Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 436–450 results in New York, NY-NJ metro
- 0.02%APY$2 a year on $10,000
Requirements
Product: The first (or primary) savings account establishes HVCU membership. Requires $0.01 minimum balance/average daily balance to maintain membership.
0.02% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Rate is variable and may change at any time after opening. Transfers to another account or third parties by preauthorized, automatic, or telephone transfers are limited to 6 per month. APY based on quarterly compounding. No monthly service fees.
Offer: Rates shown for ZIP 17061. Minimum opening deposit for accounts opened online is $0.01; accounts opened in person at a branch do not require an opening deposit.
0.01% interest rate · No monthly fee · Effective Nov 10, 2021
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Earns dividends compounded and credited quarterly; 24/7 access via ATM or Cash Card (with checking account attached).
0.01% interest rate
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Quarterly fee applies if balance is less than $100. Fee applies if account is closed before six months. Can be linked to checking for overdraft protection. Opening minimum is $1,000, or $100 for minors.
0.01% interest rate
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Quarterly fee applies if balance is less than $100. Fee applies if account is closed before six months. Can be linked to checking for overdraft protection.
0.01% interest rate
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Must become a member of PenFed Credit Union with a $5 savings deposit. Online opening requires agreement to electronic delivery of disclosures and statements.
0.01% interest rate · Effective Oct 9, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Available to customers with an HSBC Premier checking account in the United States. Must be at least 18 years of age. Not available to business customers.
Qualified rate
Rate by balance
Rate by balance for HSBC Premier Savings Balance APY Up to $25,000Your amount 0.01% $25,000 – $100,000 0.10% $100,000 – $250,000 0.15% $250,000 and up 0.15% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.
Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.
0.01% interest rate · $5 monthly fee · Effective Oct 10, 2026
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More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Standard rate. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.01% interest rate · $12 monthly fee · Effective Oct 10, 2026
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Special secondary savings account. Account transfer and withdrawal limitations apply.
Offer: Dividends compounded and credited quarterly based on average daily balance. Minimum average daily balance of $5.00 required to earn the stated APY.
0.01% interest rate
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Par value of one share is $5.00 required to join and maintain membership. Account transfer and withdrawal limitations apply (maximum 6 electronic transfers/debits per month). Account subject to a $5.00 fee per quarter if balance falls below $5.00.
Offer: Dividends compounded and credited quarterly based on average daily balance. Minimum average daily balance of $5.00 required to avoid a service fee and earn the stated APY.
0.01% interest rate
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Waive $5 monthly maintenance fee with an average daily balance of $100 ($50 average daily balance for accounts opened in Minnesota).
Offer: Applies to all balances. $5 monthly fee waived with $100 average daily balance ($50 in Minnesota). Stated APY based on daily compounding.
0.01% interest rate · $5 monthly fee · Effective Oct 1, 2026
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.01% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York, NY-NJ metro
477 accounts at 181 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 3.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches