Credit union · NCUA insured
SecurCommunity Federal Credit Union
A $92.6M credit union headquartered in Cordova, TN, with 9,457 members and 3 branches in Tennessee. Best rates: CDs 2.25% and savings 0.15% APY.
SecurCommunity Federal Credit Union Carrot Score
76
Carrot Score
Higher than 42% of U.S. banks and credit unions
#16 of 36 in Memphis, TN-MS-AR metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About SecurCommunity Federal Credit Union
SecurCommunity Federal Credit Union, formerly known as Shelby County Federal Credit Union, has served members since 1961.
The credit union operates three full-time branch locations in Memphis, Tennessee.
- Headquarters
- 7000 Goodlett Farms Pkwy Ste 100, Cordova, TN 38016-4917
- NCUA charter
- 14733
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, studies, or worships in Shelby County or DeSoto County.
Cost to join
- A $25 minimum deposit in a checking or savings account serves as a one-time membership fee.
Branches
3 branches in Tennessee
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Tennessee
3 branches
- Downtown160 N Main St Ste 401, Memphis, TN 38103Directions
- Poplar3245 Poplar Ave, Memphis, TN 38111Directions
- Sycamore1160 Sycamore View Rd, Memphis, TN 38134Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.06% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.66% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.05% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $42 | $59 | — |
- CapitalNet worth ratio14.06%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.66%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.05%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$42Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of SecurCommunity Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.