Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 346–360 results in New York, NY-NJ metro
- 0.09%APY$9 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold relationship tier (requires $180,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold tier.
Qualified rate · 0.09% interest rate · $4.50 monthly fee
Rate checked
More details - First Hope BankGold Money MarketGold Money Market · $1,000 min · 0.00%–0.15% by balance
Bank · 3 branches
0.08%APY$8 a year on $10,000Requirements
Product: Minimum deposit of $1,000 required to open account. Minimum balance of $1,000 required to earn APY. Rate is subject to change after account opening. Fees may reduce earnings. Personal accounts only.
0.00% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Gold Money Market Balance APY Up to $1,000 0.00% $1,000 – $2,500 0.05% $2,500 – $100,000Your amount 0.08% $100,000 and up 0.15% Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Dividends are compounded and credited quarterly, paid on the last day of the quarter. No accrued dividends if accounts are closed before dividends are posted. Maximum six monthly withdrawals to avoid fees.
Offer: Average daily balance to earn APY.
0.50% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amount 0.08% $25,000 – $50,000 1.31% $50,000 – $100,000 1.65% $100,000 and up 1.82% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 125 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 125 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - 0.06%APY$6 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citi Priority relationship tier (requires $30,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citi Priority tier.
Qualified rate · 0.06% interest rate · $4.50 monthly fee
Rate checked
More details - Mid-Hudson Valley Federal Credit UnionTiered Money MarketTiered Money Market · $2,500 min · 0.05%–0.25% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: A low balance fee of $10.00 will be assessed if the average monthly balance is below the minimum required. If balance falls below the minimum stated, the current savings account APY will apply.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY $2,500 and up 0.05% $10,000 and upYour amount 0.05% $25,000 and up 0.05% $50,000 and up 0.10% $100,000 and up 0.15% $200,000 and up 0.20% $300,000 and up 0.20% $400,000 and up 0.20% $500,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A low balance fee of $10.00 will be assessed if the average monthly balance is below the minimum required. If balance falls below the minimum stated, the current savings account APY will apply.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: In order to join NY TEAM FCU, members open and keep a basic savings account with $1 as ownership share. Monthly maintenance fee is FREE. Minimum balance of $2,500.00 to earn dividends.
Offer: Minimum balance to earn dividend is $2,500.00+. $1 opening deposit/share required.
0.05% interest rate · No monthly fee · Effective Oct 30, 2025
Rate checked
More details - Bogota Savings BankMoney Market CheckingMoney Market Checking · $100 min · 0.05%–0.35% by balance
Bank · 7 branches
0.05%APY$5 a year on $10,000Requirements
Product: $1,000 minimum balance requirement to avoid monthly service fee. Online accounts (e-Money Market) typically carry a higher interest rate.
Offer: Interest Compounded Daily | Posted Monthly
0.05% interest rate · Compounded daily
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $15,000Your amount 0.05% $15,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 and up 0.35% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership eligibility applies. $5 minimum opening deposit. Balance minimum of $250 required to earn dividends. Fees may apply; refer to fee schedule.
Offer: $250 minimum balance required to earn dividends.
0.05% interest rate
Rate checked
More details - ValleyTiered Money MarketTiered Money Market · $2,000 min · 0.01%–0.10% by balance
Bank · 164 branches
0.05%APY$5 a year on $10,000Requirements
Product: Must be 18 years or older.
Offer: Tier 1: 0.05% APY for daily balances of $0.01 - $4,999.99. Maintain an average daily balance of at least $10,000 to avoid the $25 monthly maintenance charge.
$25 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $500,000 0.05% $500,000 – $1,500,000 0.10% $1,500,000 – $2,500,000 0.10% $2,500,000 – $5,000,000 0.10% $5,000,000 – $10,000,000 0.10% $10,000,000 and up 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years or older with a U.S. residential address. Initial opening deposit cannot come from an existing Valley bank account.
Offer: Earn 0.05% APY on balances of $0.01 up to $10,000. Maintain an average daily balance of at least $10,000 to avoid the $25 monthly maintenance charge.
$25 monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest is paid from day of deposit to day of withdrawal. Interest is compounded daily and credited monthly. Variable rate account; rates subject to change at any time. Minimum to open is $5.00.
Offer: Interest rate is 0.05%.
0.05% interest rate · Compounded daily · Effective Oct 16, 2026
Rate by balance
Rate by balance for Tiered Statement Savings Balance APY Up to $1,000 0.05% $1,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Interest rate is 0.10%. 0.10% $100,000 – $150,000Interest rate is 0.10%. 0.10% $150,000 and upInterest rate is 0.15%. 0.15% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 125 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York, NY-NJ metro
477 accounts at 181 banks and credit unions · checked Oct 22–23
- Typical
- 0.25%
- Top 10% from
- 3.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches