Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Miami, FL metro
- United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 7 branches
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details - Baptist Health South Florida FCUMoney MarketMoney Market · $2,500 min · 0.00%–2.75% by balance
Credit union · 6 branches
0.50%APY$50 a year on $10,000Requirements
Product: With a minimum deposit of $2,500. Dividends are paid/credited quarterly and calculated based on average daily balance. If the account balance falls below $2,500, it will not receive a dividend. Limited to three withdrawals per month ($5 fee per withdrawal exceeding three per month).
Offer: If balance falls below $2,500, it will not receive a dividend.
0.00% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 – $100,000 1.00% $100,000 – $150,000 1.50% $150,000 – $200,000 1.75% $200,000 – $250,000 2.25% $250,000 and up 2.75% Rate checked
More details - Dort Financial Credit UnionSavings PlusSavings · $0 min · 0.15%–0.80% by balance
Credit union · 4 branches
0.50%APY$50 a year on $10,000Requirements
Product: High-yield investment savings account with variable rates. Dividends are credited on the last day of each month. Allows convenient access using Savings Plus checks (up to six clearing per month), phone, online, or in-person. Funds cannot be accessed or withdrawn through ATM. Businesses are ineligible.
0.15% interest rate
Rate by balance
Rate by balance for Savings Plus Balance APY Up to $999 0.15% $1,000 – $9,999 0.30% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.60% $100,000 – $199,999 0.70% $200,000 and up 0.80% Rate checked
More details - Memorial Employees Financial Credit UnionAdvantage Money MarketAdvantage Money Market · $10,000 min
Credit union · 6 branches
0.47%APY$47 a year on $10,000Requirements
Product: Other rates may be available.
Offer: Minimum balance of $10,000 to earn stated APY. Other rates may be available. Up to 6 withdrawals per month (only 3 can be by check).
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - First BankRelationship Money Market AccountRelationship Money Market Account · $1,001 min · 0.45%–2.34% by balance
Bank · 1 branch
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Requires a Relationship Checking Account. Minimum $1,000 to open. $15 monthly service fee if balance falls below $1,000. Maximum 6 withdrawals or transfers per statement cycle.
Offer: Requires a Relationship Checking Account.
Qualified rate · 0.45% interest rate
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY $1,001 – $10,001Your amount 0.45% $10,001 – $50,001 0.90% $50,001 – $150,001 1.66% $150,001 and up 2.34% Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Minimum daily balance requirement of $1 must be met each day of the statement cycle to earn stated APY; if balance falls below, a monthly maintenance fee may be assessed.
0.45% interest rate · Effective Oct 2, 2026
Rate checked
More details - iTHINK FinancialMoney Market Max AccountMoney Market Max Account · $0 min · 0.45%–1.45% by balance
Credit union · 7 branches
0.45%APY$45 a year on $10,000Requirements
Product: All iTHINK Financial Memberships and accounts are subject to eligibility, address and identification verification, and qualification. $500 minimum balance is required to avoid a minimum balance fee. Variable rates subject to change after opening. Dividend rate paid based on total balance in account. Fees may reduce earnings.
Offer: $500 minimum balance is required to avoid a minimum balance fee.
0.45% interest rate · Effective Mar 24, 2026
Rate by balance
Rate by balance for Money Market Max Account Balance APY Up to $10,000 0.45% $10,000 – $25,000Your amount 0.45% $25,000 – $50,000 0.50% $50,000 – $100,000 0.60% $100,000 – $250,000 1.00% $250,000 and up 1.45% Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Up to three withdrawals per month. Rates and yields depend upon relationship tier. Account rates are variable. Interest compounded quarterly.
Offer: Interest compounded quarterly. Rates and yields depend upon relationship tier. Account rates are variable. Fees may reduce earnings. APY = As High As Annual Percentage Yield.
0.45% interest rate · Compounded quarterly
Rate checked
More details - Dade County Federal Credit UnionMoney ManagementMoney Management · $2,500 min · 0.40%–1.06% by balance
Credit union · 11 branches
0.45%APY$45 a year on $10,000Requirements
Product: Minimum of $2,500.00 required to open account.
0.40% interest rate · Effective Feb 17, 2026
Rate by balance
Rate by balance for Money Management Balance APY $2,500 – $5,000 0.40% $5,000 – $50,000Your amount 0.45% $50,000 – $100,000 0.65% $100,000 – $250,000 0.95% $250,000 and up 1.06% Rate checked
More details - Memorial Employees Financial Credit UnionMoney MarketMoney Market · $2,500 min
Credit union · 6 branches
0.42%APY$42 a year on $10,000Requirements
Product: Other rates may be available.
Offer: Minimum balance of $2,500 to earn stated APY. Other rates may be available. Up to 6 withdrawals per month (only 3 can be by check).
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: For High Yield Investment accounts, there can be only one (1) free withdrawal per month. Subsequent withdrawals are subject to a $25 fee.
0.40% interest rate
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Offer: Monthly maintenance service charge is avoided with a minimum balance of $200.
0.40% interest rate · $5 monthly fee · Effective Sep 24, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Offer: Monthly maintenance service charge is avoided with a minimum balance of $400.
0.40% interest rate · $5 monthly fee · Effective Sep 24, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Minimum daily balance requirement of $2,500 must be met each day of the statement cycle to earn stated APY; if balance falls below, a monthly maintenance fee may be assessed.
0.40% interest rate · Effective Oct 2, 2026
Rate checked
More details - Gold Coast Federal Credit UnionMoney Market Checking AccountMoney Market Checking Account · $5,000 min · 0.40%–0.55% by balance
Credit union · 3 branches
0.40%APY$40 a year on $10,000Requirements
Product: Tiered dividend rates beginning at $5,000. Dividends paid monthly. First order of checks is free. Transaction limits apply.
Offer: Dividends compounded/paid monthly. Minimum opening balance $5,000.00.
0.40% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Money Market Checking Account Balance APY $5,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.45% $50,000 – $100,000 0.50% $100,000 and up 0.55% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Miami, FL metro
204 accounts at 80 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.53%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.25%
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Miami, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- American Airlines Federal Credit UnionCredit union · 6 branches
- JM Associates FCUCredit union · 1 branch
- First Choice Credit UnionCredit union · 2 branches