Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in Philadelphia, PA-NJ-DE-MD metro
- 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - First BankPersonal Money Market AccountPersonal Money Market Account · $1,001 min · 0.22%–1.44% by balance
Bank · 12 branches
0.22%APY$22 a year on $10,000Requirements
Product: Minimum $1,000 to open. $15 monthly service fee if balance falls below $1,000. Maximum 6 withdrawals or transfers per statement cycle.
0.22% interest rate
Rate by balance
Rate by balance for Personal Money Market Account Balance APY $1,001 – $10,001Your amount 0.22% $10,001 – $50,001 0.45% $50,001 – $150,001 0.90% $150,001 and up 1.44% Rate checked
More details - S&T BankPersonal Money MarketPersonal Money Market · $0 min · 0.20%–1.45% by balance
Bank · 14 branches
0.20%APY$20 a year on $10,000Requirements
Product: Maximum of six (6) third party transactions permitted per month. Variable rate account; interest rate and Annual Percentage Yield may change at the Bank's discretion without prior notice.
Effective Oct 12, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $100,000Your amount 0.20% $100,000 – $500,000 1.45% $500,000 – $1,000,000 1.45% $1,000,000 and up 1.45% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Par value for FedChoice Membership is $5.00, which represents minimum one share purchase and provides account free of maintenance fee charges. Dividends compounded and credited quarterly. Balance method: Average Daily Balance. Membership eligibility applies.
Offer: Minimum daily balance to earn declared rate is $50.00.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividends compounded and credited quarterly. Balance method: Average Daily Balance. Membership eligibility applies.
Offer: Minimum daily balance to earn declared rate is $50.00.
Effective Oct 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Rates are variable and subject to change.
Offer: Minimum opening balance is $25.00. Rates are variable and subject to change.
0.20% interest rate · Effective Oct 6, 2026
Rate checked
More details - Garden State Federal Credit UnionGold Money Market Savings Account & Checking AccountGold Money Market Savings Account & Checking Account · $0 min · 0.00%–0.35% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Offer: Less than $10,000
0.00% interest rate · Effective Dec 23, 2025
Rate by balance
Rate by balance for Gold Money Market Savings Account & Checking Account Balance APY Up to $10,000 0.00% $10,000 – $25,000Your amount$10,000 - $24,999.99 0.20% $25,000 and up$25,000 & greater 0.35% Rate checked
More details - Garden State Federal Credit UnionPlatinum Money Market Savings Account & Checking AccountPlatinum Money Market Savings Account & Checking Account · 0.00%–2.79% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Dividends compounded and paid monthly based on daily balance. Excessive withdrawal fee applies. No fixed terms once opened. NCUSIF insured up to $250,000.
0.00% interest rate · Effective Sep 2, 2026
Rate by balance
Rate by balance for Platinum Money Market Savings Account & Checking Account Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.35% $50,000 – $100,000 0.50% $100,000 – $249,001 0.75% $250,000 and up 2.79% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: No monthly service fee. No minimum balance. Semi-annual dormancy fee of $6.00. Limited to 6 transfers or withdrawals via ACH debits, POS Debits, Internet banking, and telephone transfers a month. Variable-rate account.
Offer: Variable-rate account. No monthly service fee. Semi-annual dormancy fee of $6.00.
0.20% interest rate · No monthly fee · Effective Oct 4, 2026
Rate checked
More details - First Financial Federal Credit UnionShare SavingsSavings · $1 min · 0.10%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Dividends compounded daily and credited quarterly. Rate may change after account is opened. $1 minimum balance requirement. No monthly maintenance fees. First Financial makes initial $1.00 deposit for all new members.
Offer: Dividends compounded daily and credited quarterly.
Compounded daily · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $2,000 0.10% $2,000 and upYour amount 0.20% Rate checked
More details - First Financial Federal Credit UnionMoney Manager AccountMoney Manager Account · $10,000 min · 0.10%–0.30% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Must reside or work in MD, PA, VA, WV, or DC. $10,000 monthly balance requirement; balances below $10,000 earn lower-tier dividend rates. Dividends compounded daily and credited monthly.
Offer: Dividends compounded daily and credited monthly.
Compounded daily · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Manager Account Balance APY Up to $2,000 0.10% $2,000 – $10,000 0.20% $10,000 – $50,000Your amount 0.20% $50,000 – $100,000 0.20% $100,000 – $250,000 0.20% $250,000 – $500,000 0.20% $500,000 – $750,000 0.30% $750,000 and up 0.30% Rate checked
More details - First Financial Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.10%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Must reside or work in MD, PA, VA, WV, or DC. $2,500 monthly balance requirement; balances below $2,500 earn lower-tier dividend rates. Dividends compounded daily and credited monthly.
Offer: Dividends compounded daily and credited monthly.
Compounded daily · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,000 0.10% $2,000 – $2,500 0.20% $2,500 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Save for vacation, down payment, special event, or large purchase. Deposit or withdraw funds at any time. Dividends compounded and credited quarterly on the daily balance.
Offer: APY as high as 0.20%. Dividends compounded and credited quarterly on the daily balance.
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Required for membership. Dividends compounded and credited quarterly. Rate may change after account is opened.
Offer: $5 minimum required to earn dividends. Rate may change monthly. Dividends compounded and credited quarterly.
0.20% interest rate · Effective Oct 3, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Philadelphia, PA-NJ-DE-MD metro
352 accounts at 122 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.80%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- Self Reliance Financial Federal Credit UnionCredit union · 4 branches