Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Minneapolis, MN-WI metro
- 0.50%APY$50 a year on $10,000
Requirements
Product: $10,000 minimum daily balance required to avoid $20 service fee in each monthly statement cycle. Free basic wallet or duplicate checks and free Cashier's Checks. Tiered interest rates.
Offer: $10,000 minimum daily balance required to avoid $20 monthly service fee.
$20 monthly fee
Rate by balance
Rate by balance for Premier Investment Savings Balance APY Up to $49,999Your amount 0.50% $50,000 – $99,999 0.65% $100,000 – $249,999 1.30% $250,000 and up 1.80% Rate checked
More details - National Bank of CommerceFalls Savings AccountSavings · $5 min · 0.50%–4.00% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,000intro rateRequirements
Product: Available to personal customers who open an account at the International Falls, MN office through December 31, 2026. Limit of one promotional account per primary accountholder.
Offer: Tier applies to daily balances up to $10,000.
Promotional rate · 3.92% interest rate · Effective Jun 29, 2026
Rate by balance
Rate by balance for Falls Savings Account Balance APY Up to $10,000 4.00% $10,000 and upYour amountBlended APY ranges from 1.36% to 4.00% depending on the account balance. 0.50%* Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Minimum daily balance is $5,000 to avoid the $10 monthly below minimum daily balance fee. Statement frequency is quarterly. Includes unlimited out-of-network ATM withdrawals and check writing privileges.
Offer: Opening minimum deposit is $5,000.00. Minimum balance to obtain APY is $5,000.00. $10 monthly fee applies if minimum daily balance falls below $5,000.
0.50% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Key Elite Savings Balance APY $5,000 – $25,000Your amount 0.50% $25,000 – $75,000 0.75% $75,000 and up 1.00% Rate checked
More details - North Memorial FCUMoney Market AccountMoney Market Account · $0 min · 0.50%–1.50% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Up to six free withdrawals per month. Minimum withdrawal of $500. $25 monthly service fee if minimum balance is not maintained.
Offer: $25 monthly fee applies if minimum balance is not maintained.
0.50% interest rate · $25 monthly fee · Effective May 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000Dividend rate text in source contains multiple values ('0.750% 1.00%'); 0.75% $50,000 – $100,000 1.00% $100,000 and upDividend rate text in source contains multiple values ('1.490% 1.50%'); 1.50% Rate checked
More details - BANKWESTPreferred Money MarketPreferred Money Market · $10,000 min · 0.50%–1.00% by balance
Bank · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Avoid the $20 monthly maintenance fee by maintaining a minimum balance of $10,000. Interest paid on daily collected balance. Variable interest rate subject to change at any time.
Offer: Tier $0 - $24,999.99. Avoid the $20 monthly maintenance fee by maintaining a minimum balance of $10,000. Variable interest rate subject to change at any time.
0.50% interest rate · $20 monthly fee · Effective Jul 15, 2026
Rate by balance
Rate by balance for Preferred Money Market Balance APY Up to $25,000Your amount 0.50% $25,000 – $50,000 0.50% $50,000 – $125,000 0.60% $125,000 – $250,000 0.60% $250,000 and up 1.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Restricted prize-linked savings account promoting a minimum 12-month savings period. Each $25 increase in month-over-month balance earns prize drawing entries (up to 4 entries/month). Maximum of 2 withdrawals permitted per 12-month period ($10 penalty for 1st withdrawal, $25 penalty for 2nd withdrawal; 3rd withdrawal results in account closure). Automatically renews at end of 12 months with a 30-day penalty-free rollover window. Minimum $1.00 daily balance required to receive dividend.
0.50% interest rate · Effective May 19, 2026
Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: All accrued earnings are forfeited if a dividend earning account is closed before the end of the quarter. Rates subject to change.
Offer: Assumes dividends will remain in the account.
Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Debit card purchases are automatically rounded up to the next whole dollar amount and transferred from checking. Must enroll in Digital Services and eStatements to earn a higher dividend rate. No monthly fees or penalties. Withdraw funds at anytime without losing dividends. Can be used for overdraft protection.
Offer: Must enroll in Digital Services and eStatements to earn a higher dividend rate.
0.45% interest rate · No monthly fee · Effective Nov 1, 2025
Rate checked
More details - Building Trades Credit UnionAdvantage SavingsSavings · $2,500 min · 0.40%–0.60% by balance
Credit union · 3 branches
0.45%APY$45 a year on $10,000Requirements
Product: Tiered rate savings account. Monthly service fee of $20 applies if balance falls below the minimum required balance of $2,500.
Offer: Dividends calculated daily, compounded monthly, and paid monthly. Monthly fee of $20 applies if balance falls below minimum.
Compounded monthly · $20 monthly fee · Effective Apr 1, 2025
Rate by balance
Rate by balance for Advantage Savings Balance APY $2,500 – $10,000 0.40% $10,000 – $50,000Your amount 0.45% $50,000 – $100,000 0.50% $100,000 and up 0.60% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: $5 minimum opening deposit and minimum balance to open Membership account, no minimum balance for additional savings accounts. $0.01 minimum balance to earn APY. Establishes credit union membership.
0.40% interest rate · Effective Jul 1, 2023
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Accounts may be subject to a maintenance charge if minimum balance of $25,000 is not maintained.
Offer: Subject to a maintenance charge if minimum balance of $25,000 is not maintained.
0.40% interest rate · Effective May 18, 2026
Rate by balance
Rate by balance for Premium Savings Balance APY Up to $25,000Your amount 0.40% $25,000 – $50,000 0.65% $50,000 – $100,000 0.90% $100,000 – $250,000 1.26% $250,000 – $500,000 1.71% $500,000 and up 2.07% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: $15 maintenance charge per month if balance falls below minimum of $25,000 during statement cycle. Free e-Statements or $5.00 monthly fee for paper statement. Interest calculated by average daily balance method and compounded monthly.
Offer: Subject to maintenance charge if minimum balance of $25,000 is not maintained.
0.40% interest rate · Compounded monthly · $15 monthly fee · Effective May 18, 2026
Rate by balance
Rate by balance for Loyalty Savings Balance APY Up to $25,000Your amount 0.40% $25,000 – $50,000 0.65% $50,000 – $100,000 0.90% $100,000 – $250,000 1.26% $250,000 – $500,000 1.71% $500,000 and up 2.07% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: No minimum balance requirement. No monthly service fees. Interest is earned on average monthly balance. If the combined balance of a deposit relationship in savings or money market accounts exceeds $5,000,000.00, balances exceeding $5,000,000.00 will be transferred to an interest bearing checking account. A non-interest savings account option is also available. Available to individuals who live or work in Minnesota, or have an open and active account with Think Bank.
Offer: Variable interest rate. Interest is earned on average monthly balance.
0.30% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $2,500 0.30% $2,500 – $10,000 0.30% $10,000 – $20,000Your amount 0.40% $20,000 – $5,000,000 0.40% Rate checked
More details - City & County Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.10%–0.65% by balance
Credit union · 10 branches
0.40%APY$40 a year on $10,000Requirements
Product: Minimum balance of $2,500 required; a fee is charged if balance drops below $2,500.
Offer: A fee is charged if you drop below the $2,500 minimum balance.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,499 0.10% $2,500 – $24,999Your amount 0.40% $25,000 – $49,999 0.45% $50,000 – $99,999 0.55% $100,000 and up 0.65% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Interest-bearing savings account with liquidity for the traditional saver. Interest accrues daily on collected balance of $50.00 or more and is compounded quarterly and credited quarterly.
Offer: Minimum daily balance to obtain APY is $50.00. $3 monthly charge if balance falls below minimum required ($50) any day of the month.
0.40% interest rate · Compounded quarterly · $3 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minneapolis, MN-WI metro
307 accounts at 107 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.15%
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Minneapolis, MN-WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- VisionBankBank · 1 branch
- Luminate BankBank · 1 branch
- St. Paul Federal Credit UnionCredit union · 3 branches