Credit union · NCUA insured
SecurCommunity Federal Credit Union Savings Rates
SecurCommunity Federal Credit Union’s best savings rate is 0.15% APY on $10,000, with its Primary Savings Account. Rates checked October 15, 2026.
How SecurCommunity Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Memphis, TN-MS-AR, where SecurCommunity Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
SecurCommunity Federal Credit Union
0.15%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $15
Primary Savings Account
Top rate
Leaders Credit Union
3.50%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $350
2nd-highest rate
FirstBank
3.40%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $340
SecurCommunity Federal Credit Union savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where SecurCommunity Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Primary Savings Account
0.15%APY
Three free withdrawals per month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.15% | $15 |
Sources (2)
All captured Sep 18, 2026
Special Savings Account
0.15%APY
If you close your account before dividends are paid, you will not receive the accrued dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance is required to earn an annual percentage yield.Any balance | 0.15% | $15 | No minimum balance is required to earn an annual percentage yield. |
Sources (1)
- securcommunityfcu.org/rates · captured Sep 18, 2026
Special-purpose accounts
Christmas Club Account
0.15%APY
Subject to early withdrawal penalty.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance is required to earn an annual percentage yield.Any balance | 0.15% | $15 | No minimum balance is required to earn an annual percentage yield. |
Sources (2)
All captured Sep 18, 2026
Who can join SecurCommunity Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, studies, or worships in Shelby County or DeSoto County.
Cost to join
- A $25 minimum deposit in a checking or savings account serves as a one-time membership fee.
Membership information collected October 5, 2026.