Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Montgomery, AL metro
- 0.35%APY$35 a year on $10,000
Requirements
Product: Membership requires qualifying field of membership and an initial deposit equal to one share. Dividends accrue daily and are paid quarterly. No fee for active accounts; up to 6 preauthorized or electronic transfers per statement period.
Offer: Compounded and credited quarterly. Dividends calculated daily and accrue from day of noncash deposit. Maximum 6 preauthorized or electronic transfers per statement period.
0.35% interest rate
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - MAX Credit UnionPrivate Reserve Money Market AccountPrivate Reserve Money Market Account · $2,500 min
Credit union · 13 branches
0.30%APY$30 a year on $10,000Requirements
Offer: Dividends paid monthly. Rate changes effective on the first day of each month.
Rate checked
More details - 0.26%APY$26 a year on $10,000
Requirements
Product: $25.00 deposit into Share Account establishes membership.
Offer: Monthly frequency.
0.25% interest rate · Effective Sep 1, 2023
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: 3 Withdrawals per Quarter: No Charge; More than 3 withdrawals in a quarter: $7.50 per withdrawal; If average balance falls below $100 during the quarter: $5.00 fee.
Offer: Daily balance up to $24,999.99. Minimum balance to obtain APY is $0.01.
0.25% interest rate · Effective Oct 24, 2022
Rate by balance
Rate by balance for Savings Balance APY Up to $25,000Your amount 0.25% $25,000 – $50,000 0.25% $50,000 and up 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends on share accounts are set in arrears by the Board on a quarterly basis. Accounts earn dividends with a minimum balance of $100. $10 membership fee upon opening. Minimum $15 balance requirement. Limited to 3 teller withdrawals and 3 ATM withdrawals per month.
0.25% interest rate · No monthly fee
Rate checked
More details - Hope Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.25%–2.28% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: $1,000 initial deposit and minimum balance. $9.95 monthly fee, waived with $1,000 minimum balance. Six withdrawals per month. Variable-rate account; rates may change after account is opened. Rates as of 10/1/26 and subject to change.
Offer: Non-Jumbo tier. Minimum opening deposit $1,000. $9.95 monthly fee waived with $1,000 minimum balance. Variable-rate account; rates may change after the account is opened. Rates as of 10/1/26 and subject to change.
0.25% interest rate · $9.95 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.25% $100,000 – $500,000 2.28% $500,000 and up 2.28% Rate checked
More details - Hope Credit UnionTransformational DepositsTransformational Deposits · $1,000 min
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum opening deposit $1,000. Rates as of 10/1/26 and subject to change. Variable-rate account; rates may change after the account is opened.
Offer: Minimum opening deposit $1,000. Rates as of 10/1/26 and subject to change. Variable-rate account; rates may change after the account is opened. Transformational Deposits Non-Jumbo and Jumbo.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Alabama ONEMembership Savings AccountsSavings · $5 min · 0.00%–0.20% by balance
Credit union · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Every Alabama ONE member has a membership savings account. Variable Rate account. Savings account dividends are compounded and paid quarterly. $5 membership fee required.
0.00% interest rate · No monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Membership Savings Accounts Balance APY Up to $1,000 0.00% $1,000 and upYour amount 0.20% Rate checked
More details - Guardian Credit UnionPrimary Share AccountSavings · $100 min · 0.10%–0.20% by balance
Credit union · 11 branches
0.20%APY$20 a year on $10,000Requirements
Product: Primary Share Account establishes membership in the credit union. No monthly service fees. Dividends earned quarterly on average daily balances above $100. Online opening minimum is $1.
Offer: Average daily balance $100 - $2,999; dividends paid quarterly.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Primary Share Account Balance APY $100 – $2,999 0.10% $3,000 and upYour amount 0.20% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Must be a U.S. citizen or resident alien and 19 years of age or older (under 19 with a qualified guarantor) with a U.S. address, SSN, ID, and valid email address. For members at least 19 years of age holding no other accounts except a share or share/club accounts, must maintain an average daily balance of $100.00 to receive dividends.
Offer: Dividends paid quarterly.
0.00% interest rate
Rate by balance
Rate by balance for Share Balance APY Up to $100 0.00% $100 – $2,500 0.08% $2,500 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Fees could reduce earnings on the account.
0.15% interest rate · Effective Oct 24, 2022
Rate by balance
Rate by balance for Money Market Balance APY Up to $25,000Your amount 0.15% $25,000 – $50,000 0.25% $50,000 – $100,000 0.30% $100,000 – $250,000 0.40% $250,000 and up 1.00% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Interest earned on balances of any size. Balances that fall below $200 incur a $4 monthly service fee. Two withdrawals per monthly statement cycle, thereafter $2 per withdrawal.
0.15% interest rate · $4 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Montgomery, AL metro
54 accounts at 19 banks and credit unions · checked Oct 16–22
- Typical
- 0.18%
- Top 10% from
- 2.86%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.28%
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Montgomery, AL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Auburn University Credit UnionCredit union · 1 branch
- ASE Credit UnionCredit union · 6 branches
- Guardian Credit UnionCredit union · 11 branches