Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–13 results in Macomb, IL metro
- Land of Lincoln Credit UnionMoney MarketMoney Market · $2,500 min · 1.36%–1.80% by balance
Credit union · 1 branch
1.46%APY$146 a year on $10,000Requirements
Product: Requires a minimum balance of $2,500.00. Minimum deposit and withdrawal requirement of $100.00. Limited to 6 preauthorized withdrawals/transfers per month, with up to 3 payable to a third party / by check. Excess withdrawals subject to $20.00 fee each or account closing. NCUA and ESI insured.
Offer: Dividends calculated daily and credited monthly.
1.35% interest rate · Effective Sep 21, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 1.36% $10,000 – $25,000Your amount 1.46% $25,000 and up 1.80% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: Minimum balance of $1,500.00 to open. If the account drops below $1,500.00 during the statement cycle, a $5.00 fee will be assessed. If the daily balance drops below $1,500.00, interest is paid at the passbook rate until the balance returns to $1,500.00.
Offer: Interest rate and annual percentage yield may change after account opening. Calculated using the average daily balance method.
0.85% interest rate · $5 monthly fee · Effective Sep 22, 2026
Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Requires a minimum balance of $10.00 to open. Interest is compounded daily, paid quarterly, and paid only on days when account balance is $10.00 or more. If minimum balance is not maintained, a $5.00 service fee will be charged; if this brings balance to zero for at least 30 days, account may be closed unless a deposit is received.
Offer: Interest rate and APY may change after account opening.
0.70% interest rate · Compounded daily · Effective Sep 22, 2026
Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Offer: Compounded Quarterly.
0.60% interest rate · Compounded quarterly · Effective Sep 17, 2026
Rate checked
More details - MidAmerica National BankMoney Market AccountMoney Market Account · $2,500 min · 0.40%–0.75% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Daily interest is compounded and paid quarterly. If balance falls below $2,500.00, a $10.00 fee will be charged per month with no interest paid. Transfers from MMAs to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle.
Offer: Rate may change after account is opened. Fees could reduce earnings. If balance falls below $2,500.00, a $10.00 monthly fee is charged with no interest paid.
0.40% interest rate · $10 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.40% $2,500 – $50,000Your amount 0.50% $50,000 – $100,000 0.60% $100,000 and up 0.75% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - First Bankers TrustPersonal Money Market AccountPersonal Money Market Account · $50 min · 0.10%–1.00% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Maintain a $2,500 minimum balance to avoid a $20 monthly service charge. Electronic statement monthly at no cost; paper statement $3.95 per month on request. Unlimited deposits. Withdrawals by electronic transfer or check limited to 6 per month. Interest rates may change at any time after opening. Fees could reduce earnings.
Offer: APY requires balance in $0.00–$2,499.99 tier. $20 monthly service charge waived if $2,500 minimum balance is maintained.
0.10% interest rate · $20 monthly fee
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $2,500 0.10% $2,500 – $25,000Your amount 0.20% $25,000 – $50,000 0.70% $50,000 and up 1.00% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Daily interest is compounded and paid quarterly. Rate may change after account opening. Fees could reduce earnings. Withdrawals limited in accordance with Regulation D (in excess of six per calendar month or statement cycle may result in a fee or account closure).
Offer: APY compounded quarterly. Rate may change after the account is opened. Fees could reduce earnings.
0.15% interest rate · Compounded quarterly · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $25,000Your amount 0.15% $25,000 and up 0.25% Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Requires $5.00 to open account. No monthly service fee unless member exceeds six (6) withdrawals per month. Interest paid in tiers based minimum balance ranges.
Offer: Dividends calculated daily and credited monthly.
0.08% interest rate · No monthly fee · Effective Sep 21, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest rate is variable and may change after account opening. Fees may reduce earnings. Minimum balance requirement and opening deposit waived for minors (17 and under) and seniors 65 years of age or older.
Offer: $3 monthly service fee applies if balance falls below $50; balance requirements and minimum opening deposit are waived for minors (17 and under) and seniors 65 years of age or older. Interest rate is variable and may change after opening. Fees may reduce earnings.
0.05% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - First Bankers TrustPersonal Savings AccountSavings · $50 min · 0.00%–0.01% by balance
Bank · 1 branch
0.01%APY$1 a year on $10,000Requirements
Product: Interest rates may change at any time and after the account is opened. Electronic statement monthly at no cost; paper statement $3.95/month on request. Fees could reduce earnings.
Offer: APY requires stated balance. $3 monthly service charge waived if $100 minimum balance is maintained.
0.00% interest rate · $3 monthly fee
Rate by balance
Rate by balance for Personal Savings Account Balance APY Up to $100 0.00% $100 and upYour amountAPY for $100 and over. 0.01% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Macomb, IL metro
13 accounts at 7 banks and credit unions · checked Sep 17–Oct 16
- Typical
- 0.30%
- Top 10% from
- 0.97%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.77%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch