Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Memphis, TN-MS-AR metro
- 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends calculated daily, paid and compounded quarterly. Rates subject to change quarterly. Membership eligibility applies.
Offer: Tiered interest rate of 0.15-0.30% APR / 0.15-0.30% APY. No monthly service charge.
0.15% interest rate · Compounded quarterly · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership required; establishes credit union membership. $5 minimum opening deposit. No monthly service fees. Can be used as collateral for a share secured loan.
Offer: Quarterly paid dividends; requires a minimum balance of $184 to earn dividends.
0.15% interest rate · No monthly fee · Effective Jul 22, 2026
Rate checked
More details - SecurCommunity Federal Credit UnionPrimary Savings AccountSavings · $25 min
Credit union · 3 branches
0.15%APY$15 a year on $10,000 - 0.15%APY$15 a year on $10,000
Requirements
Product: If you close your account before dividends are paid, you will not receive the accrued dividends.
Offer: No minimum balance is required to earn an annual percentage yield.
0.15% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate account; rates may change after the account is opened. Rates apply when qualifications are met.
Offer: When qualifications not met.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - UT Federal Credit UnionMoney MarketMoney Market · $2,000 min · 0.05%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Minimum deposit for account opening is $2,000. Dividend rate compounded monthly. No monthly service charge. Maintenance or activity fees could reduce earnings.
Offer: Tier applies to balances up to $1,999. Minimum opening deposit is $2,000.
0.05% interest rate · Compounded monthly · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,999 0.05% $2,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.10% $25,000 – $49,999 0.15% $50,000 and up 0.20% Rate checked
More details - First Horizon BankMoney Market SavingsMoney Market Savings · $50 min · 0.10%–0.15% by balance
Bank · 31 branches
0.10%APY$10 a year on $10,000Requirements
Product: $50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.
Offer: Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month.
$9 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.15% $250,000 and up 0.15% Rate checked
More details - Leaders Credit UnionFirst Forward (Prime) SavingsSavings · $10 min · 0.00%–0.10% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Membership savings account; all members must have a First Forward Savings Account with at least the minimum opening balance.
Offer: Minimum balance to earn dividends is $10.00.
Effective Jul 1, 2026
Rate by balance
Rate by balance for First Forward (Prime) Savings Balance APY Up to $10 0.00% Up to $2,500 0.05% $2,500 – $5,000 0.10% $5,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Minimum balance to earn dividends is $10.00.
Effective Jul 1, 2026
Rate by balance
Rate by balance for Side Savings Balance APY Up to $10 0.00% Up to $2,500 0.05% $2,500 – $5,000 0.10% $5,000 and upYour amount 0.10% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 23 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - FedEx Employees Credit AssociationShare Savings AccountSavings · $500 min · 0.01%–0.05% by balance
Credit union · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: FECA membership required. Accounts insured up to $500,000 ($250,000 by NCUA and $250,000 by ESI).
Effective Oct 13, 2024
Rate by balance
Rate by balance for Share Savings Account Balance APY $500 – $1,000 0.01% $1,000 – $3,000 0.03% $3,000 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Applicants must be 18 years of age or older to open an account; applicants under 18 must have an adult co-owner (18 years or older).
Offer: To obtain the disclosed APY, must maintain a minimum average daily balance of $25 each day. Interest credited on balances of $25 and above. Minimum balance fee of $5 imposed every month if the balance falls below $50 any day of the month/statement cycle.
0.05% interest rate · $5 monthly fee · Effective Feb 19, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable-rate account that moves with the Wall Street Journal Prime Rate. $10 monthly service fee is waived if a $5,000 minimum balance is maintained. Six free withdrawals per statement cycle ($2 fee per withdrawal exceeding 6).
Offer: Base rate applied to all balances when FirstRewards Checking qualifications are not met or upon closure of the FirstRewards Checking account. $10 monthly fee waived with $5,000 minimum balance.
Qualified rate · $10 monthly fee · Effective Sep 17, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: First account opened when joining Southeast Financial Credit Union representing member ownership share. $5.00 deposit is returned if account is ever closed.
Offer: Minimum opening deposit of $5.00 required. Rates may change after account opening at the credit union's discretion. Fees may reduce account earnings.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Memphis, TN-MS-AR metro
110 accounts at 42 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 1.56%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.20%
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Memphis, TN-MS-AR metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- LGWFCUCredit union · 1 branch
- Leaders Credit UnionCredit union · 2 branches
- Memphis City Employees Credit UnionCredit union · 6 branches