum balance of $50 to earn interest.
0.10% interest rate · $5 monthly fee · Effective Sep 17, 2026
Rate checked
More details - Artisans' BankPremier Yield Savings AccountSavings · $1,000 min · 0.10%–0.30% by balance
Bank · 8 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered savings account with daily compounding and monthly crediting. Monthly service fee of $15 is avoided with a $5,000 average daily balance.
Offer: $15 monthly service charge waived with a $5,000 average daily balance; requires a minimum balance of $0.01 to earn interest.
0.10% interest rate · $15 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Premier Yield Savings Account Balance APY Up to $5,000 0.10% $5,000 – $9,999 0.10% $10,000 – $25,000Your amount$15 monthly service charge waived with a $5,000 average daily balance. 0.10% $25,000 – $75,000$15 monthly service charge waived with a $5,000 average daily balance. 0.10% $75,000 – $125,000$15 monthly service charge waived with a $5,000 average daily balance. 0.10% $125,000 and up$15 monthly service charge waived with a $5,000 average daily balance. 0.30% Rate checked
More details - Democracy Federal Credit UnionRegular ShareSavings · $5 min · 0.00%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Primary membership account required to join. $10 membership fee. Dividends calculated daily, paid quarterly. Fees may reduce earnings.
Offer: Balances less than $100.
0.00% interest rate
Rate by balance
Rate by balance for Regular Share Balance APY Up to $100 0.00% $100 and upYour amount 0.10% Rate checked
More details - Pennsville National BankMoney Market AccountMoney Market Account · 0.07%–0.50% by balance
Bank · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: There is a $2.00 fee each month if the average monthly balance falls below $50.00. More than three checks per month will result in a $10.00 fee for each check over three.
Offer: Monthly fee of $2.00 waived if average monthly balance is $50.00 or more; Min Dep to Open: Any $$
0.07% interest rate · $2 monthly fee · Effective Sep 10, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.07% $5,000 – $25,000Your amount 0.10% $25,000 – $100,000 0.25% $100,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Open account with $5 minimum deposit. Dividends are compounded daily and calculated on the daily balance.
Offer: Minimum balance to earn dividends is $50.00.
0.10% interest rate · Compounded daily · No monthly fee
Rate checked
More details - Iron Workers BankMoney Market PlusMoney Market Plus · $10,000 min · 0.05%–0.25% by balance
Bank · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: All rates are variable and may change after the account is opened. Fees may reduce earnings. All rates subject to change without notice.
Effective Sep 16, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $5,000 0.05% $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.20% $250,000 and up 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Philadelphia, PA-NJ-DE-MD metro
352 accounts at 122 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.80%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- Self Reliance Financial Federal Credit UnionCredit union · 4 branches