Credit union · NCUA insured
Wilmington Police and Fire Federal Credit Union Savings Rates
Wilmington Police and Fire Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Regular Share. Rates checked October 22, 2026.
How Wilmington Police and Fire Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Wilmington Police and Fire Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Wilmington Police and Fire Federal Credit Union
0.10%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $10
Regular Share
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
Wilmington Police and Fire Federal Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Wilmington Police and Fire Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share
0.10%APY
Minimum of $5.00 to open and must leave a minimum of $5.00 balance for membership purposes. If you close your account before accrued dividends are credited, accrued dividends WILL NOT be paid.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Special-purpose accounts
Christmas/Holiday Club
0.05%APY
Minimum of $5.00 to open, must keep $5.00 as daily balance to earn APY disclosed. Funds will be available the first business day in November. If account is closed before accrued dividends are credited, accrued dividends will not be paid.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upFunds will be available the first business day in November (disbursed November 2nd).$5 and up | 0.05% | $5 | Funds will be available the first business day in November (disbursed November 2nd). |
Who can join Wilmington Police and Fire Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Wilmington Police and Fire FCU employees are eligible for membership.
Military, government and schools
- City of Wilmington Employees are eligible for membership.
- Current City of Wilmington Fire Fighters are eligible for membership.
- Current Civilian Support Staff for the City of Wilmington Fire Fighters are eligible for membership.
- Current City of Wilmington Police Officers are eligible for membership.
- Current Civilian Support Staff for the City of Wilmington Police Officers are eligible for membership.
9 more ways to join
Military, government and schools
- Retired Wilmington Fire Fighters are eligible for membership.
- Retired Civilian Support Staff for the City of Wilmington Fire Fighters are eligible for membership.
- Retired Wilmington Police Officers are eligible for membership.
- Retired Civilian Support Staff for the City of Wilmington Police Officers are eligible for membership.
Family and household
- Immediate family members of Wilmington Police and Fire FCU employees are eligible for membership.
- Immediate family members (spouse, children, parents, siblings, grandparents, grandchildren, nieces, nephews, cousins) of Wilmington Police and Fire FCU members are eligible for membership.
- Spouses of persons who died while within the field of membership are eligible for membership.
Other ways
- City of Wilmington Fire Department Organizations or Affiliates are eligible for membership.
- City of Wilmington Police Department Organizations or Affiliates are eligible for membership.
Membership information collected October 4, 2026.