Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 196–210 results in Philadelphia, PA-NJ-DE-MD metro
- 0.15%APY$15 a year on $10,000
Requirements
Offer: Rate may change after account is opened.
No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY $100 – $2,500 0.10% $2,500 and upYour amount 0.15% Rate checked
More details - Garden State Federal Credit UnionSilver Money Market Savings Account & Checking AccountSilver Money Market Savings Account & Checking Account · $1 min · 0.00%–0.15% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: There is a minimum balance and an excessive withdrawal fee. Rates tiered according to balance.
0.00% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Silver Money Market Savings Account & Checking Account Balance APY Up to $2,500 0.00% $2,500 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Blended rate structure. Establishes HEFCU membership. No monthly fees on accounts maintaining a minimum balance of $100.
0.01% interest rate · Effective Jul 31, 2026
Rate by balance
Rate by balance for Primary Savings Balance APY $100 – $5,000 0.01% $5,000 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: May be opened by individuals, organizations and corporations.
Offer: Must maintain a minimum balance of $100.00 each day in order to obtain the annual percentage yield and avoid a $3.00 service charge. Account balances below $100.00 do not earn interest.
0.15% interest rate · $3 monthly fee
Rate checked
More details - Fort Billings FCUMoney MarketMoney Market · $2,000 min · 0.15%–0.30% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Dividends compounded daily, credited monthly. Offering rates may change without notice.
Offer: Dividends compounded daily, credited monthly.
0.15% interest rate · Compounded daily
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $20,000Your amount 0.15% $20,000 – $100,000 0.20% $100,000 and up 0.30% Rate checked
More details - Fort Billings FCUMoney MarketMoney Market · $2,000 min · 0.15%–0.30% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Dividends compounded daily, credited monthly. Offering rates may change without notice.
0.15% interest rate · Compounded daily · Effective Jun 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $20,000Your amount 0.15% $20,001 – $100,000 0.20% $100,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest calculated on the daily balance, daily compounding, credited quarterly. Fees could reduce earnings.
Offer: Interest calculated on daily balance, compounded daily and credited quarterly.
Compounded daily
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest compounded daily and credited quarterly. Choose between monthly paper statements or online eStatements. First cycle has no monthly service fee, then $3/month if daily balance falls below $100.
Offer: First cycle without monthly service fee; $3 monthly fee if daily balance falls below $100. Interest compounded daily, credited quarterly.
Compounded daily · $3 monthly fee
Rate checked
More details - Honeywell Philadelphia Division FCUShare SavingsSavings · 0.06%–0.18% by balance
Credit union · 1 branch
0.12%APY$12 a year on $10,000Requirements
Product: Primary savings account. Interest is computed daily from day of deposit to day of withdrawal; dividends are computed daily and compounded/posted monthly. A minimum balance of $50.00 is required to receive credit union services. Insured up to $250,000 by NCUA.
0.06% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $999 0.06% $1,000 – $19,999Your amount 0.12% $20,000 and up 0.18% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A $5 deposit into a Basic Savings is required for AAC Credit Union membership. If you choose only a Savings Account relationship, a $100 minimum balance applies. Consider an AAC Checking, Loan or Visa Platinum to waive monthly fees.
$5 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: If account balance drops below $100.00, there's a $7.00 monthly fee. Limit of 6 withdrawals/transfers per statement cycle; $5.00 fee per excess debit.
Offer: Must maintain minimum daily balance of $100 to avoid $7.00 monthly service fee.
0.10% interest rate · $7 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Prize-linked savings account. Limited to 1 WINcentive account per person. Must be a member in good standing and a resident of Delaware, Virginia, New Jersey (18+), or Maryland. Business and trust accounts are not eligible. Earn 1 entry into prize drawings for every $25 saved per month (max entries by saving $100/month). One penalty-free withdrawal permitted during anniversary month. Early withdrawals during 12-month period: 1st withdrawal = $10, 2nd withdrawal = $25, 3rd withdrawal = account closure required (no penalty; all entries forfeited). If account closed, member is ineligible to reopen for 90 days.
Offer: Account pays 0.10% APY. Minimum opening deposit of $5. Minimum deposit of $25 needed to be entered in drawings. Early withdrawal fees: 1st withdrawal = $10, 2nd withdrawal = $25, 3rd withdrawal requires account closure. One penalty-free withdrawal during anniversary month.
0.10% interest rate
Rate checked
More details - Del-One Federal Credit UnionRegular Share Savings AccountSavings · $100 min
Credit union · 8 branches
0.10%APY$10 a year on $10,000Requirements
Product: Establishes Del-One FCU membership. Deposits can be made via payroll deduction, direct deposit, in person, or by mail. Unlimited deposits and withdrawals in branch. Monthly service fee of $5.00 waived if monthly aggregate share balance is greater than $250, member maintains an active positive Del-One loan balance, completes a transaction during the month, or account holder is age 18 or under.
Offer: Competitive dividends on balances of $100 or more. Monthly fee of $5.00 waived with aggregate share balance > $250, current positive loan balance, transaction completed during month, or age 18 and under.
0.10% interest rate · $5 monthly fee
Rate checked
More details - WSFS BankMoney Market AccountMoney Market Account · $100 min · 0.03%–0.25% by balance
Bank · 74 branches
0.10%APY$10 a year on $10,000Requirements
Product: Personal accounts only. Minimum opening deposit is $100. $12 monthly maintenance charge waived by maintaining a minimum daily savings balance of $5,000 per statement period (fee waiver requirement waived for the first three months of account opening). Limit of 6 preauthorized withdrawals/transfers per month or statement cycle.
Offer: Personal accounts only.
0.03% interest rate · $12 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.03% $5,000 – $10,000 0.03% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.10% $100,000 – $250,000 0.15% $250,000 – $500,000 0.15% $500,000 and up 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Philadelphia, PA-NJ-DE-MD metro
352 accounts at 122 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.80%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- Self Reliance Financial Federal Credit UnionCredit union · 4 branches