Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Minneapolis, MN-WI metro
- 0.70%APY$70 a year on $10,000
Requirements
Product: Variable rate. Up to 6 free withdrawals per month; $1.00 charge per excess withdrawal.
Offer: Tier with balance $10,000 and above (alternate published rate tier). Monthly maintenance fee of $10 waived with minimum balance of $1,000/month.
0.70% interest rate · $10 monthly fee
Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: Requires a $100 opening balance. $10 monthly fee if the $1,000 minimum daily balance is not met. 5 free withdrawals per month, then $1.00 per withdrawal.
Offer: Minimum balance to obtain APY is $1,000.00. $10 monthly fee waived if $1,000 minimum daily balance is met.
0.50% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Preferred Savings Balance APY $1,000 – $10,000 0.50% $10,000 – $25,000Your amount 0.65% $25,000 and up 0.75% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Must maintain $5 in Membership Share Account for membership eligibility. Offers typically higher rate of return than standard Regular Share Account.
Offer: Minimum daily balance to earn stated APY is $5,000. Tier applies to balances $5,000 - $24,999.
0.60% interest rate · Balance cap $24,999 · Effective Oct 1, 2026
Rate checked
More details - Wings Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.10%–1.60% by balance
Credit union · 20 branches
0.60%APY$60 a year on $10,000Requirements
Product: Membership required. Insured by NCUA. Minimum actual balance required to open is $2,500. Pay no monthly fees or minimum balance fee.
0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.80% $50,000 – $100,000 1.00% $100,000 – $250,000 1.30% $250,000 and up 1.60% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: All accounts shown are variable interest bearing accounts; interest rates can change after account is opened and are subject to change without notice. Average Daily Balance method required to earn disclosed APY. Fees may reduce earnings; fees are based on the average daily balance.
Offer: Compounded monthly. $1,000.00 minimum to open & avoid fees.
0.05% interest rate · Compounded monthly · Effective Jun 1, 2023
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.05% $1,000 – $25,000Your amount$1,000.00 minimum to earn tiered rate (otherwise reverts to lower tiered rate). 0.60% $25,000 – $50,000$25,000.00 minimum to earn tiered rate (otherwise reverts to lower tiered rate). 1.00% $50,000 – $100,000$50,000.00 minimum to earn tiered rate (otherwise reverts to lower tiered rate). 1.11% $100,000 – $250,000$100,000.00 minimum to earn tiered rate (otherwise reverts to lower tiered rate). 1.26% $250,000 and up$250,000.00 minimum to earn tiered rate (otherwise reverts to lower tiered rate). 1.51% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Variable rate.
Offer: Minimum balance to earn interest is $10. Monthly maintenance fee of $5 waived with minimum balance of $50/month. Unlimited free withdrawals per month.
0.60% interest rate · $5 monthly fee
Rate checked
More details - TopLine Financial Credit UnionTopLine Money MarketTopLine Money Market · $0 min · 0.35%–1.10% by balance
Credit union · 11 branches
0.55%APY$55 a year on $10,000Requirements
Product: Maintain minimum balance of $1,000 to earn dividends; balances below the minimum required will not earn dividends and may incur a monthly fee. Free checks available upon request (up to 3 checks written per month).
Offer: Minimum balance of $0.01 is required to earn disclosed APY. Balances below minimum required will not earn dividends and may incur a monthly fee.
0.35% interest rate
Rate by balance
Rate by balance for TopLine Money Market Balance APY Up to $9,999 0.35% $10,000 – $24,999Your amount 0.55% $25,000 – $49,999 0.65% $50,000 – $99,999 0.75% $100,000 and up 1.10% Rate checked
More details - Merchants BankDiamond Money MarketDiamond Money Market · $5,000 min · 0.25%–3.20% by balance
Bank · 5 branches
0.55%APY$55 a year on $10,000Requirements
Product: $5,000 minimum daily balance required to avoid $10 monthly fee. 6 withdrawals allowed per month ($10 fee per withdrawal over 6).
$10 monthly fee · Effective Apr 16, 2026
Rate by balance
Rate by balance for Diamond Money Market Balance APY Up to $5,000 0.25% $5,000 – $25,000Your amount 0.55% $25,000 – $50,000 1.00% $50,000 – $100,000 1.30% $100,000 – $200,000 2.00% $200,000 – $1,000,000 2.25% Over $1,000,000 3.20% Rate checked
More details - Magnifi FinancialMoney MarketMoney Market · $2,500 min · 0.50%–1.15% by balance
Credit union · 4 branches
0.55%APY$55 a year on $10,000Requirements
Product: Opening deposit of $2,500.00 is required to open an account; that balance does not need to be maintained. No monthly fees or penalties. Can be used for overdraft protection on Magnifi Financial checking account.
Offer: Dividends compound monthly. Rates subject to change without notice.
0.50% interest rate · Effective Nov 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.50% $2,500 – $9,999 0.50% $10,000 – $24,999Your amount 0.55% $25,000 – $49,999 0.65% $50,000 – $99,999 0.85% $100,000 – $149,999 0.95% $150,000 and up 1.15% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Offer: Accrued daily and paid/compounded quarterly. Avoid the $5 quarterly basic fee by maintaining a $50 minimum balance throughout the quarter. $20 early account closing fee if account closed within 3 months of opening.
0.55% interest rate · Compounded quarterly · Effective Apr 1, 2024
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Must Have a BEYOND SPEND Account, ONE Account Available Per Primary Tax ID.
Offer: Up to $4,999.99; Must Have a BEYOND SPEND Account, ONE Account Available Per Primary Tax ID.
Qualified rate · 1.49% interest rate · No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Beyond Save Balance APY Up to $5,000 1.50% $5,000 – $25,000Your amountBetween $5,000.00-$24,999.99; APY ranges from 0.70% to 1.50%; 0.50%* $25,000 and upOver $25,000.00; APY ranges from 0.25% to 0.70%; 0.10%* Rate checked
More details - First State Bank and TrustInvestors Plus Money MarketInvestors Plus Money Market · $2,000 min · 0.50%–2.53% by balance
Bank · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Tiered interest rates that increase as balance grows. Rates may change after account is opened. Fees may reduce earnings.
0.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Investors Plus Money Market Balance APY Up to $25,000Your amount 0.50% $25,000 – $75,000 1.00% $75,000 – $250,000 1.51% $250,000 – $500,000 2.02% $500,000 and up 2.53% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 24 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Platinum Choice enhanced rate tier. Requires meeting and maintaining Platinum Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.50% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Required for membership. Dividends paid quarterly. Accessible at 30,000 ATMs nationwide (checking account required).
Offer: Dividends compounded and paid quarterly. Variable rate. $25.00 minimum balance to earn dividends/stated APY.
Qualified rate · 0.50% interest rate · Effective Oct 4, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Requires opening deposit of $0 to earn stated APY. After balance reaches $500, a VISA ONE Credit Card with a $500 credit limit is issued and funds are frozen. Credit limit can be increased in multiples of $500 as additional savings tiers are reached.
Offer: Dividends compounded and paid quarterly. Variable rate. Minimum balance to open account and earn stated APY is $0.
0.50% interest rate · Effective Oct 4, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minneapolis, MN-WI metro
307 accounts at 107 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.15%
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Minneapolis, MN-WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- VisionBankBank · 1 branch
- Luminate BankBank · 1 branch
- St. Paul Federal Credit UnionCredit union · 3 branches