Best high-yield savings rates

Requirements

Product: Dividends calculated daily and credited quarterly. Dividends begin earning with a balance of $100 or more. Must maintain a $5 minimum share balance to open and maintain membership.

Offer: Dividends calculated daily and credited quarterly. Requires $100 minimum balance to earn dividends.

Requirements

Product: Waive the $25 monthly service charge by maintaining a minimum daily balance of $10,000. A minimum balance fee of $25 will be imposed every cycle if the daily balance falls below $10,000 any day of the month.

Offer: Must maintain a minimum balance of at least $10,000 each day in order to obtain the disclosed annual percentage yield; monthly fee waived with minimum daily balance of $10,000.

Requirements

Product: Up to 4 withdrawals per month without a service charge. $2.00 monthly service charge is waived for primary account holders under age 18 or 50 years or better, or with an average balance of $200.00.

Offer: Monthly service charge of $2.00 is waived if average balance is $200.00 or if account holder is under 18 or 50+ years old.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.

Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.

Requirements

Product: Waive the $1 monthly service charge by maintaining a minimum daily balance of $100. Interest is credited semi-annually.

Offer: Waive $1 monthly service charge with $100 minimum daily balance. Interest credited semi-annually.

Requirements

Offer: Interest credited semi-annually.

Requirements

Product: Waive the $10 monthly service charge by maintaining a minimum daily balance of $2,500. A minimum balance fee of $10 will be imposed every cycle if the daily balance falls below $2,500 any day of the month.

Offer: Must maintain a minimum balance of at least $2,500 each day in order to obtain the disclosed annual percentage yield; monthly fee waived with minimum daily balance of $2,500.

Requirements

Product: Rates listed are for accounts opened online. Must be 18 or older, a U.S. citizen or resident alien, and reside in AZ, CA, CO, IL, IA, KS, MN, MO, NE, NM, OK, TX, UT, or WI to open online.

Offer: Monthly service fee waived with $100 minimum daily ledger balance.

Requirements

Product: No monthly maintenance fee. Earn an extra $5 savings reward every month the balance grows by $200 or more for the first year (up to 12 rewards for new accounts). Variable rate account; minimum opening deposit is $25.

Offer: Applies to ZIP code 60603 (Illinois and Northwest Indiana locations, excluding locations in South Beloit, Roscoe and St. Clair County in Illinois). Interest compounded daily and credited monthly.

Requirements

Product: Connexus Credit Union membership required; $5.00 minimum balance required to open account and maintain membership (represents member share). A $5/month inactivity fee applies if no activity occurs in 12 months, member has no other accounts/loans, and month-end balance is under $100.

Offer: Minimum daily balance to earn the advertised APY is $100.00.

Requirements

Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.

Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Standard rate. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.

Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.

Requirements

Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.

Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.